KEY RESPONSIBILITIES
Product Development and Collaboration: Collaborate with product managers and technical teams to design, develop, and implement new digital credit products and features, ensuring smooth integration and optimization.
Credit Scorecard Management: Support the development, refinement, and review of credit application scorecards, ensuring accuracy and effectiveness, and analyse the impact of scorecard changes on product performance and risk management.
Growth -Design and develop Credit Limits allocation for new customers and limit enhancement framework for existing customers
RFO -Develop Income and expenditure review for Digital products.
Fraud -Review customer trends and responsible for identifying and reporting potential and actual frauds on digital credit platforms including suspicious transactions.
Market Research and Analysis: Conduct market research to identify customer needs, competitive landscape, and emerging trends, and analyse product performance data to derive insights and identify areas for improvement.
Performance Tracking and Reporting: Develop and maintain dashboards and reports to track key performance indicators (KPIs) and continuously evaluate and optimize digital credit products based on data-driven insights and customer feedback.
Partnerships- Managing external partnership such as Credit Bureaus, BB partners such as Solve and knowledge/Resource sharing, creating a supportive team environment to deliver results for the bank
Regulatory Compliance and Risk Mitigation: Ensure all digital credit products comply with regulatory requirements and internal policies and assist in identifying and mitigating risks associated with these products
Minimum Qualification and Experience
A bachelor’s degree in information technology, Computer Science, Statistics, Data Analysis or related quantitative field.
Professional certification in credit/lending
Conversant with emerging technologies and new digital business model.
Additional Qualification
Artificial intelligence tools and programming Languages such as python.
Competencies Required
Technical
Computer Literacy
Budgeting skills
Knowledge on industry regulations
Apply via :
oldmutual.wd3.myworkdayjobs.com
