Your mission at Sistema.bio:
The credit officer will be responsible for receivables risk management within the assigned region by ensuring monthly collection target is achieved, PAR 90 of less than 10% is achieved and credit committees are done within set timelines.
You’ll be in charge of:
Ensuring the portfolio quality is achieved and maintained at the desired levels to minimize credit losses.
Ensuring prompt collection on all due and past due accounts.
Managing negative migration to worse loan bands and achieving monthly retention targets.
Collaborating with other departments to ensure the first 3 installments are fully paid on time.
Reviewing and analyzing all credit sales within the region and providing a credit decision within set timelines.
Ensuring compliance with lending policies and regulations, including underwriting guidelines, anti-money laundering regulations, and fair lending practices.
Identifying and recommending process improvements and best practices.
More about YOU:
You possess a Bachelor’s degree in a business related course or Diploma in credit management.
You have a minimum of 2 years experience in traditional bottom-of -the-pyramid lending techniques, preferably in the microfinance sector.
You have a track record in customer relationship management (e.g. negotiation skills, problem solving and conflict resolution).
You are highly familiar with typical income, expenditure and cash flow patterns of rural and peri-urban households in Kenya.
You can collaborate with various teams.
You have excellent organizational skills to manage multiple tasks, meet deadlines and prioritize work effectively.
You have strong communication and interpersonal skills.
You are able to work independently and as part of a team.
You are proficient in Microsoft Excel and other office software.
Apply via :
sistemaaccount.bamboohr.com
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