Reporting To: Branch Business Manager
Overall Job Purpose
The Branch Business Consultant will be responsible for selling Liabilities and Assets in order to grow the Branch Business.
Principle Accountabilities
Cross selling of HFC Banks products by establishing new relationships in order to grow both assets and liabilities book.
Maintaining customer relation by regular contact to ensure customer satisfaction business continuity
To review accounting opening forms and loan applications by scrutinizing the documents to ensure they are KYC Compliant.
To check data entry by verifying the data captured against source documents to ensure accuracy in data capture.
To analyze mortgage loan applications by interviewing the customers.
To identify customers borrowing needs by interviewing so as to ensure selling of the right mortgage product.
To safeguard bank assets by being a dual custodian to minimize frauds and losses
Minimum Qualifications, Knowledge and Experience
A Business related degree from a reputable institution
Atleast 3 years in the Banking Industry
Strong appreciation of banking Products.
Key Competencies and Skills
Ability to work independently under strict deadlines.
Excellent selling skills and negotiation skills
Practical experiences in use of MS Office applications.
Must have good interpersonal skills and communication skills (both oral and written).
Results oriented, problem analysis and problem-solving skills.
Demonstrated good planning and organizational skills.
Good listening skills.
Attention to detail and accuracy.
Must be a team player and have integrity.
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