Credit Analyst Job Key Responsibilities
Structuring and analysing credits including insurance ,bonds , guarantees and financing products
You will be responsible for underwriting corporate accounts and financials to make an independent assessment on new transactions / clients and limits
Be confident in your ability to resolve complex credit situations and push back when needed
Understand and adhere to credit policy when deciding on credit requests or providing a recommendation
Analysing and quantifying credit risk profiles
Identify, analyse and address high risk situations
Perform client rating calculations and ensure that you comply with internal rating processes
Strong understanding of corporate and commercial credit principles
You must be comfortable with providing training as and when needed to more junior staff, paying particular emphasis to efficiently processing credit applications and highlighted key credit risk issues that can arise.
Qualifications for the Credit Analyst Job
Masters degree in Finance, economics or related field from a recognized Institution.
A minimum of 5 years senior management experience.
Proven track record in emerging or international markets
CFA level 2 qualification will be an added advantage
Demonstrate in-depth technical knowledge and proven analytical skills in credit within banking ,insurance, credit agency or export development bank
An excellent attention to detail
Confidence communicating effectively and concisely to clients and management team
Prior experience in financial modelling is an advantage but not necessary
Demonstrate problem solving and an analytical mind set
