JOB PURPOSE
The role involves proactively seeking out new business prospects and expanding operations across the branch banking network. Additionally, the position requires identifying strategic partnerships that create growth opportunities within branches, alongside providing administrative support for departmental headquarters functions.
Oversee and execute all duties related to the assigned role, ensuring alignment with organizational objectives. Collaborate with cross-functional teams to streamline processes and enhance operational efficiency. Develop and implement strategies to achieve departmental and company-wide targets. Monitor performance metrics to identify areas for improvement and implement corrective actions. Maintain accurate documentation and ensure compliance with industry regulations and internal policies. Provide guidance to team members to foster a productive and innovative work environment. Participate in strategic planning sessions to contribute insights and support long-term business growth. Conduct regular evaluations of projects and initiatives to assess progress and outcomes.
We are seeking a dynamic Business Development professional to identify and pursue new market opportunities, forge strategic partnerships, and drive revenue growth. The ideal candidate will possess a proven track record in sales, negotiation, and client relationship management, along with strong analytical and communication skills. Responsibilities include conducting market research, developing business proposals, and collaborating with cross-functional teams to execute expansion strategies. A bachelor’s degree in business, marketing, or a related field is required, and experience in a similar role is preferred. This position demands a proactive, results-driven individual capable of thriving in a fast-paced environment.
Diligent oversight and accurate documentation of performance metrics, operational activities, and system status are essential duties, requiring meticulous attention to detail and adherence to established protocols. This role involves the systematic collection, analysis, and presentation of data to stakeholders, ensuring transparency and facilitating informed decision-making. Proficiency in relevant software tools and strong communication skills are necessary to convey findings effectively, while compliance with regulatory standards and organizational guidelines must be maintained throughout all reporting processes.
Market Intelligence Analysts collect, analyze, and interpret data to assess market trends, competitive dynamics, and customer preferences. They develop insights that inform strategic decision-making, identify growth opportunities, and mitigate risks for the organization. Proficiency in data visualization tools, statistical analysis, and market research methodologies is required, along with strong analytical and communication skills. Responsibilities include monitoring industry developments, compiling competitive intelligence reports, and presenting findings to stakeholders. A bachelor’s degree in business, economics, finance, or a related field is typically required, and prior experience in market research or business analysis is preferred.
We are seeking a seasoned professional to oversee risk management and compliance initiatives, ensuring adherence to regulatory standards and internal policies. The ideal candidate will possess strong analytical skills, a deep understanding of compliance frameworks, and the ability to assess and mitigate risks effectively. Responsibilities include developing and implementing robust compliance programs, monitoring regulatory changes, conducting risk assessments, and ensuring the organization remains compliant with all applicable laws and industry standards. The role requires meticulous attention to detail, exceptional communication skills, and the capacity to collaborate with cross-functional teams to promote a culture of compliance and risk awareness.
Seeking a dynamic Business Development professional to drive strategic growth initiatives, forge key partnerships, and expand market reach. The ideal candidate will possess a proven track record in identifying new business opportunities, negotiating agreements, and fostering client relationships. Responsibilities include conducting market research, developing tailored proposals, and collaborating with cross-functional teams to execute expansion plans. Requirements encompass a minimum of five years of relevant experience, strong communication skills, and proficiency in CRM tools. A Bachelor’s degree in Business Administration, Marketing, or a related field is preferred.
Through strategic initiatives, drive revenue growth by introducing new offerings and product improvements to both current and prospective clients.
Professionally promote and expand Branch Banking and Partnership offerings to both current and potential clients within the branch territory.
Regularly perform comprehensive market research and competitor assessments to uncover fresh business prospects.
Build and nurture strategic key account relationships by strategically expanding their share of wallet, achieving a minimum of five product cross-sell initiatives per account.
To ensure a thorough grasp of branch customers’ business plans, financial projections, and support needs, this role requires a deep and ongoing engagement with their strategic objectives.
The incumbent will be responsible for overseeing performance metrics and generating detailed reports to ensure compliance and operational efficiency. This role involves tracking key indicators, analyzing data trends, and documenting findings to support decision-making processes. The position requires a strong attention to detail, proficiency in data management tools, and the ability to communicate insights clearly to stakeholders. Additionally, the individual will maintain accurate records and ensure timely submission of all required documentation.
Oversee the operational performance of Branch Banking and strategic partnerships to verify compliance with the mutually agreed-upon lending terms.
Prepare and deliver regular performance updates on Branch Banking and strategic partnerships to senior management, enabling informed decision-making and strategic guidance.
Prepare comprehensive call reports on a routine basis for each facility to strengthen our Monitoring & Evaluation processes.
Market intelligence specialists gather and analyze data on market trends, competitors, and customer behaviors to provide strategic insights that drive business decisions. They utilize various tools and methodologies to track industry developments, assess market opportunities, and identify potential risks. Additionally, they prepare detailed reports and presentations to communicate findings to stakeholders, ensuring data-driven recommendations inform key initiatives and competitive strategies. A strong background in data analysis, proficiency in analytical software, and excellent communication skills are essential for success in this role.
Assess the capacity-building requirements of microfinance partners and propose tailored support solutions to address their identified needs.
Offer expert technical guidance and training to branches and partnerships, particularly in areas requiring enhancement.
We are seeking a skilled Risk & Compliance professional to oversee and enhance our organization’s governance framework, ensuring adherence to regulatory standards and mitigating potential risks. The ideal candidate will possess a strong background in risk management, compliance oversight, and regulatory affairs, with a proven ability to develop and implement robust policies and procedures. Responsibilities include identifying emerging risks, conducting audits, and providing strategic guidance to senior leadership to foster a culture of compliance and ethical decision-making. Additionally, the role requires collaboration with cross-functional teams to ensure seamless integration of compliance measures across all business operations.
Ensure all newly onboarded customers comply with the bank’s established minimum criteria and undergo thorough screening in accordance with the bank’s Anti-Money Laundering (AML), Counter Financing of Terrorism (CFT), and Combating Proliferation Financing (CPF) guidelines, with any suspicious accounts promptly escalated.
You are required to maintain ongoing oversight of customer transactions relative to their established profiles, with a focus on accurately recording the rationale and context for all complex, atypical, or unusually large transactions, as well as any suspicious patterns that lack a clear economic or legitimate justification.
Verify that customer accounts align with their intended use, such as preventing the establishment of standard current accounts for minors unless specifically designated for educational or trust purposes.
Before onboarding a customer, verify that the prospective client has undergone proper screening and that the account opening form has been fully completed. Additionally, ensure all necessary documentation, as outlined in the account opening policy, has been obtained.
Verify the authenticity of customers’ identities, the validity of documents utilized to establish accounts, and the legitimacy of transactions executed throughout the customer experience.
Ensure all transaction forms are fully completed and meticulously reviewed. If any provided information appears unreasonable, promptly submit a suspicious transaction report, adhering to established procedures and clearly stating the rationale for the suspicion.
Ensure prompt notification to the MRO of any suspicious transactions or activities identified within customer accounts. Investigate and report inconsistencies, suspicious accounts, or attempted transactions to the compliance function without delay, providing a definitive basis for suspicion.
Identify high-risk accounts, including Politically Exposed Persons (Peps), both during account opening and throughout transaction execution, considering the evolving characteristics of these accounts. Escalate the details of any high-risk customers or PEP/PEP-related individuals to senior management for approval. Confirm that such accounts possess all necessary documentation, such as current annual Enhanced Due Diligence (EDD) reports, are appropriately flagged as high risk in the system, and include a clear rationale for the assigned risk rating.
Review customer portfolios to promptly identify those needing profile updates, verify that modifications are accurately recorded in the system, and maintain updated information continuously.
Ensure Ultimate Beneficial Owner (UBO) details are collected and accurately recorded within Anti-Money Laundering (AML) Onboarding Documents (AIDS) and core banking systems during the account opening process and at every subsequent stage of the customer relationship.
The incumbent is responsible for verifying that comprehensive and precise data has been recorded in the system, ensuring customers are appropriately risk-rated or classified according to the bank’s established customer categorization policy—designating them as high, medium, or low risk. Additionally, they must facilitate prompt KYC updates for clients across all risk categories, strictly adhering to regulatory mandates.
Ensure all transactions include complete details and necessary supporting documentation along with any required authorizations. If provided information appears unreasonable, promptly file a suspicious transaction report in accordance with established procedures, clearly stating the rationale for suspicion.
The scope of authority in this role encompasses the capacity to evaluate situations, assess potential outcomes, and make informed judgments that align with organizational objectives. This responsibility requires a thorough analysis of available data, an understanding of relevant policies and procedures, and the ability to weigh risks against benefits. The individual in this position will be expected to exercise sound judgment in high-pressure scenarios, ensuring decisions are made efficiently and effectively. Additionally, they will be accountable for the consequences of their choices, demonstrating both accountability and adaptability in dynamic environments.
The Regional Manager regularly visits clients to evaluate their business needs, assess the assets and securities held or proposed, and obtain the necessary financial documentation to facilitate loan requests from clients. Additionally, they provide recommendations to the approving authorities for consideration.
The Regional Manager is responsible for overseeing the evaluation and renewal of current portfolio-managed relationships for banking facilities and related services, while also providing recommendations to the designated approval authorities.
Processing ad-hoc, additional, and new requests or excesses within the managed portfolio, along with formulating recommendations for review and approval by designated authorities.
Holds a relevant academic qualification, typically at the level of a bachelor’s degree or higher, in a field pertinent to the position. Demonstrates a strong foundation of theoretical knowledge and practical skills acquired through formal education. Exhibits intellectual curiosity and a commitment to continuous learning, often evidenced by advanced degrees, certifications, or specialized training. May possess research experience or scholarly contributions that enhance the depth of expertise in the subject.
A bachelor’s degree or higher in a relevant business field, such as business administration or finance, is required.
A master’s degree will be considered a valuable asset.
Seasoned professionals with a background in [specific field/industry] are sought after for this role, requiring a minimum of [X years] of hands-on experience in [relevant tasks or positions]. Applicants must demonstrate expertise in [key skills or tools], along with a proven ability to [specific responsibilities or achievements]. The ideal candidate will have successfully managed [projects, teams, or processes], ensuring efficiency and adherence to industry standards. Prior experience in [specific industry or type of work] is highly advantageous, as is familiarity with [relevant regulations, software, or methodologies]. A strong track record of delivering measurable results within [timeframe or context] is essential for consideration.
Candidates must possess at least five years of experience in a Branch Manager role within a large branch, and prior experience as a Sales Manager or Team Leader is highly advantageous.
With a minimum of two years of experience in a Regional Manager role, candidates should demonstrate a proven track record in overseeing and driving operational success across multiple locations. This position requires extensive leadership in strategic planning, team development, and performance optimization to ensure consistent growth and adherence to corporate objectives.
Must currently hold a position within the financial sector.
Proficiency in Business Banking and SME products, services, and processes, complemented by hands-on experience in retail banking branch operations, is essential.
We are seeking a candidate with a strong proficiency in technical and analytical skills, complemented by excellent communication and problem-solving abilities. The ideal applicant must demonstrate a track record of meeting deadlines, managing multiple priorities, and collaborating effectively within cross-functional teams. Proficiency in industry-specific software, tools, and methodologies is essential, along with a commitment to continuous learning and professional development. Attention to detail, adaptability, and a results-driven mindset are critical to success in this role. Additionally, the ability to assess complex situations, identify key issues, and implement effective solutions will be vital to achieving organizational objectives.
Proven ability to communicate effectively and collaborate seamlessly with diverse teams and stakeholders. Demonstrates strong interpersonal skills to foster productive relationships and ensure clear, concise information exchange.
Proven expertise in delivering engaging and impactful business presentations, adept at conveying complex ideas with clarity and conviction to diverse audiences.
Proficient in conducting thorough financial analysis to evaluate performance, identify trends, and assess risks.
Proven ability to analyze complex situations, identify root causes, and implement effective solutions with sound judgment.
Proficient in credit analysis, legal principles—particularly conveyancing—and lending practices, with a strong understanding of regulatory and procedural requirements in these domains.
Proficiency in banking operations and regulatory compliance is essential.
Proficient knowledge of the Banking Act, CBK prudential guidelines, and credit policies is essential.
Accomplished negotiation and networking expertise is essential, enabling effective engagement with stakeholders and strategic partnerships.
Established a strong performance history in driving business development initiatives, consistently achieving and surpassing growth targets through strategic planning and execution.
Exceptional aptitude for innovative and creative problem-solving, consistently generating original and effective solutions.
Earn a recognized professional certification to validate your expertise and enhance your career prospects. This credential demonstrates your commitment to continuous learning and adherence to industry standards in your field. It equips you with advanced skills and up-to-date knowledge, ensuring you remain competitive in a dynamic job market. Employers often prioritize candidates with relevant certifications, as they signify a higher level of proficiency and reliability. Additionally, maintaining this certification may require ongoing education, which further reinforces your professional growth and adaptability.
A diploma in banking from AKIN would be considered an advantageous qualification.
Qualifications
BA/BSc/HND
Experience Required
5 years
