Job description
The Asset Finance Officer-Sales is primarily responsible for the sales of the products at the specific location(s) as directed by the Management. The Officer will be responsible for all Asset Finance onboarding within the framework of the vision, policies and values of Watu Credit Limited.
Watu Credit is looking for candidates who are flexible for relocation to Central Kenya upon completion of training.
Responsibilities
Attracting Clients to Watu Credit Limited Asset Finance products
Acting as the contact person at nominated sales point(s) for all incoming inquiries from potential and existing Clients in respect to Asset Finance products offered by the Company, and directing queries’ regarding the
Company’s other products to head-office
Providing pro-active, accurate, detailed and comprehensive product presentation in respect of Client’s inquiry
Conducting pre-assessment of Client’s financial position and offering the best suitable product configuration
Collecting necessary documentation, including but not limited to ID, PIN, photo, asset details; checking for documents authenticity and ensuring scanning quality; submitting all relevant information to the back office for further checking and processing
Issuing appropriate Loan Agreement, ensuring data entry accuracy and correctness and making sure that all essential conditions of Loan Agreement such as (but not limited to) duration, payment schedules, due amount, as well as legally binding consequences in case of breach of Terms and Conditions of this Agreement are fully explained to the Client and accepted by the Client
Advancing on customer support by conducting preventive and follow-up calls and reminders to clients to ensure adherence to payment schedules
Keeping Department Manager informed by submitting activity reports and performance analysis in accordance with Company reporting procedures
Ensuring that all sales and marketing activities operate cost-effectively, consistently and ethically within the given mandate and within the mission and values of Watu Credit Limited
Does this sound like you?
Ambitious and energetic sales professional
Bachelor degree in Business Administration, Marketing or related field
Previous experience in Sales/Customer-Management/Micro-finance for at least 2 years
Excellent communication and interpersonal skills
Ability to adapt quickly and work independently
Proficiency in MS Word and MS Excel
Fluent English and Kiswahili in verbal and writing
Interest and experience in motorbikes / boda-boda industry will be considered an advantage