Job Description
Working closely with the Manager – Credit Quality Assurance and compliance, he /she will ensure compliance with internal credit policies and procedures, best practices and CBK prudential guidelines to facilitate management of credit risks within tolerable levels. The Job holder will ensure that ALL loans approved by credit committees follow the laid down procedures, are complete in all material aspects and safeguard the institution from losses that may emanate from acts of negligence.
Responsible for credit assessment & releasing government guarantees including the following tasks: Sends applications to clients for the purposes of applying for further /new finance. Prepares loan applications. Follows up of outstanding documentation/ information required for assessment purposes. Receives new loan / 2nd bond/ readvance applications. Writes up register. Assesses applications for the purpose of approval/ decline in terms of the lending policy. Assesses re-advances together with correspondence for the release of government guarantees. Interacts with clients re queries. Assesses requests for reductions in interest rates. Assesses requests for Substitution of Debtors under bonds. Prepares monthly statistics for the monthly management report. Responsible for security management / registrations. This includes the following tasks: Sends instructions to the applicable Attorney with the required conditions. Interacts generally with attorneys. Follows up on outstanding registrations. Proceeds with required payments and correspondence when approved.
Education
Business degree
CPA 2
Experience
2years experience in credit administration/documentation
Proficiency in T24 core banking system is an added advantage.
Personal Attributes
Capacity and willingness to work for long hours and within strict deadlines
Excellent interpersonal skills
High degree of confidentiality
Analytical mind.
Knowledgeable on the Financial services sector
Assertive
Fast in decision making
Honest
Highly organized
Creative and Innovative
Good team player & proactive
Physical demands
Physically fit and versatile and able to work on a computer for long hours
Apply via :
oldmutual.wd3.myworkdayjobs.com
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