Role Description:
Reporting to the Head of Operations, the successful candidate will be handling disbursement of credit facilities and maintenance of overdraft limits in the core-banking system while ensuring absolute data integrity since the data captured for m strong basis for portfolio and financial performance analyses. Also handles loan repayment requests, rescheduling, booking of guarantees and bonds and other credit related processes and queries.
Key Duties & Responsibilities:
Loan Processing:
Supervise/Verify all core banking systems (Finacle) data on (loan disbursements, overdraft and non-funded facilities marking and static data amendments) in conformance approval terms and within the provided Turn Around Time (TAT).
Verify data entry in Finacle and ensure that data held within MIS for respective portfolios is correct i.e. interest rates, amounts, tenure, maturities, accruals etc.
Ensure all disbursement checklists/requests are properly signed off prior to booking in the core Banking System.
Ensures 100% collection of income streams and accurate collection facility fees, commissions, and other charges as per approval as contained in the Letters of Offer.
Booking of guarantees and bonds in the core-banking system and collection of all fees.
Daily banking of post- dated cheques held as repayments for various facilities.
Quality Assurance:
Constant review of the bank loans and overdrafts portfolio to ensure that issues are identified and rectified in a timely manner.
Absolute adherence to signed off Process and Procedure Manual, Core Banking Manual or formally escalates any gaps noted to line manager prior to inputting any data into live system.
Escalate all unresolvable issue with line manager and follow up to ensure closure.
People Process:
Effectively carries out the activities of the department to ensure that performance targets are achieved.
Responsible for personal development.
Timely address both internal and external customer queries.
Any other duties allocated from time to time
Desired Skills and Experience
Minimum of a Bachelor’s degree in Accounting, Banking & Finance or related discipline (with an MBA, MSC or its equivalent)
Professional qualifications e.g. CPA, ACCA & CIMA
Comprehensive understanding of the Credit Department and Credit products
Knowledge of general banking practices and regulations in the country
Strategic Planning and Management—Proven track record of planning and executing business and operational strategies
Proficiency in Microsoft Office Suite as well as knowledge of Management reporting software with a view to qualitative reporting.
Knowledge of International Accounting and Reporting Best Practices
Knowledge of CBK reporting requirements and repercussions for failure to comply.
Extensive knowledge of the Financial and Banking sector
Financial accounting and Credit analysis and risk assessment
Good knowledge of the country economics and market dynamics
In-depth industry and product knowledge
Dynamic, analytical and self-driven individual with the ability to work under pressure
A passion for performance, team play and achievement in a competitive and dynamic environment
Hardworking, strategically minded individual with excellent organizational and planning skills
Strong leadership skills with demonstrated competences in championing high performance management
Excellent planning, organization, problem solving and analytical skills
Independent Minded and Analytical with high attention to detail
If you meet the above requirements, please submit your detailed Curriculum Vitae quoting the job title as the subject by Friday, 01st October 2021.Only shortlisted candidates will be contacted.Mayfair-CIB Bank is an equal opportunity employer. We value the diversity of individuals, ideas, perspectives, insights, and values, and what they bring to the workplace.
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