Senior Risk Analyst – Job Reference NBK/Risk/09/2026
We are currently seeking a highly skilled Senior Risk Analyst to join our team in a permanent, full-time capacity. The ideal candidate will possess a minimum of 5 years of post-qualification experience within risk management, preferably within the financial services sector, and hold a relevant professional qualification such as FRM, CFA, or PRM. Responsibilities will include leading risk assessment initiatives, developing and implementing robust risk frameworks, and providing expert guidance to senior management on risk mitigation strategies. Additionally, the role requires conducting detailed risk analyses, monitoring emerging risks, and ensuring compliance with regulatory requirements. Strong analytical skills, advanced proficiency in risk modelling tools, and the ability to communicate complex risk concepts effectively to non-technical stakeholders are essential.
Position Scope: This role involves overseeing and managing specific operational tasks and strategic initiatives to ensure alignment with organizational goals. Duties include developing and implementing policies, coordinating cross-functional teams, and monitoring performance metrics to drive efficiency and productivity. The ideal candidate will possess strong leadership skills, a proven track record in project management, and expertise in a relevant field. Responsibilities extend to fostering innovation, optimizing processes, and maintaining compliance with industry standards. Additionally, the position requires effective communication, problem-solving abilities, and a commitment to continuous improvement.
The successful candidate will be tasked with executing strategies to uphold the established compliance framework and internal policies, thereby reducing risks associated with non-compliance and safeguarding organizational integrity.
Oversee and execute a comprehensive range of duties, including but not limited to strategic planning, operational management, and cross-functional collaboration. Ensure adherence to organizational policies, industry regulations, and performance benchmarks while fostering a culture of accountability and continuous improvement. Develop and implement innovative solutions to address challenges, optimize processes, and enhance overall efficiency. Serve as a key liaison between departments, senior leadership, and external stakeholders to facilitate seamless communication and alignment of objectives. Monitor progress, analyze data, and generate actionable insights to drive informed decision-making and strategic growth.
Formulate and execute the Bank’s regulatory compliance strategy, ensuring alignment with applicable laws and supervisory expectations while providing strategic direction and leadership to the compliance function.
Assess newly proposed actions from regulatory bodies to evaluate their potential implications on company operations.
Monitor legislative and regulatory developments that may impact the Bank’s operations or strategic initiatives, promptly escalating pertinent changes to relevant business stakeholders for informed decision-making and alignment with evolving compliance requirements.
Stays abreast of industry and compliance trends (local & International); recommends and implements changes to internal company processes as needed.
Conduct thorough reviews of regulatory submissions to verify adherence to compliance standards and meet established deadlines.
Conduct comprehensive environmental assessments and deliver strategic guidance informed by intelligence-driven analysis.
Analyze both existing and emerging compliance risks and opportunities to generate comprehensive insights.
Conduct comprehensive intelligence evaluations regarding regulatory matters to aid in the development of strategic solutions, policies, and initiatives.
Coordinate the organization-wide regulatory oversight function by utilizing the Rule-Book framework.
Oversee the periodic review and revision of the Bank’s corporate governance code and compliance framework to ensure alignment with regulatory standards and best practices.
Develop and maintain Standards of Conduct, ensuring they remain current, relevant, and effective in guiding management and employees. Regularly review and update these standards to reflect evolving organizational needs and regulatory requirements.
Ensure strict compliance with and adherence to established corporate governance codes and standards.
Experts are needed to formulate strategic policy and procedural enhancements focused on strengthening Corporate Governance practices within the Bank.
Design and conduct diverse corporate governance training programs for the Bank to ensure comprehensive skill development and knowledge enhancement among participants.
Deliver expert, real-time compliance guidance to the business entity, ensuring a consistent and cohesive approach to all inquiries and issues.
Responsible for collaborating with the product compliance team to finalize approvals for new products, policies, and propositions.
Assists in crafting the compliance training calendar by integrating findings from compliance risk evaluations.
Collaborate closely with Compliance Advisory throughout the New Product approval process.
Formulate and spearhead the Bank’s Exception Management strategy.
Monitor and provide comprehensive reports on exception trends and closure rates across the entire banking network.
Evaluate regulatory exceptions to determine their suitability for regularization and closure.
Oversee comprehensive bank-wide monitoring of exception logs and enforce timely regularization across all departments.
Seeking a candidate with a robust background encompassing relevant education, practical expertise, and hands-on experience in the specified domain. The ideal applicant must demonstrate proficiency in key competencies, possess a track record of successful project execution, and exhibit a commitment to continuous learning and professional development. Essential qualifications include industry-specific certifications, technical acumen, and the ability to adapt to evolving challenges within the field. Preferred candidates will also showcase strong problem-solving skills, collaborative mindset, and exceptional communication abilities to thrive in dynamic work environments.
A recognized institution must confer a Bachelor’s degree in any field, with a Master’s degree providing an additional benefit.
Holders of esteemed professional certifications including the Chartered Financial Analyst (CFA), Certified Information System (CIS), Association of Chartered Certified Accountants (ARCA), Institute of Certified Public Accountants of Kenya (IC PAK), Certified Financial Planner (CFP), Certified Fraud Examiner (CFE), Association of Certified Anti-Money Laundering Specialists (ADAMS), and relevant IT credentials are strongly preferred.
A minimum of 15 years of post-qualification experience in Compliance and Internal Control, with a specialization in the Financial Services Industry, is required—including at least a decade dedicated to the Banking Sector.
Possesses a comprehensive grasp of Kenyan banking regulations and corporate governance principles.
Preferred candidates will have prior experience overseeing compliance monitoring or assurance functions.
Banking Operations, encompassing both Domestic and International Operations, involves overseeing and managing a wide range of financial transactions and services. This includes processing payments, currency exchanges, and fund transfers, while ensuring adherence to regulatory standards and internal policies. Additionally, the role entails reconciling accounts, monitoring transaction flows, and resolving discrepancies to maintain accuracy and efficiency. Responsibilities may also include managing correspondent banking relationships, facilitating trade finance operations, and supporting compliance initiatives. Strong analytical skills, attention to detail, and proficiency in financial systems are essential for success in this dynamic and critical function.
Proficiency in accounting principles along with expertise in credit analysis and appraisal methodologies is required.
Conduct comprehensive assessments of environmental and industry landscapes to identify key trends, regulatory requirements, and competitive dynamics. Analyze data from diverse sources to evaluate market conditions, sustainability challenges, and operational risks. Develop actionable insights that inform strategic decision-making and support compliance with environmental standards. Collaborate with cross-functional teams to integrate findings into business planning and risk management frameworks.
We are seeking a seasoned Risk Management professional to oversee and implement strategies that mitigate potential threats to our organization. The ideal candidate will possess a strong background in identifying, assessing, and analyzing risks across financial, operational, and strategic domains. Proficiency in risk assessment frameworks, regulatory compliance, and data-driven decision-making is essential. Additionally, the role requires excellent communication skills to articulate complex risk scenarios to stakeholders and leadership. Experience with risk management software, enterprise risk management (ERM) systems, and crisis response planning is highly preferred. The successful applicant will collaborate with cross-functional teams to ensure adherence to policies, enhance resilience, and safeguard organizational assets against emerging risks.
Operational risk encompasses the potential for losses resulting from inadequate or failed internal processes, systems, or human errors, as well as external events. This role focuses on identifying, assessing, managing, and mitigating risks that could disrupt business operations, compromise financial stability, or harm organizational reputation. Key responsibilities include developing risk frameworks, monitoring risk exposures, conducting scenario analyses, and implementing controls to ensure compliance with regulatory standards. The ideal candidate will possess strong analytical skills, a deep understanding of risk management principles, and the ability to collaborate across departments to foster a culture of risk awareness and resilience.
Responsible for overseeing investment portfolios and implementing strategic asset allocation to optimize returns while managing risk exposure. Develops and monitors investment strategies in alignment with client objectives, regulatory standards, and market conditions. Conducts in-depth financial analysis, performs due diligence on investment opportunities, and evaluates performance metrics to inform decision-making. Collaborates with clients, stakeholders, and internal teams to ensure investment objectives are met, and reporting requirements are fulfilled. Maintains expertise in financial markets, investment products, and regulatory frameworks to provide informed recommendations and adapt to evolving economic landscapes.
Assets and Liabilities Management (ALM) oversees the strategic balancing of a financial institution’s assets and liabilities to optimize risk-adjusted returns while ensuring regulatory compliance and liquidity stability. This role involves monitoring interest rate risk, liquidity risk, and market risk to align the institution’s financial structure with its long-term objectives. Responsibilities include developing and implementing risk management frameworks, conducting stress testing, and analyzing financial performance metrics to inform decision-making. Strong analytical skills, proficiency in financial modeling, and a deep understanding of banking regulations are essential. Additionally, effective communication with stakeholders and senior leadership is required to articulate risk exposures and mitigation strategies.
Accountants must possess a comprehensive understanding of accounting principles and General Ledger (GL) structures, ensuring accurate financial reporting and compliance with regulatory standards. Proficiency in these areas enables professionals to maintain precise records, analyze financial data, and support strategic decision-making within the organization. Additionally, expertise in GL structures facilitates efficient reconciliation of accounts, streamlines month-end and year-end closing processes, and enhances the integrity of financial statements. Candidates should demonstrate a solid foundation in these fundamentals to contribute effectively to the finance team’s objectives.
Demonstrates advanced skills in utilizing Excel and other financial software systems with precision and efficiency.
We are seeking a candidate well-versed in International Financial Reporting Standards (IFRS) and stringent regulatory reporting frameworks to ensure compliance and accuracy in financial disclosures. The role demands a deep understanding of IFRS principles, as well as familiarity with evolving regulatory requirements imposed by governing bodies. Proficiency in preparing and submitting financial statements in accordance with these standards is essential. Additionally, the individual must be capable of interpreting complex regulatory guidelines to mitigate risks and uphold organizational integrity.
Conducts comprehensive financial analysis and interpretation to evaluate business performance, identify trends, and assess financial viability, ensuring data-driven decision-making and strategic insights.
Proficiency in electronic Customer Due Diligence (ECD) platforms and a comprehensive understanding of international Know Your Customer (KYC) regulations are essential.
Proficiency in Anti-Money Laundering (AML), Counter-Terrorism Financing (CFT), and Consumer Protection Frameworks (CPF) is required.
Requires comprehensive knowledge of Anti-Money Laundering (AML) and Counter-Terrorism Financing (CFT) regulations, along with sanctions compliance frameworks.
Seasoned professionals with a proven track record in guiding teams and driving organizational success are encouraged to apply. Candidates must demonstrate extensive experience in directing groups, fostering collaboration, and achieving strategic goals. A strong ability to inspire and motivate others, coupled with excellent decision-making skills, is essential. Proficiency in managing diverse teams and aligning them with company objectives is highly valued. Ideal applicants will have successfully led initiatives, resolved conflicts, and mentored team members to enhance performance and productivity.
Demonstrates exceptional aptitude for data analysis, problem-solving, and thorough research, with a keen eye for identifying key insights and uncovering underlying patterns. Requires a methodical approach to evaluating information, drawing logical conclusions, and developing evidence-based recommendations.
We are seeking a dynamic professional with exceptional coaching, leadership, and influencing skills to drive team performance and organizational growth. The ideal candidate will demonstrate the ability to mentor and develop talent, inspire high-performing teams, and effectively champion change initiatives across the organization. Strong interpersonal and communication skills are essential for fostering collaboration, resolving conflicts, and motivating stakeholders at all levels. Prior experience in coaching, mentoring, or leadership development is highly desirable, along with a proven track record of influencing decision-makers and driving strategic outcomes. The role demands adaptability, emotional intelligence, and the capacity to align diverse teams toward shared objectives.
Analytical and investigative proficiency of a high standard is required.
Proven ability to convey ideas clearly in both written and spoken formats, demonstrate strong presentation proficiency, and actively collaborate with colleagues to achieve shared objectives.
Maintains strict confidentiality when handling sensitive information and ensures all details remain secure and undisclosed to unauthorized parties.
Forging strategic alliances to advance the Bank’s Assurance objectives through collaborative business partnerships.
Possesses a comprehensive understanding of banking laws and regulations, ensuring full compliance with all applicable legal and regulatory frameworks.
Stakeholder management involves cultivating and maintaining productive relationships with key individuals and groups who have a vested interest in an organization’s success. This role requires engaging with executives, clients, partners, and regulatory bodies to align objectives, address concerns, and ensure collaboration across all levels. Responsibilities include identifying stakeholder needs, facilitating transparent communication, and resolving conflicts to support informed decision-making and sustainable growth. Strong interpersonal skills, negotiation abilities, and strategic thinking are essential to effectively manage expectations and foster trust among diverse stakeholders.
go to method of application
Please submit your CV and a cover letter outlining how you meet the specified role requirements to Recruitment@nationalbank.co.ke by Friday, June 5, 2026.
Qualifications
BA/BSc/HND , MBA/MSc/MA , Professional Certificate
Experience Required
15 years
