Job Description
We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness as well as monitoring our loan portfolio and reviewing our loan processes. Your responsibilities as a Credit Officer will include reviewing loan applications, evaluating clients’ financial information and evaluation of loan risks. To be successful in this role, you should have a good understanding of lending procedures and customer service experience. Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we minimize loan default risk.
Responsibilities
Review loan requests;
Assess clients’ financial status;
Evaluate creditworthiness and risks;
Contact potential clients to gather financial data and documentation;
Analyze risks and approve or reject loan requests;
Calculate financial ratios, loan metrics;
Follow up with clients about loan renewals;
Receive feedback of MSME clients for product enhancements and new product requirements;
Monitor progress of existing loans and loan portfolio.
Requirements
At least 2+ years of proven work experience as a Credit Officer, Loan Officer or similar role;
Experience in MSME lending would be an added advantage;
Hands-on experience with lending procedures and products;
Ability to create and process financial spreadsheets;
Strong analytical skills;
Customer service experience;
BSc in Banking and Finance, Economics, Business Administration or related field.
Apply via :
docs.google.com
