Job Field: Sector in Administration / Secretarial  , Banking  , Finance / Accounting / Audit

  • Relationship Manager 

Branch Manager

    Relationship Manager Branch Manager

    JOB PURPOSE
    Responsible for the effective management, control and marketing of the Bank’s Product portfolio within the branch, in line with the Bank’s policy, to ensure growth of the balance sheet and revenue.
    KEY RESPONSIBILITIES AND ACTIVITIES
    Strategic input and planning:

    Contributes to the completion of the branch operational plan by preparing and implementing an individual business plan that encompasses strategies for performance on branch growth objectives.
    Prepares a personal action plan that contributes to the overall branch budget.

    Sales & Business Development:

    Full responsibility for all product lines and all sales and business development.
    Develop business opportunities and monitor business’s activities in line with the Bank’s long-term strategic and annual business plans and ensure that the branch remains competitive and promptly reacts to changing market conditions and customer needs.
    Develop a focused relationship management approach, which increases the branch ability to increase the flow of business and generate deposits, lending and revenues from existing and new customers in line with the enterprise strategy.
    Ensure full compliance with the Bank’s Credit Policy, Central Bank of Kenya guidelines and appropriate provisions of the Banking Act with respect to lending.
    Enhance relationship marketing and management – to establish, maintain, and enhance relationships with customers and other partners, at a profit, so that the both the customer and bank objectives are met achieved by a mutual exchange and fulfillment of the brand promise.
    Actively market and develop the banking products to existing and prospective clients to grow the wallet share.
    Continuously conduct market research and competitor analysis to identify new business opportunities.
    Manage relationships of key accounts while tapping on their share wallet through cross selling and upselling.
    Business development through recruiting new key accounts while harnessing their value chains.
    Maintain a comprehensive understanding of the customers’ business plans, financial projections and support requirements.

    Strategic Marketing

    Enhance creation by creating, communicating, delivering, and offering solutions that have value for customers, shareholders and partners.
    Build the Sidian Bank Brand to ensure that the Bank is top of mind as an enterprise Bank.
    Understand and provide clear direction to the branch based on market analysis of local area consumer trends and competitor offerings.
    Support product specialists and the sales teams in marketing of initiatives and other products to local businesses.

    Strategic Customer Experience

    Key driver for not only customer satisfaction, but building a base of promoters by enhancing positive customer experience and advocacy to drive competitive advantage, leading to faster organic growth and lower cost.
    Link sales and service and embed customer service culture as the bedrock to grow the balance sheet.

    Branch Operations:

    Support branch operations as assigned by the Branch Manager to manage leave and other emergency situations.

    Compliance:

    Contributes to the flow of staff communications, by attending regular staff meetings – morning huddles and weekly progress meetings.
    Adherence to dress code, code of conduct and HR policies and procedures and follows laid down grievance and disciplinary procedure to ensure a conducive work environment.
    Monitor and ensure compliance of facility covenants to ensure performance and profitability.
    Provide regular call reports for all facilities to enhance our Monitoring & Evaluation.
    Monitor service delivery to bank customers to ensure high levels of efficiency and effectiveness.
    Ensure compliance with both internal and external regulatory requirements.
    Work closely with risk and compliance units to ensure effective controls to mitigate against operational and business risks.
    Ensure implementation and compliance with operational policies and procedures, AML/CFT Policies.
    Compliance to the Environmental Social Management (ESM) policy and procedure in day to day business.

    KNOWLEDGE, SKILLS & EXPERIENCE

    University degree or above in a relevant business discipline e.g. business administration or finance
    Diploma in Banking – AKIB/ACCA/CPA (K) will be an added advantage
    At least 6 years’ experience in retail banking and/or commercial banking including a minimum of 3 years sales experience.
    Sound knowledge of Retail Banking/SME products, services and processes together with exposure in retail banking branch operations or customer service delivery.
    Profound understanding of retail market, key competitors and offerings as well as our competitive edges to win quality customers.
    Thorough understanding of CBK regulatory framework and pertinent regulations impacting corporate customers.
    Strong leadership, marketing, sales and management skills.
    Highly effective communicator with excellent interpersonal and motivational skills.
    Solid performance management and motivational skills.
    Excellent relationship building and stakeholder management skills.
    Strong managerial, planning, analytical, decision-making, lateral thinking and project management skills

    go to method of application »

    Use the link(s) below to apply on company website.  

    Apply via :

    jobs@sidianbank.co.ke

  • Manager, Reporting 

WM Transformation Manager 

Network Relationship Manager; G6 

Manager, Credit Risk Management Secured 

Head GSAM East Africa 

Relationship Manager, Priority 

Business Development Executives, EB 

Relationship Manager, Business Banking 

Branch Manager 

Branch Sales & Service Executives

    Manager, Reporting WM Transformation Manager Network Relationship Manager; G6 Manager, Credit Risk Management Secured Head GSAM East Africa Relationship Manager, Priority Business Development Executives, EB Relationship Manager, Business Banking Branch Manager Branch Sales & Service Executives

    Leading the way in International Banking.  Standard Chartered is one of the world’s most dynamic and exciting international banks. Once you have joined the team, we offer many opportunities to expand and grow your career.The successful applicant will contribute to the Finance function by;

    Preparation of timely and accurate returns for submissions to the Bank’s regulators;
    Preparation of accurate and timely information to support Group and statutory reporting;
    Carrying out analysis of financial information and highlight opportunities and risks for management action;
    Scanning the regulatory environment for regulatory changes and preparing an impact analysis that provides insights for decision making;
    Delivering annual report inputs and Board papers; and
    Providing support to ensure GFS delivers in accordance with the service level agreements on reporting.

    Key roles and responsibilities

    Timely and accurate preparation and submission of Group reporting packs and regulatory returns;
    Carrying out analysis of regulatory information and highlight opportunities and risks for management action;
    Performing daily trial balance reviews and follow up of corrective actions for timely closure;
    Preparation of timely and accurate reconciliations to facilitate compliance with Finance policies;
    Performing detailed cost analysis and take follow up actions to ensure correct reporting on costs;
    Championing automation of reporting to eliminate production and focus efforts on analysis and value adding insights;
    Advising Senior Manager, Reporting and Financial Controller (FC) of emerging trends and themes from regulatory reporting;
    Play a key role in preparation of the annual report delivering on the assigned tasks accurately and within agreed timelines;
    Prepare board papers within agreed timelines;
    Play a key role in implementing Finance Transformation initiatives;
    Maintain the Department Operating Instructions (DOI) and service level agreements (SLAs) ensuring these are always up to date;
    Execute timely and accurate Key Controls Self Assessment (KCSA) and Operational Risk Framework (ORF) checks;
    Support both external and internal audits;
    Prepare board papers within agreed timelines clearly capturing key issues;
    Prepare Gap and impact analysis of new regulations and policies to drive required actions; and
    Maintenance of the regulatory reporting register.

    Qualifications and experience

    Degree plus accounting qualification (CPA/ACCA or equivalent);
    Prior experience should demonstrate broad reporting experience of more than 3 years in the banking or financial services industry preferably in a complex, global organization;
    Controls and governance awareness and understanding;
    Proficiency in accounting systems;
    An eye for  detail, strong analytical & organisational skills and a strategic thinker;
    Management and leadership skills in a dynamic and high expectation environment with an ability to work under pressure and deliver under tight deadlines;
    Good communication and excellent interpersonal skills and ability to work with diverse people;
    A team player and independent worker with ability to work with minimum supervision;
    Ability to work in a fast-paced and busy environment, meeting tight deadlines with stretching targets; and
    Strong Microsoft Excel, SQL and PowerPoint knowledge.

    go to method of application »

  • Senior Manager, Credit Support and Monitoring

    Senior Manager, Credit Support and Monitoring

    Job description
    I&M Bank Limited, a regional Bank with a fast growing branch network around the country is looking to recruit a competent and highly motivated individual for the following position:
    REF: SMCM/2/2018 -SENIOR MANAGER, CREDIT SUPPORT AND MONITORING
    JOB SUMMARY:-
    The job holder will be responsible for ensuring that facilities extended to customers are used for the intended purposes and performance is per the agreed terms of sanction. Where deviations from plan are noted or foreseen, ensure that proactive remediation actions are in place to prevent accounts from progressing to non-performing stage. The role holder will also be the custodian of the bank’s credit policies and assist the business to address emerging trends.
    KEY RESPONSIBILITIES
    The role will report to the General Manager-Credit and will be responsible for:
    Management

    Assisting management in the implementation of strategic plans through specifically assigned initiatives or collaborating with other managers to deliver broader banks targets.
    Providing leadership and oversight over the Credit Support and Monitoring unit by ensuring that the staff are highly motivated to effectively discharge their mandate, within the stipulated deadlines. This includes addressing and providing guidance on matters escalated by the team, providing training to the team as well as coaching the staff in one on one sessions to enhance their understanding of pertinent matters and their overall performance
    Champion dissemination of Credit policies and initiatives across the business.
    Periodically representing the Credit Department in meetings and forums as may be assigned by GM Credit.

    Portfolio Quality monitoring

    Developing a tracking and monitoring mechanism for all post-approval covenants and ensuring any breaches are attended to and escalated accordingly.
    Ensuring that account classification and provisions trends are proactively managed in line with regulatory and policy requirements
    Developing and implementing tools for identification of Warning Signs across the portfolio to enhance quality of the book and proactively address issues arising
    Working closely with Credit Managers and Relationship Managers (RMs) to implement remedial plans by recommending appropriate facility and collateral structures.
    Ensuring strict adherence to approved drawdown programmes for project finance loans and where necessary, recommending inspection of the projects to verify the
    position by internal or external resource
    Periodically accompanying RMs to client visits and/or meetings to address credit risk matters.

    Management of delinquent accounts

    Designing and implementing appropriate collection strategy across the portfolios and segments.Ensuring escalation of issues within the agreed timelines.
    Streamlining all collections processes including automation of alerts to clients and RMs as may be required.
    Governance and Controls
    Ensuring that all processes adhere to laid down controls and procedures in accordance with bank policies and Prudential Guidelines issued by the Central Bank of Kenya and any other relevant regulatory requirements.

    QUALIFICATIONS AND COMPETENCIES:

    Bachelor’s degree in Finance, Accounting or its equivalent from a recognized institution
    Master’s degree in Business Administration or its equivalent from a recognized institution will be an added advantage
    Member of Associate of Kenya Institute of Bankers (AKIB) or its equivalent professional body.
    A minimum of 7 years overall banking experience 3 of which should have been at managerial level within Relationship Management and Credit Risk environment
    Strong analytical and numerical skills supported by experience in credit analysis.
    Relevant Credit accreditation/certification form a recognized institution
    Good interpretation and decision-making ability. Experience in holding a personal lending mandate will be an added advantage.
    Experience in development and review of credit management policies.
    Ability to manage complex and multifaceted stakeholders
    Effective communicator and influencer
    Excellent negotiation and stakeholder management skills.
    Good Leadership and people management skills
    Good planning and organizational skills.
    Excellent understanding of the banking act and prudential guidelines
    Good knowledge of banking products and evolving credit risk management systems; and Good understanding of legal risks and laws applicable to Banking and Finance relating to lending and credits documentation

  • Manager, Reporting 

WM Transformation Manager 

Network Relationship Manager; G6 

Manager, Credit Risk Management Secured 

Head GSAM East Africa 

Relationship Manager, Priority 

Business Development Executives, EB 

Relationship Manager, Business Banking 

Branch Manager 

Branch Sales & Service Executives

    Manager, Reporting WM Transformation Manager Network Relationship Manager; G6 Manager, Credit Risk Management Secured Head GSAM East Africa Relationship Manager, Priority Business Development Executives, EB Relationship Manager, Business Banking Branch Manager Branch Sales & Service Executives

    Leading the way in International Banking.  Standard Chartered is one of the world’s most dynamic and exciting international banks. Once you have joined the team, we offer many opportunities to expand and grow your career.The successful applicant will contribute to the Finance function by;

    Preparation of timely and accurate returns for submissions to the Bank’s regulators;
    Preparation of accurate and timely information to support Group and statutory reporting;
    Carrying out analysis of financial information and highlight opportunities and risks for management action;
    Scanning the regulatory environment for regulatory changes and preparing an impact analysis that provides insights for decision making;
    Delivering annual report inputs and Board papers; and
    Providing support to ensure GFS delivers in accordance with the service level agreements on reporting.

    Key roles and responsibilities

    Timely and accurate preparation and submission of Group reporting packs and regulatory returns;
    Carrying out analysis of regulatory information and highlight opportunities and risks for management action;
    Performing daily trial balance reviews and follow up of corrective actions for timely closure;
    Preparation of timely and accurate reconciliations to facilitate compliance with Finance policies;
    Performing detailed cost analysis and take follow up actions to ensure correct reporting on costs;
    Championing automation of reporting to eliminate production and focus efforts on analysis and value adding insights;
    Advising Senior Manager, Reporting and Financial Controller (FC) of emerging trends and themes from regulatory reporting;
    Play a key role in preparation of the annual report delivering on the assigned tasks accurately and within agreed timelines;
    Prepare board papers within agreed timelines;
    Play a key role in implementing Finance Transformation initiatives;
    Maintain the Department Operating Instructions (DOI) and service level agreements (SLAs) ensuring these are always up to date;
    Execute timely and accurate Key Controls Self Assessment (KCSA) and Operational Risk Framework (ORF) checks;
    Support both external and internal audits;
    Prepare board papers within agreed timelines clearly capturing key issues;
    Prepare Gap and impact analysis of new regulations and policies to drive required actions; and
    Maintenance of the regulatory reporting register.

    Qualifications and experience

    Degree plus accounting qualification (CPA/ACCA or equivalent);
    Prior experience should demonstrate broad reporting experience of more than 3 years in the banking or financial services industry preferably in a complex, global organization;
    Controls and governance awareness and understanding;
    Proficiency in accounting systems;
    An eye for  detail, strong analytical & organisational skills and a strategic thinker;
    Management and leadership skills in a dynamic and high expectation environment with an ability to work under pressure and deliver under tight deadlines;
    Good communication and excellent interpersonal skills and ability to work with diverse people;
    A team player and independent worker with ability to work with minimum supervision;
    Ability to work in a fast-paced and busy environment, meeting tight deadlines with stretching targets; and
    Strong Microsoft Excel, SQL and PowerPoint knowledge.

    go to method of application »

  • Senior Manager, Credit Support and Monitoring

    Senior Manager, Credit Support and Monitoring

    Job description
    I&M Bank Limited, a regional Bank with a fast growing branch network around the country is looking to recruit a competent and highly motivated individual for the following position:
    REF: SMCM/2/2018 -SENIOR MANAGER, CREDIT SUPPORT AND MONITORING
    JOB SUMMARY:-
    The job holder will be responsible for ensuring that facilities extended to customers are used for the intended purposes and performance is per the agreed terms of sanction. Where deviations from plan are noted or foreseen, ensure that proactive remediation actions are in place to prevent accounts from progressing to non-performing stage. The role holder will also be the custodian of the bank’s credit policies and assist the business to address emerging trends.
    KEY RESPONSIBILITIES
    The role will report to the General Manager-Credit and will be responsible for:
    Management

    Assisting management in the implementation of strategic plans through specifically assigned initiatives or collaborating with other managers to deliver broader banks targets.
    Providing leadership and oversight over the Credit Support and Monitoring unit by ensuring that the staff are highly motivated to effectively discharge their mandate, within the stipulated deadlines. This includes addressing and providing guidance on matters escalated by the team, providing training to the team as well as coaching the staff in one on one sessions to enhance their understanding of pertinent matters and their overall performance
    Champion dissemination of Credit policies and initiatives across the business.
    Periodically representing the Credit Department in meetings and forums as may be assigned by GM Credit.

    Portfolio Quality monitoring

    Developing a tracking and monitoring mechanism for all post-approval covenants and ensuring any breaches are attended to and escalated accordingly.
    Ensuring that account classification and provisions trends are proactively managed in line with regulatory and policy requirements
    Developing and implementing tools for identification of Warning Signs across the portfolio to enhance quality of the book and proactively address issues arising
    Working closely with Credit Managers and Relationship Managers (RMs) to implement remedial plans by recommending appropriate facility and collateral structures.
    Ensuring strict adherence to approved drawdown programmes for project finance loans and where necessary, recommending inspection of the projects to verify the
    position by internal or external resource
    Periodically accompanying RMs to client visits and/or meetings to address credit risk matters.

    Management of delinquent accounts

    Designing and implementing appropriate collection strategy across the portfolios and segments.Ensuring escalation of issues within the agreed timelines.
    Streamlining all collections processes including automation of alerts to clients and RMs as may be required.
    Governance and Controls
    Ensuring that all processes adhere to laid down controls and procedures in accordance with bank policies and Prudential Guidelines issued by the Central Bank of Kenya and any other relevant regulatory requirements.

    QUALIFICATIONS AND COMPETENCIES:

    Bachelor’s degree in Finance, Accounting or its equivalent from a recognized institution
    Master’s degree in Business Administration or its equivalent from a recognized institution will be an added advantage
    Member of Associate of Kenya Institute of Bankers (AKIB) or its equivalent professional body.
    A minimum of 7 years overall banking experience 3 of which should have been at managerial level within Relationship Management and Credit Risk environment
    Strong analytical and numerical skills supported by experience in credit analysis.
    Relevant Credit accreditation/certification form a recognized institution
    Good interpretation and decision-making ability. Experience in holding a personal lending mandate will be an added advantage.
    Experience in development and review of credit management policies.
    Ability to manage complex and multifaceted stakeholders
    Effective communicator and influencer
    Excellent negotiation and stakeholder management skills.
    Good Leadership and people management skills
    Good planning and organizational skills.
    Excellent understanding of the banking act and prudential guidelines
    Good knowledge of banking products and evolving credit risk management systems; and Good understanding of legal risks and laws applicable to Banking and Finance relating to lending and credits documentation

  • Manager, Reporting 

WM Transformation Manager 

Network Relationship Manager; G6 

Manager, Credit Risk Management Secured 

Head GSAM East Africa 

Relationship Manager, Priority 

Business Development Executives, EB 

Relationship Manager, Business Banking 

Branch Manager 

Branch Sales & Service Executives

    Manager, Reporting WM Transformation Manager Network Relationship Manager; G6 Manager, Credit Risk Management Secured Head GSAM East Africa Relationship Manager, Priority Business Development Executives, EB Relationship Manager, Business Banking Branch Manager Branch Sales & Service Executives

    Leading the way in International Banking.  Standard Chartered is one of the world’s most dynamic and exciting international banks. Once you have joined the team, we offer many opportunities to expand and grow your career.The successful applicant will contribute to the Finance function by;

    Preparation of timely and accurate returns for submissions to the Bank’s regulators;
    Preparation of accurate and timely information to support Group and statutory reporting;
    Carrying out analysis of financial information and highlight opportunities and risks for management action;
    Scanning the regulatory environment for regulatory changes and preparing an impact analysis that provides insights for decision making;
    Delivering annual report inputs and Board papers; and
    Providing support to ensure GFS delivers in accordance with the service level agreements on reporting.

    Key roles and responsibilities

    Timely and accurate preparation and submission of Group reporting packs and regulatory returns;
    Carrying out analysis of regulatory information and highlight opportunities and risks for management action;
    Performing daily trial balance reviews and follow up of corrective actions for timely closure;
    Preparation of timely and accurate reconciliations to facilitate compliance with Finance policies;
    Performing detailed cost analysis and take follow up actions to ensure correct reporting on costs;
    Championing automation of reporting to eliminate production and focus efforts on analysis and value adding insights;
    Advising Senior Manager, Reporting and Financial Controller (FC) of emerging trends and themes from regulatory reporting;
    Play a key role in preparation of the annual report delivering on the assigned tasks accurately and within agreed timelines;
    Prepare board papers within agreed timelines;
    Play a key role in implementing Finance Transformation initiatives;
    Maintain the Department Operating Instructions (DOI) and service level agreements (SLAs) ensuring these are always up to date;
    Execute timely and accurate Key Controls Self Assessment (KCSA) and Operational Risk Framework (ORF) checks;
    Support both external and internal audits;
    Prepare board papers within agreed timelines clearly capturing key issues;
    Prepare Gap and impact analysis of new regulations and policies to drive required actions; and
    Maintenance of the regulatory reporting register.

    Qualifications and experience

    Degree plus accounting qualification (CPA/ACCA or equivalent);
    Prior experience should demonstrate broad reporting experience of more than 3 years in the banking or financial services industry preferably in a complex, global organization;
    Controls and governance awareness and understanding;
    Proficiency in accounting systems;
    An eye for  detail, strong analytical & organisational skills and a strategic thinker;
    Management and leadership skills in a dynamic and high expectation environment with an ability to work under pressure and deliver under tight deadlines;
    Good communication and excellent interpersonal skills and ability to work with diverse people;
    A team player and independent worker with ability to work with minimum supervision;
    Ability to work in a fast-paced and busy environment, meeting tight deadlines with stretching targets; and
    Strong Microsoft Excel, SQL and PowerPoint knowledge.

    go to method of application »

  • Senior Manager, Credit Support and Monitoring

    Senior Manager, Credit Support and Monitoring

    Job description
    I&M Bank Limited, a regional Bank with a fast growing branch network around the country is looking to recruit a competent and highly motivated individual for the following position:
    REF: SMCM/2/2018 -SENIOR MANAGER, CREDIT SUPPORT AND MONITORING
    JOB SUMMARY:-
    The job holder will be responsible for ensuring that facilities extended to customers are used for the intended purposes and performance is per the agreed terms of sanction. Where deviations from plan are noted or foreseen, ensure that proactive remediation actions are in place to prevent accounts from progressing to non-performing stage. The role holder will also be the custodian of the bank’s credit policies and assist the business to address emerging trends.
    KEY RESPONSIBILITIES
    The role will report to the General Manager-Credit and will be responsible for:
    Management

    Assisting management in the implementation of strategic plans through specifically assigned initiatives or collaborating with other managers to deliver broader banks targets.
    Providing leadership and oversight over the Credit Support and Monitoring unit by ensuring that the staff are highly motivated to effectively discharge their mandate, within the stipulated deadlines. This includes addressing and providing guidance on matters escalated by the team, providing training to the team as well as coaching the staff in one on one sessions to enhance their understanding of pertinent matters and their overall performance
    Champion dissemination of Credit policies and initiatives across the business.
    Periodically representing the Credit Department in meetings and forums as may be assigned by GM Credit.

    Portfolio Quality monitoring

    Developing a tracking and monitoring mechanism for all post-approval covenants and ensuring any breaches are attended to and escalated accordingly.
    Ensuring that account classification and provisions trends are proactively managed in line with regulatory and policy requirements
    Developing and implementing tools for identification of Warning Signs across the portfolio to enhance quality of the book and proactively address issues arising
    Working closely with Credit Managers and Relationship Managers (RMs) to implement remedial plans by recommending appropriate facility and collateral structures.
    Ensuring strict adherence to approved drawdown programmes for project finance loans and where necessary, recommending inspection of the projects to verify the
    position by internal or external resource
    Periodically accompanying RMs to client visits and/or meetings to address credit risk matters.

    Management of delinquent accounts

    Designing and implementing appropriate collection strategy across the portfolios and segments.Ensuring escalation of issues within the agreed timelines.
    Streamlining all collections processes including automation of alerts to clients and RMs as may be required.
    Governance and Controls
    Ensuring that all processes adhere to laid down controls and procedures in accordance with bank policies and Prudential Guidelines issued by the Central Bank of Kenya and any other relevant regulatory requirements.

    QUALIFICATIONS AND COMPETENCIES:

    Bachelor’s degree in Finance, Accounting or its equivalent from a recognized institution
    Master’s degree in Business Administration or its equivalent from a recognized institution will be an added advantage
    Member of Associate of Kenya Institute of Bankers (AKIB) or its equivalent professional body.
    A minimum of 7 years overall banking experience 3 of which should have been at managerial level within Relationship Management and Credit Risk environment
    Strong analytical and numerical skills supported by experience in credit analysis.
    Relevant Credit accreditation/certification form a recognized institution
    Good interpretation and decision-making ability. Experience in holding a personal lending mandate will be an added advantage.
    Experience in development and review of credit management policies.
    Ability to manage complex and multifaceted stakeholders
    Effective communicator and influencer
    Excellent negotiation and stakeholder management skills.
    Good Leadership and people management skills
    Good planning and organizational skills.
    Excellent understanding of the banking act and prudential guidelines
    Good knowledge of banking products and evolving credit risk management systems; and Good understanding of legal risks and laws applicable to Banking and Finance relating to lending and credits documentation