Job Summary
To drive the execution of credit risk strategies that optimize the subsidiary’s credit portfolios from a reward versus risk perspective while balancing capital constraints and market sensitivity to levels of non-performing debt.
Job Details
Critical Deliverables /Core Accountabilities and Responsibilities
Ensure efficient implementation and compliance with Letshego’s policies, procedures relating to credit risk, including for provisioning, write offs and arrears management.
Prepare monthly reports on country management of arrears and compliance.
Make recommendations for Country write offs.
Monitor progress on issuing and serving summons’ on debtors.
Provide recommendations on achieving set loan book performance and impairments practices.
Ensure that all loans and lending procedures comply with applicable regulations.
Analyse new customer’s credit worthiness
Position Requirements
Education
A degree in finance / Information Systems /Economics or similar
Experience in credit management gained in Consumer Finance, retail SME or microfinance environment
Experience
At least 7 years’ experience in Credit Risk within Financial Services
Certifications
Knowledge
Knowledge of local laws, rules and regulations
Understanding of credit risk strategies to maximise benefit from opportunities that arise to give some input to upside benefits to the business.
Hands on experience with credit risk management systems
Skills
Ability to analyze and monitor country credit risks that face the business.
Ability to devise solutions relevant to a particular situation considering the specific circumstances, country laws and norms
Quality Assurance of all loan portfolios
Apply via :
letshego.seamlesshiring.com
