Location: Nairobi, Kiambu and Nakuru
Duties and Responsibilities
Process applications of individuals applying for loans and credit
Interview applicant to obtain personal and financial data and fills out application.
Obtain and compile copies of loan applicants’ credit histories, financial statements, loan security documents and other financial information.
Analyze applicants’ financial status, credit status, and undertake relevant evaluations to determine feasibility of granting loans.
Evaluate and advice on client’s ability to pay based on analysis of their finances.
Process approved loans for disbursement.
Undertake business and home visits to validate applications where need dictates.
Undertake data entry on approved loans.
Undertake timely valuation and renewal of contracts upon expiry.
Notifies customer by mail, telephone, or in person of acceptance or rejection of application.
Keeps record or files of credit transactions, deposits, and payments, and sends letters or confers with customers having delinquent accounts to make payment.
Abilities, Skills and Qualifications
The ideal candidate must hold atleast a Diploma or Certificate in business studies, Co-operative Management /Credit Management or Banking from a recognized institution.
Atleast one year experience in credit management/loan processing will be a plus.
Computer literate with expertise in using ERP systems, office applications and outlook
Good communication & interpersonal skills.
Experience in the credit industry is a plus
Credit-Sales Representative (8) positions)
Salary: 15K Retainer+ CommissionsDuties and Responsibilities
Achieve maximum sales profitability, growth and account penetration within an assigned
Territory / or market segment by effectively selling loan products and other related company product.
Promote / sell / secure orders from existing and prospect customers.
Demonstrate products and services to existing/potential customers and assist them in selecting products that best suits their needs.
Improving visibility and brand image of the company by directly selling and promoting company products to the assigned markets.
Acquisition & customer portfolio management Marketing products and services on a daily basis to prospective customers
Building relationships with existing referral sources and cultivate new referral sources both internally and externally
Ensuring the best in terms of quality of sales.
Abilities, Skills and Qualifications
Diploma or Certificate in sales & marketing, Credit Management or Banking from a recognized institution will be an added advantage.
Must have experience in sales or credit for at least 1 year in a financial institution.
Must have good understanding of credit policies.
Demonstrated aptitude for problem-solving; ability to determine solutions for customers.
Should be results-orientated, able to work both independently and in a team.
Should possess excellent verbal and written communication skills.
Proficiency in using Microsoft Office applications.
Computer literate with expertise in using ERP systems, office applications and outlook
Good communication & interpersonal skills.
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