Scope and General Purpose
The Assistant credit officer will be tasked with the responsibility of providing assistance and evaluation of credit applications in the interest of the Springboard capital to maintain its reliability.
Duties and Responsibilities
He will assist the senior credit officer to measure the cash generated by the borrower in order to assess the repayment capability.
He will support the senior credit officer to analyse the credit data and determine the degree of risk involved in extending credit or lending money to the borrower.
He shall, with direction from the SCO facilitate completion of loan applications, credit analysis and summaries of loan requests and supervise over the post submission process to report it back to the Business Development manager.
Assist the senior credit officer in use of financial ratios to estimate the customer’s financial status.
Process approved loans for disbursement
Undertake timely valuation and renewals of contracts with service providers upon their expiry.
Professional Qualifications and Experience
Bachelors Degree in a business related field.
At least one year experience working in the same capacity in a Micro-Finance institution.
Diploma in Credit Management will be an added advantage
Key Competencies
Proficiency in ICT with strong MS Office and internet ability.
Ability to interact effectively with all levels of Management and Stakeholders from varied backgrounds.
Strong analytical and mathematical skills.
Communication and interpersonal skills.
Planning and organization skills.
Problem solving skills
Key Personal Attributes
Team player/
Confidentiality and integrity.
Confident and assertive demeanor.
High degree of accuracy and attention to detail.
Ability to work under pressure with tight deadlines.
Good business sense and commercial awareness.
He must also have effective numerical and analytical ability.
