Duties and Responsibilities:-An officer at this level will report to the Deputy Manager, Credit, for the day to day credit operations including• Coordinating and overseeing all aspects of the lending cycle under the existing channels whilst ensuring compliance to the lending criteria before recommending to the Board’s Loans Committee.• Responsible for Head office Credit Officers including their performance appraisal and developmental needs.• Ensure compliance with Credit Policies, Product Profiles and set timelines in analysis and approval of credit facilities.• Effective monitoring of loan repayments and mitigating risks related to defaults• Preparation of Board Papers for the Board Loans Committee• Developing, managing and maintaining relations with Financial Intermediary partners, relevant government authorities and other key stakeholders to ensure that these relationships meet the strategic objectives of the Fund.• Coordinating and ensuring timely reconciliations of loan accounts.• Adhering to the key principles in relation to fraud prevention and reporting any suspicions and safeguarding records.• Reviewing credit reports and ensuring they are quality and accurate and promptly submitted to management.• Participating in development and preparation of departmental budgets, quality board papers and other adhoc reports.• Monitoring the quality of loan portfolio and following up of loan repayments.• Liaising with financial intermediary partners including follow-up of loan repayments and reporting.• Participating and coordinating awareness creation and publicity campaigns.
For appointment at this level, a candidate must have:-i. Served in a comparable position in a similar organization for at least Six (6) years with least three (3) years in a management role.ii. a Masters degree in any of the following:- Economics, Commerce ,Business Administration, Business Management, Finance, Accounts or any other business related subjects is an added advantageiii. shown merit and ability in credit control as reflected in work performance and resultsCompetencies required• Report writing skills• Litigation skills• Confidentiality• Communication skills• Ability to work independently and effectively under pressure and on strict deadlines
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