Website: Website smep.co.ke

  • Business Development Officers

    Business Development Officers

    Job Summary
    Responsible for business development through marketing and recruiting of customers, processing and disbursement of loans and ensure timely collection of the same to ensure healthy portfolio and a happy and satisfied customer base.
    QUALIFICATIONS AND COMPETENCIES:

    A minimum grade of C+ (plus) in KCSE
    An undergraduate Bachelor’s degree or Diploma in Business related courses from a recognized
    Knowledge in Sales and Marketing, credit risk management, credit lending, as well as relevant experience in the Banking sector will be an added advantage.
    Proficiency in computers is mandatory.
    Ability to analyze and interpret financial statements
    Clear understanding of Microfinance banking industry is an added advantage.
    Good interpersonal & communication skills with excellent customer service.
    A team player with the drive to improve performance.
    Persuasive with strong recognition skills,
    Self-driven and possess the ability to work with minimum supervision
    Ability to work independently under minimum supervision.
    Strong Christian values, commitment and passion for the transformation of the population.
    Aged between 26 and 35 years

    Responsibilities

    Responsible for Marketing of Banks products and services
    Facilitate recruitment and registration of clients in existing and new groups
    Stimulate client training on SMEP policies, procedures and basic business skills, loans, business, e.t.c.
    Ensure that all clients contribute weekly savings and repay their loans on time
    Responsible to evaluate clients’ businesses and determine whether they are worth the amount applied for
    Responsible for client evaluations and loan processing.
    Responsible for maintaining a quality asset portfolio as per the Banks requirements
    Responsible for preparation and submissions of timely daily, weekly, monthly and quarterly reports as per the Banks’ requirements to the respective Office Holders. 
    Responsible for recording, verifying and assessing the chattels offered for loans with assistance of the Branch Manager
    Ensure follow-up of defaulters and collection of arrears
    Responsible for record keeping for all clients e.g. savings, loan status etc.
    Ensure client retention through excellent customer service

  • Assistant Risk & Compliance Manager 

Manager – ICT & Digital Banking 

Head of Internal Audit, Risk & Compliance

    Assistant Risk & Compliance Manager Manager – ICT & Digital Banking Head of Internal Audit, Risk & Compliance

    Reporting to the Head of Internal Audit, Risk & Compliance, and the job holder will be responsible for championing the execution of the Bank’s enterprise risk management and compliance framework and providing timely and accurate reports to the various stakeholders.
    Key Duties and Responsibilities

    Formulating and implementation of the Risk and Compliance framework and Policies.
    Monitoring and tracking of Banks’ compliance to regulatory guidelines statutory requirements and internal processes and procedures.
    Identification and assessment of the compliance risks associated with the bank’s current and proposed future business activities, including new products, new business relationships and processes
    Continuous monitoring of compliance with internal policies, procedures and guidelines by through regular and comprehensive Risk and Control assessment and testing
    Providing assurance of the bank’s readiness in case of business interruption/disruption through regular reviews of the unit BCP plans.
    Responsible for monitoring compliance and reporting for Anti Money Laundering and Counter Financing of Terrorism
    Providing regular training of staff to build on risk management and compliance awareness
    Reviewing and providing advise on corporate governance management
    Regular reviewing of transactions to ensure that high risk transactions are identified and appropriately approved.

    Qualifications

    Bachelors’ degree in Accountancy, Finance or Business Administration.
    Must have acquired professional certification in Accountancy or Auditing
    Post graduate degree will be an added advantage
    Proficiency in MS Office suite and previous experience with T24 Banking system will be an added advantage.

    Key Qualities, Competencies & Experiences

    At least 6 years experience in a Compliance, Risk or Internal Audit Department in a reputable financial institution
    Keen to detail and sharp analytical skills
    Excellent report writing skills
    An excellent and proactive planner with great organization skills
    Flexible and willing to travel across the country at short notice
    Good interpersonal and communication skills
    Between 33 and 40 years of age
    Applicants must be committed to Christian values, with a passion to serve

    go to method of application »

  • Business Development Officer 

SME & Institution Banking Officers Sales

    Business Development Officer SME & Institution Banking Officers Sales

    Responsible for business development through marketing and recruiting of customers, processing and disbursement of loans and ensure timely collection of the same to ensure healthy portfolio and a happy and satisfied customer base.
    Responsibilities

    Responsible for Marketing of Banks products and services
    Facilitate recruitment and registration of clients in existing and new groups
    Stimulate client training on SMEP policies, procedures and basic business skills, loans, business, e.t.c.
    Ensure that all clients contribute weekly savings and repay their loans on time
    Responsible to evaluate clients’ businesses and determine whether they are worth the amount applied for
    Responsible for client evaluations and loan processing.
    Responsible for maintaining a quality asset portfolio as per the Banks requirements
    Responsible for preparation and submissions of timely daily, weekly, monthly and quarterly reports as per the Banks’ requirements to the respective Office Holders.
    Responsible for recording, verifying and assessing the chattels offered for loans with assistance of the Branch Manager
    Ensure follow-up of defaulters and collection of arrears
    Responsible for record keeping for all clients e.g. savings, loan status etc.
    Ensure client retention through excellent customer service

    Qualifications

    A minimum grade of C+ (plus) in KCSE
    A undergraduate Bachelor’s degree or Diploma in Business related courses from a recognized institution.
    Knowledge in Sales and Marketing, credit risk management, credit lending
    At least 2 years’ experience in the financial sector
    Proficiency in computers is mandatory.
    Ability to analyze and interpret financial statements
    Clear understanding of microfinance/banking industry is an added advantage.
    Good interpersonal & communication skills with excellent customer service.
    A team player with the drive to improve performance.
    Persuasive with strong recognition skills,
    Self-driven and possess the ability to work with minimum supervision
    Ability to work independently under minimum supervision.
    Strong Christian values, commitment and passion for the transformation of the population.
    Aged between 26 and 35 years

    go to method of application »

  • SME & Institution Banking Officers 

Business Development Officer

    SME & Institution Banking Officers Business Development Officer

    Job Details
    Responsible for marketing Banks’ products and services in churches, SMEs and Institutions to recruit and intake of new customers, processing and disbursement of loans and ensure timely collection of the same to ensure healthy portfolio and happy satisfied customers.
    KEY DUTIES AND RESPONSIBILITIES

    To champion SME product in the Branches.
    Prospect new SME clients and assist in loan application.
    Conduct and ensure proper loan appraisals to be measured by approval success rate.
    Prepare and execute loan contracts and arrange for disbursement of loans.
    Ensure client retention through excellent customer service and maintain a good relationship with existing SME customers.
    Engage in proper Know Your Customer (KYC) Vetting of clients using supporting documents and SME appraisal tools.
    Compliance to audit standards and company policies and procedures.
    Ensure periodic SME training is carried out at the branch to enhance awareness and cross selling.
    Ensure timely loan repayments through aggressive follow ups.
    Delinquency and default management actions as per credit policy.
    Mobilize deposits in line with branch targets

    QUALIFICATIONS AND EXPERIENCE:

    A minimum grade of C+ (plus) in KCSE
    A undergraduate Bachelor’s degree or Diploma in Business related courses from a recognized institution.
    Knowledge in Sales and Marketing, credit risk management, credit lending
    At least 2 years’ experience in the financial sector with proven and demonstrable ability to grow
    SME business
    Proficiency in computers is mandatory.
    Ability to analyze and interpret financial statements
    Clear understanding of microfinance/banking industry is an added advantage.
    Good interpersonal & communication skills with excellent customer service.
    A team player with the drive to improve performance.
    Persuasive with strong recognition skills,
    Self-driven and possess the ability to work with minimum supervision
    Ability to work independently under minimum supervision.
    Strong Christian values, commitment and passion for the transformation of the population.

    go to method of application »

  • Projects Accountant

    Projects Accountant

    Reporting to the General Manager – Business & Strategy, the position is responsible for overseeing the Banks’ Marketing Units and the Micro Banking Business in accordance with the Banks’ business plans in order to meet targets for growth and to contribute to Banks’ profitability.
    The job holder will also be responsible for developing appropriate products and marketing strategies for the Bank to win new business at the appropriate margin.
    Responsibilities

    In charge of the Banks’ marketing Units & Micro Banking Business
    Take the lead in the formulation, development and review of the relevant Policies and Strategies that optimize sales of Banks’ products & services
    Provide business development and marketing support to the growth of Micro Banking Business in the Bank
    Preparation of budgets and monitor expenditure for the Micro Banking business segment.
    Ensure periodic reviews of the performance of the Bank’s products and services.
    Taking lead in sourcing for strategic partnerships and managing the relationships with the various stakeholders to enhance growth of the Banks’ business.
    Provide leadership for the Micro Banking Business in deposit mobilization activities and initiatives and growing quality asset loan portfolios
    Assist in formulating and coordinating marketing activities and policies to promote products and services.
    Support in staff mentorship and capacity building through training and coaching
    Establish and sustain a customer-centric business culture, leveraging on people and technology

    Job Qualifications

    Bachelors degree in Accounting, Commerce, Marketing, Banking, or other business related field
    Post Graduate qualification or certification in a Business Related field will be an added advantage
    Must be adept in ICT skills
    Between 35 to 45 years of age
    Must have at least 3 years senior management experience in Micro Banking Business
    Strong business acumen and proven innovativeness
    Strong marketing and networking skills
    Excellent Communication and Administration skills
    Self-driven, results-oriented with a positive outlook
    Must have a clear focus on high quality and business profit
    A natural forward planner who critically assesses own performance, mature, credible, and comfortable in dealing with senior company executives, reliable, tolerant, and determined
    Applicants must be committed to Christian values with a passion to serve
    Able to get on with others and be a team-player with excellent interpersonal skills

  • Relationship Officer – Agribusiness 

Risk & Compliance Officer 

SME & Institution Banking Officers

    Relationship Officer – Agribusiness Risk & Compliance Officer SME & Institution Banking Officers

    Job Description
    Responsible for marketing Banks’ Agribusiness products and services to the target market and recruitment of new customers, processing and disbursement of loans and ensure timely collection of the same to ensure healthy portfolio and happy satisfied customers.
    KEY DUTIES AND RESPONSIBILITIES

    Implementation of the Banks’ Agribusiness strategy
    Championing market and product development in Agribusiness
    Coordinate research in agribusiness interventions
    Managing relations with agribusiness agencies, donors, and other stakeholders
    Development of agribusiness training programs for staff, farmers and other stakeholders
    Deep understanding of Agribusiness Value Chain Financing concept
    Professional maturity and ability to operate in a fast paced, competitive work environment
    Loan disbursements and deposit mobilization that meet defined growth and quality targets
    Agribusiness reporting
    Responsible for cumulating and maintaining agribusiness information
    Maintain good public relation between SMEP and stakeholders e.g. Public administration, farming communities, business community etc

    Qualifications and experience:

    A minimum grade of C+ (plus) in KCSE
    Bachelors degree in a Agri-business related field
    Have knowledge in group/individual agri-business lending
    Demonstrable skills in strong leadership, marketing and reporting
    Advanced Computer literacy
    Excellent oral and written communication skills
    Persuasive with strong recognition skills,
    Self-driven and possess the ability to work with minimum supervision
    Have good knowledge of the micro-finance industry and practices and
    A self-starter who possesses excellent presentation skills
    Aged between 30 and 40 years
    Applicants must be committed to Christian values with a passion to serve
    A team player with the drive to improve performance.
    Self-driven and possess the ability to work with minimum supervision
    Applicants must be committed to Christian values with a passion to serve

    go to method of application »

  • Business Development Officer 

SME & Institution Banking Officers Sales

    Business Development Officer SME & Institution Banking Officers Sales

    Responsible for business development through marketing and recruiting of customers, processing and disbursement of loans and ensure timely collection of the same to ensure healthy portfolio and a happy and satisfied customer base.
    Responsibilities

    Responsible for Marketing of Banks products and services
    Facilitate recruitment and registration of clients in existing and new groups
    Stimulate client training on SMEP policies, procedures and basic business skills, loans, business, e.t.c.
    Ensure that all clients contribute weekly savings and repay their loans on time
    Responsible to evaluate clients’ businesses and determine whether they are worth the amount applied for
    Responsible for client evaluations and loan processing.
    Responsible for maintaining a quality asset portfolio as per the Banks requirements
    Responsible for preparation and submissions of timely daily, weekly, monthly and quarterly reports as per the Banks’ requirements to the respective Office Holders.
    Responsible for recording, verifying and assessing the chattels offered for loans with assistance of the Branch Manager
    Ensure follow-up of defaulters and collection of arrears
    Responsible for record keeping for all clients e.g. savings, loan status etc.
    Ensure client retention through excellent customer service

    Qualifications

    A minimum grade of C+ (plus) in KCSE
    A undergraduate Bachelor’s degree or Diploma in Business related courses from a recognized institution.
    Knowledge in Sales and Marketing, credit risk management, credit lending
    At least 2 years’ experience in the financial sector
    Proficiency in computers is mandatory.
    Ability to analyze and interpret financial statements
    Clear understanding of microfinance/banking industry is an added advantage.
    Good interpersonal & communication skills with excellent customer service.
    A team player with the drive to improve performance.
    Persuasive with strong recognition skills,
    Self-driven and possess the ability to work with minimum supervision
    Ability to work independently under minimum supervision.
    Strong Christian values, commitment and passion for the transformation of the population.
    Aged between 26 and 35 years

    go to method of application »

  • SME & Institution Banking Officers 

Business Development Officer

    SME & Institution Banking Officers Business Development Officer

    Job Details
    Responsible for marketing Banks’ products and services in churches, SMEs and Institutions to recruit and intake of new customers, processing and disbursement of loans and ensure timely collection of the same to ensure healthy portfolio and happy satisfied customers.
    KEY DUTIES AND RESPONSIBILITIES

    To champion SME product in the Branches.
    Prospect new SME clients and assist in loan application.
    Conduct and ensure proper loan appraisals to be measured by approval success rate.
    Prepare and execute loan contracts and arrange for disbursement of loans.
    Ensure client retention through excellent customer service and maintain a good relationship with existing SME customers.
    Engage in proper Know Your Customer (KYC) Vetting of clients using supporting documents and SME appraisal tools.
    Compliance to audit standards and company policies and procedures.
    Ensure periodic SME training is carried out at the branch to enhance awareness and cross selling.
    Ensure timely loan repayments through aggressive follow ups.
    Delinquency and default management actions as per credit policy.
    Mobilize deposits in line with branch targets

    QUALIFICATIONS AND EXPERIENCE:

    A minimum grade of C+ (plus) in KCSE
    A undergraduate Bachelor’s degree or Diploma in Business related courses from a recognized institution.
    Knowledge in Sales and Marketing, credit risk management, credit lending
    At least 2 years’ experience in the financial sector with proven and demonstrable ability to grow
    SME business
    Proficiency in computers is mandatory.
    Ability to analyze and interpret financial statements
    Clear understanding of microfinance/banking industry is an added advantage.
    Good interpersonal & communication skills with excellent customer service.
    A team player with the drive to improve performance.
    Persuasive with strong recognition skills,
    Self-driven and possess the ability to work with minimum supervision
    Ability to work independently under minimum supervision.
    Strong Christian values, commitment and passion for the transformation of the population.

    go to method of application »

  • Projects Accountant

    Projects Accountant

    Reporting to the General Manager – Business & Strategy, the position is responsible for overseeing the Banks’ Marketing Units and the Micro Banking Business in accordance with the Banks’ business plans in order to meet targets for growth and to contribute to Banks’ profitability.
    The job holder will also be responsible for developing appropriate products and marketing strategies for the Bank to win new business at the appropriate margin.
    Responsibilities

    In charge of the Banks’ marketing Units & Micro Banking Business
    Take the lead in the formulation, development and review of the relevant Policies and Strategies that optimize sales of Banks’ products & services
    Provide business development and marketing support to the growth of Micro Banking Business in the Bank
    Preparation of budgets and monitor expenditure for the Micro Banking business segment.
    Ensure periodic reviews of the performance of the Bank’s products and services.
    Taking lead in sourcing for strategic partnerships and managing the relationships with the various stakeholders to enhance growth of the Banks’ business.
    Provide leadership for the Micro Banking Business in deposit mobilization activities and initiatives and growing quality asset loan portfolios
    Assist in formulating and coordinating marketing activities and policies to promote products and services.
    Support in staff mentorship and capacity building through training and coaching
    Establish and sustain a customer-centric business culture, leveraging on people and technology

    Job Qualifications

    Bachelors degree in Accounting, Commerce, Marketing, Banking, or other business related field
    Post Graduate qualification or certification in a Business Related field will be an added advantage
    Must be adept in ICT skills
    Between 35 to 45 years of age
    Must have at least 3 years senior management experience in Micro Banking Business
    Strong business acumen and proven innovativeness
    Strong marketing and networking skills
    Excellent Communication and Administration skills
    Self-driven, results-oriented with a positive outlook
    Must have a clear focus on high quality and business profit
    A natural forward planner who critically assesses own performance, mature, credible, and comfortable in dealing with senior company executives, reliable, tolerant, and determined
    Applicants must be committed to Christian values with a passion to serve
    Able to get on with others and be a team-player with excellent interpersonal skills

  • Relationship Officer – Agribusiness 

Risk & Compliance Officer 

SME & Institution Banking Officers

    Relationship Officer – Agribusiness Risk & Compliance Officer SME & Institution Banking Officers

    Job Description
    Responsible for marketing Banks’ Agribusiness products and services to the target market and recruitment of new customers, processing and disbursement of loans and ensure timely collection of the same to ensure healthy portfolio and happy satisfied customers.
    KEY DUTIES AND RESPONSIBILITIES

    Implementation of the Banks’ Agribusiness strategy
    Championing market and product development in Agribusiness
    Coordinate research in agribusiness interventions
    Managing relations with agribusiness agencies, donors, and other stakeholders
    Development of agribusiness training programs for staff, farmers and other stakeholders
    Deep understanding of Agribusiness Value Chain Financing concept
    Professional maturity and ability to operate in a fast paced, competitive work environment
    Loan disbursements and deposit mobilization that meet defined growth and quality targets
    Agribusiness reporting
    Responsible for cumulating and maintaining agribusiness information
    Maintain good public relation between SMEP and stakeholders e.g. Public administration, farming communities, business community etc

    Qualifications and experience:

    A minimum grade of C+ (plus) in KCSE
    Bachelors degree in a Agri-business related field
    Have knowledge in group/individual agri-business lending
    Demonstrable skills in strong leadership, marketing and reporting
    Advanced Computer literacy
    Excellent oral and written communication skills
    Persuasive with strong recognition skills,
    Self-driven and possess the ability to work with minimum supervision
    Have good knowledge of the micro-finance industry and practices and
    A self-starter who possesses excellent presentation skills
    Aged between 30 and 40 years
    Applicants must be committed to Christian values with a passion to serve
    A team player with the drive to improve performance.
    Self-driven and possess the ability to work with minimum supervision
    Applicants must be committed to Christian values with a passion to serve

    go to method of application »