Conducting thorough due diligence and preparing investment opportunities constitutes 60% of the position’s responsibilities.
Handle incoming inquiries from potential borrowers, guiding them through the application process for our range of financial products and investment solutions.
Present the investment offerings to entrepreneurial clients, outlining the repayment obligations and the critical implications of assuming debt financing.
Performs investment appraisals, gathers comprehensive data encompassing personal, business, and guaranty details, and facilitates the establishment of new investment accounts.
Compiles and finalizes investment agreements, then coordinates the distribution of investment assets in their physical form.
Conduct thorough due diligence assessments of potential borrowers by performing site inspections, compiling necessary documentation, and collaborating closely with Business Development Advisors and Business Associates to ensure all relevant information is gathered and verified.
Facilitate the delivery of all relevant materials to the Portfolio Manager while providing support in compiling credit reports for Investment Committee meetings.
Capture high-quality photographs of entrepreneurs, obtain signed photo waivers from them, and verify that their stories, accompanied by accurate details, are published on the Diva platform to support fundraising efforts.
Portfolio management responsibilities encompass 20% of the role, focusing on overseeing and optimizing investment portfolios to align with strategic objectives and risk parameters. This includes conducting thorough market analyses, evaluating asset performance, and making data-driven decisions to enhance returns while mitigating risks. The position requires proficiency in financial modeling, asset allocation strategies, and adherence to compliance standards to ensure portfolio health and regulatory adherence.
Provide outstanding customer service by engaging in daily conversations, handling correspondence, and conducting site visits as necessary to uphold strong, positive borrower relationships.
Collaborate with the Komodo Kenya Business Development Services team to support borrower success, including conducting client visits for monitoring and evaluation purposes.
Ensure that both delinquency and default rates consistently remain below the established annual targets throughout the goal-setting process.
Monitor borrower data and provide clear, timely updates to essential stakeholders regarding client status.
Serve as a vital team member during the weekly Portfolio Review Meeting.
Develop and oversee a comprehensive tracking system to monitor borrower payments and maintain up-to-date contact information.
Collaborate with the Finance & Admin team to prepare invoices for payments and perform monthly reconciliation of transactions processed by the investment department.
Engage with governmental officials, judicial entities, and other relevant parties to pursue outstanding payment obligations.
We are responsible for maintaining compliance with all Diva partnership requirements, which encompasses accurate reporting and meticulous journaling.
Performs additional responsibilities as directed by the supervisor, ensuring alignment with team objectives and organizational priorities.
The position involves overseeing 20% of the investment management system, ensuring its efficient operation and alignment with organizational goals. Responsibilities include monitoring system performance, addressing technical issues, and implementing enhancements to optimize functionality. The role requires expertise in investment management processes, proficiency with relevant software tools, and strong analytical skills to assess system data. Additionally, the individual must collaborate with cross-functional teams to integrate system updates and maintain compliance with industry standards.
Revise the Investment Management System (CBS, powered by Milos) to incorporate and process both disbursements and investment repayments accurately and efficiently.
Maintain a high level of expertise in utilizing investment software applications and showcase proficiency through effective utilization.
Collaborate with system providers to optimize application performance, enhancing efficiency in processes and procedures while maintaining strict accuracy and compliance standards.
Collaborate in establishing and refining system parameters and architectural design to effectively support the requirements of various departments.
Oversee the administration of user security access to ensure appropriate permissions and safeguard sensitive information.
Ensure rigorous segregation of duties is maintained while designing and refining robust workflows to cover every stage of the investment process.
Provide strategic guidance to the Management team on automating critical lending processes.
Ensure that all payment transactions, loan payoffs, and account balancing activities are accurately documented and processed within the Core Banking System.
Reviews operational systems and procedures to evaluate their effectiveness and efficiency, providing recommendations for enhancements or modifications as needed.
Collaborate effectively with lending personnel to enhance the precision and operational efficiency of the Investment Management System.
Compile and oversee the preparation of relevant reports while managing the system’s operations.
Additionally, the incumbent may be tasked with various other responsibilities at the discretion of their supervisor, as deemed necessary for the effective operation of the department.
Seeking a highly motivated individual with a strong foundation in analytical problem-solving and exceptional communication skills to join our team. The ideal candidate will possess a minimum of five years of experience in financial analysis or a related field, coupled with proficiency in advanced Excel and data visualization tools. A bachelor’s degree in finance, economics, accounting, or a closely related discipline is required, and professional certifications such as CFA or CPA are highly desirable. The role demands meticulous attention to detail, the ability to work under tight deadlines, and a collaborative mindset to thrive in a fast-paced work environment. Additionally, experience with ERP systems and ERP implementation projects will be considered a significant advantage.
Investment officers will serve as trusted advisors to Komodo Kenya’s clients, ensuring their financial and strategic needs are met with expertise and reliability. Essential qualifications encompass a strong foundation in investment analysis, a deep understanding of local and regional market dynamics, and a proven track record of fostering sustainable business growth. Candidates must demonstrate exceptional interpersonal skills to build long-term relationships, alongside the ability to assess and mitigate financial risks effectively. Additionally, fluency in relevant languages and a commitment to ethical business practices are required to align with Komodo Kenya’s mission of empowering entrepreneurs and driving economic development.
A bachelor’s degree in Finance or a closely related discipline is required.
Fluency in both English and Swahili is essential. Proficiency in an additional local language would be advantageous.
Proficiency in Islamic lending methodologies and practices represents a beneficial qualification.
Proven expertise in financial management and accounting, coupled with a comprehensive understanding of Kenya’s business financial regulations and policies.
Proficiency in investment management, microfinance, capital leases, and facilitating access to finance for microbusinesses and SMEs is highly preferred.
Professional version:
Demonstrated experience interacting with customers and addressing debt-related concerns is required.
Individuals with a proven track record in lending operations or related financial services are strongly preferred for this position.
Provides strategic business guidance to entrepreneurs, drawing on extensive advisory expertise to support venture development and growth.
Professional experience involving investment management system software is required.
Professional individuals who possess the skill to communicate difficult news to debtors while demonstrating the necessary assertiveness to ensure full debt repayment are sought.
Proven ability to adeptly handle challenging client interactions while consistently driving toward favorable resolutions.
Fosters meticulous attention to detail and demonstrates exceptional follow-through in all responsibilities.
Familiarity with the civil court system and prior litigation experience are desirable qualifications for this role.
With a steadfast commitment to perseverance, unwavering integrity, and sharp critical thinking abilities,
A minimum of four years of professional experience in a related or applicable field is required.
Legally permitted to work in Kenya is a mandatory requirement.
We are seeking a candidate who demonstrates strong proficiency in key competencies essential for success in this role. The ideal applicant will possess exceptional analytical skills, with the ability to interpret complex data and derive actionable insights. Strong communication skills are required, as the position involves collaborating with cross-functional teams and presenting findings to stakeholders. Attention to detail and a commitment to accuracy are critical, ensuring high-quality deliverables in all tasks. Additionally, the ability to manage multiple priorities under tight deadlines while maintaining a results-driven mindset is necessary. Familiarity with industry-specific tools and software is a plus, as is a proactive approach to problem-solving and continuous improvement.
We are looking for someone who;
Demonstrates integrity by consistently honoring commitments, cultivates reliability through transparent and candid communication, and fosters meaningful connections with team members by displaying authentic concern for their well-being.
Demonstrates courage by proactively tackling challenging situations and communicating with conviction; seizes new opportunities with determination and assumes complete accountability for personal contributions.
Seeks out necessary data and stakeholder input to inform choices, exercises sound judgment within assigned duties, and determines when to elevate concerns or request further direction.
Competitive benefits package includes comprehensive health, dental, and vision insurance coverage, a 401(k) retirement plan with company matching, paid time off, flexible work arrangements, professional development opportunities, employee wellness programs, and generous parental leave policies. Eligibility for these benefits commences on the first day of employment, and the company provides additional perks such as discounts on company products, wellness subsidies, and on-site amenities to support work-life balance.
WHAT YOU’LL GET
This position presents an exceptional chance to contribute to a rapidly expanding organization with a compelling mission. The compensation package features an outstanding workplace culture alongside highly competitive remuneration.
Compensation includes a competitive salary structure, complemented by the possibility of a performance-based bonus.
Our comprehensive benefits package includes health insurance coverage, paid annual leave, exclusive staff savings opportunities, gender-neutral parental leave provisions, and a sabbatical program, among other valuable offerings.
Our organization offers a dynamic company culture characterized by a strong commitment to employee development, including substantial investments in learning and growth initiatives, alongside clear pathways for career advancement.
You will collaborate with a highly skilled team of professionals spanning the region.
Demonstrates a strong capacity to drive meaningful societal change while fostering economic advancement.
Ensure your application is submitted through the prescribed method outlined in the job posting.
To submit your application, kindly utilize the link(s) provided below to access the company’s official website.
Qualifications
BA/BSc/HND
Experience Required
4 years
