Jobs Kenya

Job Field: Sector in Banking  , Finance / Accounting / Audit

  • Senior Manager – Banking and Financial Services

    Senior Manager – Banking and Financial Services

    Job Description

    Join the future of banking in Africa. We seek a dynamic and motivated person to deliver on a fascinating and impactful range of banking and financial services consulting projects. Be part of our highly competent team in Anglophone Africa to design and implement strategies for financial inclusion focused on the varied needs of emerging markets and segments. We work closely with our stakeholders to deliver financial, social, and economic services focused on digital inclusion. Be part of an acclaimed team that works across Anglophone Africa.

    Essential Skills

    The ideal candidate must be able to effectively lead diverse project teams and work independently, adeptness in building client relationships and securing new business. Should be proficient in designing and executing training programs, mastery of Microsoft Excel, Word, and PowerPoint, a demonstrated inclination towards fieldwork, outstanding interpersonal skills, leadership acumen, decision-making proficiency, problem-solving expertise, people-management abilities, and exceptional spoken and written English for documenting the progress of microfinance programs.

    Description
    The Senior Manager – Banking and Financial Services will have responsibilities that will include:

    Contribute to the achievement of MSC’s objectives by delivering exemplary client work and supporting development of the Banking and Financial Services vertical
    Provide service to clients by responding to the needs of specific projects and situations
    Lead tasks or work streams within an assignment, focused typically on technical support to clients across various departments
    Provide on-going support and guidance to staff within their area of responsibility to ensure that they deliver their roles to an appropriate level of quality and according to the approaches and frameworks set out by MSC.
    Build a strong knowledge and expertise in core areas of MSC’s client delivery work and specialize in the work of Banking and Financial Services vertical.

    Detailed responsibilities:
    Business development

    Conceptualize programs and scope funding for the same from international development agencies, multilaterals, and governments
    Lead concept and proposal writing for projects (are aligned with MSC vision) on diverse opportunities to enhance financial, social, and economic inclusion through inclusive banking and financial services approaches
    Relationship management with key stakeholders including funding partners, clients, policymakers, and government agencies
    Author or co-author thematic publications to be developed from field experiences (focus notes, briefing notes, or blogs)
    Actively engage in marketing activities and participate in digital media dialogues (blogs, discussion forums etc.)

    Lead and support technical design and delivery of projects

    Develop, lead, and deliver technical projects on banking, financial services, and insurance projects for social, financial, and economic inclusion to include:

    Strategic review, business planning, and financial modelling for banking, financial services, and insurance service providers
    Product and solution development, pilot testing and review, rollout and operational integration
    Process re-engineering, digitization, and automation
    Design and implement alternative channels and technological solutions for digital finance by for banking, financial services, and insurance service providers
    Digital transformation of banking, financial services, and insurance service providers
    Monitoring and evaluation of inclusive finance projects
    Assessment of insurance, micro-pensions, and social security programs
    Training and capacity building of participants from banking, financial services, and insurance service providers

    Business execution

    Participate in project set-up and de-briefing meetings

    Lead and deliver on projects and assignments

    Execute projects with the utmost diligence, attention to detail, and focus on quality
    Make presentations of outputs of consulting projects to senior management of clients, policymakers, and government ministries
    Review reports and presentations developed by practice group team members
    Lead report writing and data analysis
    Develop linkages with key staff of the client to gather project-related information
    Review training courses delivered, curriculum developed, and technical assistance provided to clients
    Contribute to the development of MSC’s toolkits and other publications

    Professional development

    Conduct “Quality of Delivery” (QoD)/feedback assessments with team members right after assignment execution in line with the quality control guidelines
    Assist and support development of other staff by providing guidance and advice where appropriate
    Build internal capacities of the staff on banking and financial services, emerging technologies, and their potential to the inclusive finance sector
    Take ownership of self-development by acquiring skills and knowledge to add value to the organization

    Requirements
    Desired qualification:

    Master’s degree, or other relevant professional qualifications in line with the areas of specialization.

    Desired skills and competencies:

    Ability to lead assignments and teams and work with minimal supervision
    Ability to develop client relationships and win business
    A strong field orientation and proven interpersonal skills
    Leadership skills, decision-making skills, problem-solving skills, and people-management skills
    Excellent spoken and written English
    Proficient in Microsoft Word, Excel and PowerPoint.

    Apply via :

    microsave.zohorecruit.in

  • Credit Analyst Senior Associate Credit Reporting and Control

    Credit Analyst Senior Associate Credit Reporting and Control

    Purpose:

    To achieve business growth in Business, Premium and Personal Banking by providing support to Business Banking /Personal Relationship Banking /Personal Banking Relationship Managers and Branch Managers; in the preparation of quality credit proposals for both existing and New to Bank business.

    Primary Responsibilities:

    Conduct comprehensive and detailed analysis for both new to bank and existing customers covering both qualitative and quantitative measures regarding the customers’ business.
    Evaluate, analyse, interpret financial information, and undertake credit assessment in compliance with credit policy  guidelines  and  in  keeping  with  the  credit acceptance and set risk bearing limits.
    Ensure that all relevant policy, risk acceptance criteria and  credit  risk  appetite  requirements  have  been considered and met.
    Identify,  evaluate,  and  understand  risk  associated with individual transactions, products and borrowers and recommend appropriate mitigants.
    Ensure all credit proposals are optimally priced through application of the risk-based Pricing Model.
    Independently and accurately prepare the Credit Risk Rating (CRR) of a borrower.
    Ensure that all credit proposals are properly rated through application of the Environmental & Social Risk Management Policy, standards, and models.
    Responsible for accurate and timely management of client portfolios.
    Prepare daily work reports and any other reports that are required from time to time.
    Conduct training individual or group levels on credit analysis processes.
    Attend client visits with Relationship Managers where necessary, to ensure origination of quality credit applications and timely approval.

    Person Specifications:

    At least 2 years banking experience in a lending/credit risk appraisal environment; 
    Professional Qualification in financial analysis (ACCA, CPA or CFA), Banking ( AKIB) will be an added advantage.
    Good understanding of Credit risk policies and Product Policies and CBK prudential guidelines.
    Knowledge in legislation relating to perfection of securities and requirements by regulating bodies.

    go to method of application »

    Use the link(s) below to apply on company website.  

    Apply via :

  • Senior Portfolio Management Officer

    Senior Portfolio Management Officer

    Job Summary

    Reporting to the Executive, Portfolio Management or designate, the Senior Portfolio Management Officer, undertakes various portfolio management activities and is primarily responsible for managing the Bank’s loan portfolio from financial close to final settlement of the loan with a view to maintaining and improving the quality of the loan portfolio, drive growth and diversification. In addition, the job holder provides effective leadership, mentorship, and coaching among staff under his/her management.

    Duties and Responsibilities
    The duties and responsibilities of the role include, but are not limited to:

    Review portfolio management policies and procedures of the Department to streamline operations, manage risk, and meet compliance requirements and international best practices.
    Prepare departmental Board Papers, carrying out analysis of the performance of the loan portfolio of the Bank, inform management and the Board of Executives, and make appropriate recommendations.
    Originate/process disbursements for project loans in line with the terms of the Loan Agreement, the Bank’s disbursement/procurement guidelines to grow the loan book.
    Facilitate project implementation, strengthen the Bank’s securities, and obtain value for money as well as mitigation performance risk.
    Manage/ensure project implementation to ensure the completion of the project within the agreed scope, time and resources.
    Monitoring and evaluation of operational projects to ensure smooth operation and repayment of the loan.
    Identify red flags on a project and make appropriate recommendations for solutions on distressed accounts.
    Guide/Coach Portfolio Management Officers in the management of complex and troubled loan accounts to turnaround status and thus maximize recovery.
    Prepare and implement Loan Restructuring solutions to turn around distressed loans account/projects and write-back provisions.
    Design and implement Loan work-out solutions to maximize recoveries from non-performing loans and written-off accounts.
    Ensure borrowers’ compliance with statutory and regulatory requirements to mitigate compliance risks affecting the implementation and operation of each project and hence the repayment of loans.
    Manage stakeholders to establish and nurture good banking relationships, advance the Bank’s objectives, and maximize returns.
    Coordinate with other departments as appropriate to provide information to external stakeholders.

    Qualifications and Competencies

    A master’s degree in Business Administration, Finance, Commerce, Economics, Accounting, Banking, or a related field from a recognized university.
    A minimum of 8-10 years of relevant professional experience and proven track record in a Commercial/Development Banking or Financial institution environment.
    Robust knowledge of loan portfolio analytics and loan portfolio risk management.
    Strong interpersonal skills and proven track record in relationship management.
    Ability to work flexibly on a range of assignments and still deliver top-quality reports while meeting tight deadlines.
    Results-oriented individual with excellent verbal and written communication skills in English. Knowledge of the Bank’s other working languages (French or Portuguese) would be an added advantage.
    Proven organizational, problem-solving, and decision-making skills with the ability to build partnerships, work in multinational teams and deliver results.
    Proficiency in the use of computer programs including MS Office applications.

    Apply via :

    career2.successfactors.eu

  • Dealer – Money Market and Fixed Income

    Dealer – Money Market and Fixed Income

    Purpose:

    The jobholder is responsible to ensure the bank is adequately funded and implement the laid-out funding strategy to meet planned assets/liabilities growth of the balance sheet and has plans for unanticipated contingencies. The jobholder will also monitor and manage the banking book investment portfolio including Government securities, Repos/Reverse Repos, and Interbank placements.

    Primary Responsibilities:

    Implement and execute the laid down Liquidity Management strategy plan that is coherent with the overall bank strategy within the approved risk appetite and portfolio standards.
    Coordinate the daily and the monthly P/L estimate and calculation process with Finance and Treasury Middle Office.
     Manage the bank’s Statutory Reserves as required by the Regulator (CRR, LCR, Statutory Liquidity ratio).
    Prudent day-to-day and intraday management of the liquidity position of the Bank.
    Review maturity profiles, bank account positions/statements on a regular basis and oversee funds movements.
    Assist in developing the bank’s future cash movement plans and ensure availability of necessary liquidity.
    Assist in the system development & enhancements for Treasury MM/ALM activities.
    Prepare standing and ad-hoc reports of the Liquidity & MM/ ALM function.
    Monitor and manage the Bank’s investment portfolio including Government securities, Repos/Reverse Repos, Interbank placements, foreign currency payments.
    Monitor regulatory and market development and provide feedback on the market and the business to the management.
    Engage with all audit report findings, relevant to the Liquidity Management business and ensure feedback is acted upon.
    Maintain the Bank’s presence in the interbank market to aid funding and investment activities.
    Contribution to the sales effort with the aim of increasing the wallet size by pricing fund managers on deposit placements as well as managing the portfolio.
    Prepare and deliver informative and objective market intelligence to customers.

    Person Specifications:

    Bachelors Degree in Accounting, Finance or a related field
    Minimum 5 years banking experience.
    At least 3 years’ experience in/with Treasury business.
    ACI Certification is an added advantage
    Excellent understanding of Financial Markets products.
    Experience trading all permitted products under FX, MM and their derivatives

    Apply via :

    imbank.bamboohr.com

  • Compliance Specialist Data Protection Lead SME Banking Relationship Manager SME Banking Assistant Relationship Manager

    Compliance Specialist Data Protection Lead SME Banking Relationship Manager SME Banking Assistant Relationship Manager

    Job Purpose Statement

    This role is responsible for the ensuring regulatory and policy compliance to all applicable laws, regulations, policies and standards that impact Technology and Operations Division.
    The role holder will work closely with the Technology and Operations team, Legal team Enterprise risk and other key stakeholders to review and implement policies and procedures that ensure Technology and Operations Division compliance with regulatory requirements.
    The role is responsible for working with all departments to ensure timely implementation of risk and control recommendations and highlighting to senior management all potential compliance risks and gaps that could result in potential or actual losses.

    Ideal Job Specifications
    Academic:

    Bachelor’s Degree in Business, Finance, Law or a related field

    Professional Qualifications:

    Proficient in computer skills
    A good understanding of all core processes and knowledge of regulatory and statutory requirements
    A risk, compliance or audit related professional qualification as an added advantage

    Desired work experience:

    Minimum 5 years’ experience in Banking, 3 of which should be in regulatory compliance, preferably in the financial Industry
    Knowledge of laws, regulations and standards applicable to financial industry
    Strong analytical and problem solving skills
    Excellent communication and interpersonal skills
    Strong organizational and project management skills
    Ability to work independently and in a team environment
    Manager, Compliance Assurance
    Professional certifications in regulatory compliance area plus.

    go to method of application »

    Use the link(s) below to apply on company website.  

    Apply via :

  • Officer, Credit Evaluation

    Officer, Credit Evaluation

    Principle Accountabilities

    Give quality feedback to the business teams on the quality of applications and the areas of improvement.
    Support the business teams in serving their customers in a timely manner by giving prompt feedback.
    Give business reports on loans approved, sent back, and declined to help in decision-making.
    Supporting branches in packaging credit proposals to ensure clarity for faster approval and adoption.
    Provision of training and constant telephone and email engagements to maximize on TAT.
    Appraising borrower information to determine ability to service loan for purposes of adherence to the lending policy. This is to be done through various analysis templates depending on limits and nature of income of borrowers. (In i-apply). This includes but not limited to:
    Identify loan product requested by the customer and the requirements.
    Ensure the necessary KYC requirements have been adhered to, call backs on employment letters, statements etc. have been performed.
    Conduct thorough analysis of financial statements and assessment of credit requests, through preparing spreadsheets and models.
    Preparation of the Loan approval memo to the Lending Committee for approval and adoption or decline. 
    Assess collateral adequacy.
    Review prevailing economic trends, and risk ratings, and applying the same in the appraisal process.
    Bring out policy exceptions and breaches, recommend adequate mitigants, and seek necessary approvals.
    Recommend, Approve, Refer or Decline requests for Credit Facilities in accordance with the Delegated Authority Mandate.
    Updating and production of reports for monitoring and control to meet the expected Turnaround Time.
    Monitoring branch loans and overdrafts performance to ensure minimum delinquency.
    Giving feedback on loan applications to facilitate decision making for purposes of adoption or decline.
    Preparing credit and debt management reports/returns. Create credit scoring models to predict risks.
    Ensure fulfillment of all sanction conditions and other covenants during annual review of facilities.
    Ensure compliance with all credit policy guidelines & CBK prudential guidelines.
    Follow through with credit transactions to the end.
    Training teams one on one to reduce on back and forth.
    Monitor turnaround time on requests.
    Supporting the RO/RMs to achieve set income targets (Interest income and non-interest income).
    Ensure the correct charges are applied to Credit Facilities.
    Manage office costs within reasonable levels.
    Cross sell bank products.
    Prioritize quick win products while adhering to laid down SLA’s.

    Key Competencies and Skills
    Technical skills

    Corporate Competence: Working knowledge of the Bank’s products, the Bank’s Credit policy and CBK Prudential Guidelines.
    Financial analysis Skills: Ability to analyze and/or interpret financial statements and advise accordingly.
    Analytical business and investment appraisal Skills: Keen to detail and able to conceptualize financial investment proposals and provide viable solutions.
    Technology Skills: Computer literate with proficiency in computerized financial analysis applications.
    Industry knowledge: Candid knowledge of the various sectors of the economy and the investment opportunities.

    Personal attributes

    Goal driven and results oriented enjoys being measured and judged by financial and other performance targets.
    Personal Ethics: Must be honest, fair and just with self and others, and demonstrate integrity in work and business contacts.
    Communication Skills: Excellent written and verbal communication skills and presentation skills.
    Interpersonal Skills: Must be a people’s person, with ability to interact with key contacts in the finance sector.
    Proactive Initiator: Must be pro-active, a self-starter and have the ability to see, grasp and advise on opportunities.

    Minimum Qualifications, Knowledge and Experience
    Academic Qualifications:

    University Degree in the following: Economics, Commerce, Business Administration.

    Professional Qualifications:

    Credit Management, Accounting or Banking Qualification (AKIB)

    Work Experience:

    Minimum of 5 years’ experience in banking and financial analysis 2, of which must be credit department or credit related area.

    Apply via :

    www.hfgroup.co.ke

  • Credit Analyst Senior Associate Credit Reporting and Control

    Credit Analyst Senior Associate Credit Reporting and Control

    Purpose:

    To achieve business growth in Business, Premium and Personal Banking by providing support to Business Banking /Personal Relationship Banking /Personal Banking Relationship Managers and Branch Managers; in the preparation of quality credit proposals for both existing and New to Bank business.

    Primary Responsibilities:

    Conduct comprehensive and detailed analysis for both new to bank and existing customers covering both qualitative and quantitative measures regarding the customers’ business.
    Evaluate, analyse, interpret financial information, and undertake credit assessment in compliance with credit policy  guidelines  and  in  keeping  with  the  credit acceptance and set risk bearing limits.
    Ensure that all relevant policy, risk acceptance criteria and  credit  risk  appetite  requirements  have  been considered and met.
    Identify,  evaluate,  and  understand  risk  associated with individual transactions, products and borrowers and recommend appropriate mitigants.
    Ensure all credit proposals are optimally priced through application of the risk-based Pricing Model.
    Independently and accurately prepare the Credit Risk Rating (CRR) of a borrower.
    Ensure that all credit proposals are properly rated through application of the Environmental & Social Risk Management Policy, standards, and models.
    Responsible for accurate and timely management of client portfolios.
    Prepare daily work reports and any other reports that are required from time to time.
    Conduct training individual or group levels on credit analysis processes.
    Attend client visits with Relationship Managers where necessary, to ensure origination of quality credit applications and timely approval.

    Person Specifications:

    At least 2 years banking experience in a lending/credit risk appraisal environment; 
    Professional Qualification in financial analysis (ACCA, CPA or CFA), Banking ( AKIB) will be an added advantage.
    Good understanding of Credit risk policies and Product Policies and CBK prudential guidelines.
    Knowledge in legislation relating to perfection of securities and requirements by regulating bodies.

    go to method of application »

    Use the link(s) below to apply on company website.  

    Apply via :

  • Senior Portfolio Management Officer

    Senior Portfolio Management Officer

    Job Summary

    Reporting to the Executive, Portfolio Management or designate, the Senior Portfolio Management Officer, undertakes various portfolio management activities and is primarily responsible for managing the Bank’s loan portfolio from financial close to final settlement of the loan with a view to maintaining and improving the quality of the loan portfolio, drive growth and diversification. In addition, the job holder provides effective leadership, mentorship, and coaching among staff under his/her management.

    Duties and Responsibilities
    The duties and responsibilities of the role include, but are not limited to:

    Review portfolio management policies and procedures of the Department to streamline operations, manage risk, and meet compliance requirements and international best practices.
    Prepare departmental Board Papers, carrying out analysis of the performance of the loan portfolio of the Bank, inform management and the Board of Executives, and make appropriate recommendations.
    Originate/process disbursements for project loans in line with the terms of the Loan Agreement, the Bank’s disbursement/procurement guidelines to grow the loan book.
    Facilitate project implementation, strengthen the Bank’s securities, and obtain value for money as well as mitigation performance risk.
    Manage/ensure project implementation to ensure the completion of the project within the agreed scope, time and resources.
    Monitoring and evaluation of operational projects to ensure smooth operation and repayment of the loan.
    Identify red flags on a project and make appropriate recommendations for solutions on distressed accounts.
    Guide/Coach Portfolio Management Officers in the management of complex and troubled loan accounts to turnaround status and thus maximize recovery.
    Prepare and implement Loan Restructuring solutions to turn around distressed loans account/projects and write-back provisions.
    Design and implement Loan work-out solutions to maximize recoveries from non-performing loans and written-off accounts.
    Ensure borrowers’ compliance with statutory and regulatory requirements to mitigate compliance risks affecting the implementation and operation of each project and hence the repayment of loans.
    Manage stakeholders to establish and nurture good banking relationships, advance the Bank’s objectives, and maximize returns.
    Coordinate with other departments as appropriate to provide information to external stakeholders.

    Qualifications and Competencies

    A master’s degree in Business Administration, Finance, Commerce, Economics, Accounting, Banking, or a related field from a recognized university.
    A minimum of 8-10 years of relevant professional experience and proven track record in a Commercial/Development Banking or Financial institution environment.
    Robust knowledge of loan portfolio analytics and loan portfolio risk management.
    Strong interpersonal skills and proven track record in relationship management.
    Ability to work flexibly on a range of assignments and still deliver top-quality reports while meeting tight deadlines.
    Results-oriented individual with excellent verbal and written communication skills in English. Knowledge of the Bank’s other working languages (French or Portuguese) would be an added advantage.
    Proven organizational, problem-solving, and decision-making skills with the ability to build partnerships, work in multinational teams and deliver results.
    Proficiency in the use of computer programs including MS Office applications.

    Apply via :

    career2.successfactors.eu

  • Dealer – Money Market and Fixed Income

    Dealer – Money Market and Fixed Income

    Purpose:

    The jobholder is responsible to ensure the bank is adequately funded and implement the laid-out funding strategy to meet planned assets/liabilities growth of the balance sheet and has plans for unanticipated contingencies. The jobholder will also monitor and manage the banking book investment portfolio including Government securities, Repos/Reverse Repos, and Interbank placements.

    Primary Responsibilities:

    Implement and execute the laid down Liquidity Management strategy plan that is coherent with the overall bank strategy within the approved risk appetite and portfolio standards.
    Coordinate the daily and the monthly P/L estimate and calculation process with Finance and Treasury Middle Office.
     Manage the bank’s Statutory Reserves as required by the Regulator (CRR, LCR, Statutory Liquidity ratio).
    Prudent day-to-day and intraday management of the liquidity position of the Bank.
    Review maturity profiles, bank account positions/statements on a regular basis and oversee funds movements.
    Assist in developing the bank’s future cash movement plans and ensure availability of necessary liquidity.
    Assist in the system development & enhancements for Treasury MM/ALM activities.
    Prepare standing and ad-hoc reports of the Liquidity & MM/ ALM function.
    Monitor and manage the Bank’s investment portfolio including Government securities, Repos/Reverse Repos, Interbank placements, foreign currency payments.
    Monitor regulatory and market development and provide feedback on the market and the business to the management.
    Engage with all audit report findings, relevant to the Liquidity Management business and ensure feedback is acted upon.
    Maintain the Bank’s presence in the interbank market to aid funding and investment activities.
    Contribution to the sales effort with the aim of increasing the wallet size by pricing fund managers on deposit placements as well as managing the portfolio.
    Prepare and deliver informative and objective market intelligence to customers.

    Person Specifications:

    Bachelors Degree in Accounting, Finance or a related field
    Minimum 5 years banking experience.
    At least 3 years’ experience in/with Treasury business.
    ACI Certification is an added advantage
    Excellent understanding of Financial Markets products.
    Experience trading all permitted products under FX, MM and their derivatives

    Apply via :

    imbank.bamboohr.com

  • Compliance Specialist Data Protection Lead SME Banking Relationship Manager SME Banking Assistant Relationship Manager

    Compliance Specialist Data Protection Lead SME Banking Relationship Manager SME Banking Assistant Relationship Manager

    Job Purpose Statement

    This role is responsible for the ensuring regulatory and policy compliance to all applicable laws, regulations, policies and standards that impact Technology and Operations Division.
    The role holder will work closely with the Technology and Operations team, Legal team Enterprise risk and other key stakeholders to review and implement policies and procedures that ensure Technology and Operations Division compliance with regulatory requirements.
    The role is responsible for working with all departments to ensure timely implementation of risk and control recommendations and highlighting to senior management all potential compliance risks and gaps that could result in potential or actual losses.

    Ideal Job Specifications
    Academic:

    Bachelor’s Degree in Business, Finance, Law or a related field

    Professional Qualifications:

    Proficient in computer skills
    A good understanding of all core processes and knowledge of regulatory and statutory requirements
    A risk, compliance or audit related professional qualification as an added advantage

    Desired work experience:

    Minimum 5 years’ experience in Banking, 3 of which should be in regulatory compliance, preferably in the financial Industry
    Knowledge of laws, regulations and standards applicable to financial industry
    Strong analytical and problem solving skills
    Excellent communication and interpersonal skills
    Strong organizational and project management skills
    Ability to work independently and in a team environment
    Manager, Compliance Assurance
    Professional certifications in regulatory compliance area plus.

    go to method of application »

    Use the link(s) below to apply on company website.  

    Apply via :