Credit Analyst

The position will confirm credibility of all loan applications for loan disbursement.

JOB DESCRIPTION

Obtain and compile copies of loan applicants’ credit histories, financial statements, loan security documents and other financial information.
Analyze applicants’ financial status, credit status, and undertake relevant evaluations to determine feasibility of granting loans.
Evaluate and advise on a client’s ability to pay based on analysis of their finances.
Obtain credit information from credit institutions and references.
Respond to client inquiries regarding applications for credit and credit transactions.
Process approved loans for disbursement.
Generate customer feedback on loan applications.
Undertake business and home visits to validate applications.
Review and update credit and loan files.
Undertake data entry on approved loans.
Undertake timely valuation renewals after contract expiry.
Continuous professional development to keep up with current industry trends.
Prepare and submit timely reports and information for decision making.

REQUIRED SKILLS AND QUALIFICATION

Bachelor’s Degree in Business, Accounts, Finance, or related from a recognized institution.
Professional Credit or Accounting qualifications is an added advantage.
Minimum of two (2) years practical experience in banking with proven result-oriented track record in credit.
Proficiency in ICT with strong MS Office and internet ability.
Ability to interpret Financials and make sound decisions out of it.
Analytical and keen to details.
 High degree of accuracy and attention to detail.
Good communication skills and customer service oriented.

Interested and qualified candidates should submit their CVs to hr@springboardcapital.co.ke by Wednesday 15th January 2025.

Apply via :

hr@springboardcapital.co.ke

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