Conducting thorough due diligence and preparing investment opportunities comprises approximately 60% of the role’s core responsibilities.
You will address questions from potential borrowers and guide them through the application process for our financial products and investment solutions.
Present investment products to entrepreneurs while outlining repayment obligations and emphasizing the gravity of assuming debt financing.
Performs investment appraisals, gathers comprehensive personal, business, and guaranty-related data, and facilitates the establishment of new investment accounts.
Prepares and finalizes investment agreements while coordinating the distribution of in-kind investments to designated recipients.
Conduct thorough due diligence assessments on potential borrowers, encompassing on-site inspections, meticulous documentation preparation, and seamless collaboration with Business Development Advisors and Business Associates.
Compile and present all pertinent materials to the Portfolio Manager and provide support in the preparation of credit reports for Investment Committee meetings.
Capture high-resolution images of entrepreneurs, secure signed photo waivers from them, and verify that their stories—complete with accurate details—are published on the Diva platform to support fundraising efforts.
We oversee a 20% allocation in portfolio management, strategically optimizing asset selection and performance to align with client objectives and risk tolerance. This involves conducting thorough market analysis, evaluating investment opportunities, and continuously monitoring portfolio holdings to ensure adherence to established benchmarks. Regular reporting and strategic adjustments are implemented to enhance returns while mitigating potential risks, ensuring a balanced and diversified investment approach.
Deliver outstanding customer service by engaging in daily dialogues, handling correspondence, and conducting site visits when necessary to cultivate and sustain robust, positive relationships with borrowers.
Collaborate with the Komodo Kenya Business Development Services team to support borrower success, including conducting client visits for monitoring purposes.
To ensure compliance with performance targets established annually, strive to keep both delinquency and default rates below the predetermined thresholds.
Monitor borrower data and provide clear, timely updates to relevant stakeholders regarding client status.
Engage collaboratively as a vital member of the weekly Portfolio Review Meeting team.
Develop and oversee a comprehensive tracking system to monitor borrower payments and maintain up-to-date contact details.
Collaborate with the Finance & Admin team to generate invoices for payments and perform monthly reconciliation of transactions within the investment department.
Engage with government officials, judicial bodies, and relevant stakeholders to pursue outstanding payment obligations.
We are responsible for maintaining compliance with all stipulations outlined in our Diva partnership agreement, with a focus on accurate reporting and detailed journaling.
Perform additional responsibilities as directed by a supervisor.
We are seeking a highly motivated individual to join our team in the Investment Management System department, which constitutes 20% of our organizational focus. The ideal candidate will possess a strong background in financial systems, data analysis, and investment strategies. Responsibilities include maintaining and enhancing our investment management platform, ensuring data accuracy and system efficiency, and collaborating with cross-functional teams to implement improvements. The role demands proficiency in financial modeling, regulatory compliance, and advanced analytical skills. Prior experience in investment management software and a deep understanding of market trends are essential.
Revise the Investment Management System (CBS powered by Milos) to ensure accurate recording of all disbursements and investment repayments.
Maintain a high level of competency in utilizing investment software applications and effectively demonstrate their functionalities.
Collaborate with system vendors to optimize application functionality, enhancing operational efficiency by refining processes and protocols while maintaining strict adherence to accuracy and regulatory standards.
Provide support in configuring and developing system parameters and designs to accommodate the requirements of various departments.
Administer user security access to ensure appropriate permissions are granted and maintained in alignment with organizational policies and compliance requirements.
Ensure strict adherence to the separation of duties principle while designing, implementing, and optimizing workflows across every phase of the investment process.
The Management team receives strategic guidance on enhancing efficiency through the automation of essential lending processes.
Ensure accurate posting of payments, payoff calculations, and account balancing within the Core Banking System.
Reviews and evaluates operational systems and procedures, offering strategic recommendations for enhancement.
Collaborate effectively with lending personnel to enhance the precision and operational efficiency of the Investment Management System.
Compile relevant reports and manage the system’s operations efficiently to ensure accurate data processing and seamless functionality.
Perform additional responsibilities as directed by the supervisor as needed.
Requirements
Investment officers will serve as reliable advisors to Komodo Kenya clients, with essential qualifications including:
A bachelor’s degree in Finance or a closely related discipline is required.
Fluency in both English and Swahili is essential, with proficiency in a local language considered advantageous.
Proficiency in Islamic lending principles and practices would be considered a valuable asset.
Proficiency in financial management and accounting principles, coupled with a comprehensive understanding of Kenya’s business financial regulations, is required.
Professional candidates will demonstrate a strong background in investment management, microfinance, capital leases, and financing solutions tailored for micro-enterprises and small to medium-sized businesses.
Professional experience handling customer accounts or debt-related inquiries is required.
Individuals with a background in lending operations are highly encouraged to apply.
Offer expertise in business consulting to entrepreneurs, guiding them through key decision-making processes and strategic planning to enhance their ventures’ growth and sustainability.
A proven track record with investment management system software is essential for this role.
Professional individuals must possess the confidence to convey difficult information to debtors while demonstrating the assertiveness required to ensure full repayment of outstanding debts.
Accomplished handling challenging client interactions with a focus on achieving favorable resolutions,
Demonstrates meticulous attention to detail and a strong commitment to completing tasks thoroughly and promptly.
Familiarity with civil court procedures and prior involvement in litigation are advantageous.
Perseverance without compromise, unwavering integrity, and the ability to analyze situations critically are essential qualities for this role.
A minimum of four years of professional experience in a relevant or applicable field is required.
Must possess legal authorization to work in Kenya.
We are seeking a candidate with expertise in key competencies essential to this role. Proficiency in project management, strategic planning, and interpersonal communication is mandatory. Strong analytical skills and the ability to solve complex problems are also required. Additionally, experience with data analysis and proficiency in relevant software tools are necessary. The ideal candidate will demonstrate leadership qualities and the capacity to mentor others. Responsibilities include overseeing project execution, collaborating with cross-functional teams, and ensuring alignment with organizational goals.
We are looking for someone who;
Establishes Trust – Honors commitments with consistency, fosters credibility through transparent and honest communication, and demonstrates sincere concern for the well-being of team members.
Demonstrates courage by proactively tackling challenging situations and communicating with confidence and honesty; seizes new opportunities with determination; fully commits to and takes accountability for personal contributions.
Seeks out pertinent data and stakeholder input as necessary, evaluates available information, and takes decisive action within their defined scope, while also recognizing when to elevate concerns or request additional support.
Competitive benefits are provided, including medical, dental, and vision insurance, as well as a retirement savings plan with company matching contributions. Paid time off, including vacation, sick leave, and holidays, is offered, along with flexible work arrangements to support work-life balance. Additional perks may include professional development opportunities, wellness programs, and employee discounts on company products or services.
WHAT YOU’LL GET
This position presents an exceptional chance to contribute to a rapidly expanding organization with a strong sense of purpose. The compensation package features a supportive work environment alongside highly competitive pay.
A competitive base salary is offered, complemented by the possibility of earning performance-based bonuses.
Benefits include comprehensive health insurance coverage, paid annual leave, access to exclusive staff savings programs, equal parental leave for all genders, and a structured sabbatical program, among other offerings.
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Our organization fosters an exceptional workplace culture that prioritizes your ongoing education and professional development, while also providing ample opportunities for advancement.
A chance to collaborate with a skilled group of experts spanning the area.
Demonstrated capability to drive meaningful societal change and foster economic advancement.
Interested candidates should submit their applications through the designated method specified in the job posting.
To submit your application, please utilize the provided link(s) on the company’s official website.
Qualifications
BA/BSc/HND
Experience Required
4 years
