Jobs Kenya

Website: Website https://www.sc.com/ke/

  • Senior Legal Counsel, Commercial, Corporate & Institutional Banking, AME

    Senior Legal Counsel, Commercial, Corporate & Institutional Banking, AME

    The Role Responsibilities
    Job Role

    Acting as legal product specialist for and providing legal support to, the Bank’s Global Credit Markets and Commercial, Corporate and Institutional Banking businesses in Africa and the Middle East (including Mergers and Acquisitions Advisory, Project and Export Finance, Leveraged Acquisition Finance, Financing Solutions and Commercial Real Estate).

    Strategy

    Awareness and understanding of the Group’s business strategy and model appropriate to the role.

    People and Talent

    Lead through example and build the appropriate culture and values.
    Set appropriate tone and expectations for the team and work in collaboration with risk and control partners.

    Risk Management
    The ability to identify, manage and mitigate risks in connection with transactional matters.
    Regulatory and Business Conduct

    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

    Key Stakeholders

    Global Credit Markets; and Commercial, Corporate and Institutional Banking, Africa and Middle East

    Other Responsibilities

    Embed Here for good and Group’s brand and values in Kenya and the Legal function

    Our Ideal Candidate

    Law school or equivalent

    Training

    Law firm or in-house (5 years minimun)

    Licenses

    License to practice in Law in relevant Jurisdiction

    Languages

    English

    Role Specific Technical Competencies

    Providing legal advice on a transactional basis to the Bank’s Global Credit Markets and Commercial, Corporate and Institutional Banking businesses in Africa and the Middle East
    Negotiating, drafting and managing documentation as requested and / or as required to support the Bank’s Global Credit Markets and Commercial, Corporate and Institutional Banking businesses in Africa and the Middle East
    Ensuring that appropriate forms of legal documents are used for dealings with third parties which contain adequate protections and remedies to address legal, regulatory, credit and event risk
    Ensuring that transactions with third parties are valid and enforceable under the laws of the relevant jurisdictions
    Advising in the structuring of customised finance transactions
    Providing legal advice on Bank policies, procedures and corporate governance
    Advising in relation to bespoke projects

    Apply via :

    scb.taleo.net

  • Head of Employee Banking

    Head of Employee Banking

    JOB SUMMARY

    Lead Employee Banking (EB) by partnering with Corporate, Commercial & Institutional Banking (CCIB), Business Banking (BB) (incl. Medium Enterprises (ME)) to originate global, regional and multi-market Employee Banking deals.
    Lead Employee Banking by working closely with region and country team to originate sales volume for Employee Banking deals.
    Develop and deliver Employee Banking proposition across Standard Chartered Bank Kenya (SCB) with specific focus on CCIB, Business Banking (incl. ME) customers.
    Drive implementation of Digital Agenda of the strategy.
    Curate attractive and differentiated Personal and Affluent Employee Banking proposition for both onboarding, retention, cross-sell and cross segment upgrade.
    Deliver on the EB strategic pillars to support accelerated growth through:

    doubling impact from focus companies
     leverage on CCIB to drive scale
     company management to drive penetration, risk management and address service issues

    Drive company activations working with branches to create opportunities.
    Drive 100% productivity within the RMs.

    RESPONSIBILITIES
    Strategy

    Partner with CCIB, Business Banking (incl. ME), Segment & Product, Digital, Distribution and second line to deliver the following:

    Differentiated EB proposition for corporates and their employees
    End to end digital model for Employee Banking origination and on-going client management

    Support the Head of Personal Banking in building a concrete business strategy for Employee Banking.
    Responsible for the overall EB sales kit and proposition.

    Business

    To build a specific focus on originating CCIB, Business Banking (incl. ME) with first of its kind deals.
    Partner with CCIB, Business banking to tap into regional/global deals to deliver acquisition targets.
    In collaboration with Segment & Product and Distribution, develop the end-to-end operating model for delivery of Employee Banking proposition.
    Ensure on-going performance review to enhance and expand proposition and products for Employee Banking.
    Develop and roll-out country pitch book for CCIB and Business Banking’s inclusion in the sales pitch and RFP process for new corporate or existing corporate accounts.
    Collaborate with Group Account Managers and operate externally across the organisational fabric of senior customer organisation.

    Processes

    In collaboration with Segment & Product, Distribution, COO’s office and second line to develop risk and process framework.  
    In collaboration with Finance, Product and Segment to finalise MI and Performance Management roadmap and requirements.
    Ensure adherence to the relevant policies.

    People & Talent

    Lead through example, adopt and practice appropriate culture and values.  Set appropriate tone and expectations and work in collaboration with risk and control partners.
    Ability to work in a multi-cultural environment.
    Share best practices and lessons learnt across teams.

    Risk Management

    Ensure a full understanding of the risk and control environment in area of responsibility with particular emphasis on end-to-end risk management controls for Employee Banking customers.

    Governance

    Ensure end to end process of Employee Banking are appropriately designed and in line with the ERMF guidelines.
    Ensure adherence to relevant PPG guidelines and requirements.

    Regulatory & Business Conduct

    Display exemplary conduct and live by the Group’s Values and Code of Conduct.
    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
    Lead the Employee Banking team to achieve the outcomes set out in the Bank’s Conduct Principles. Fair Outcomes for Clients, Effective Financial Markets, Financial Crime Compliance, The Right Environment.
    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

    Key stakeholders

    CCIB, BB, ME coverage team
    Regional and country Employee Banking and Client Acquisition teams
    Product and Segment teams
    Regional and Country CPBB Heads
    CPBB MT members
    CFCC
    Operational Risk

    Other Responsibilities

    Embed Here for Good and the Group’s brand and values in the business.
    Perform other responsibilities assigned under Group, Region, Country, Business or Functional policies and procedures.
    Work effectively across SCB, using values behaviours to drive overall business growth

    Qualification

    Tertiary or Professional Education/Qualification
    15+ years of multi-national experience in banking/financial services
    10+ years of driving sales management within the retail sector
     At least 5 years’ managerial experience in the Banking Industry. 

    Our Ideal Candidate

    Deep understanding of Employee Banking business and products
    Experience in Sales or Relationship management.
    In-depth knowledge of Retail Clients products, services and delivery channels 
    Thorough understanding of the market and its dynamics
    Strong analytical and problem-solving skills
    Proven ability to effectively collaborate with a wide range of stakeholders
    Proactive and positive with the ability to use independent judgement and make sound decisions
    Good presentation, time management, negotiation and influencing skills
    Focused, organised, tenacious and willing to challenge when required
    Excellent written & oral communication skills

    Role Specific Technical Competencies

    Project Management skills

    Apply via :

    scb.taleo.net

  • Head, Digital Lending, Africa & Middle East

    Head, Digital Lending, Africa & Middle East

    JOB SUMMARY

    Head, Digital Lending Products reporting to the Managing Director & Head, Personal, Business and Digital Banking, AME & Europe region.  The candidate should possess a strong understanding of digital solutions for retail lending products, experience in identifying business opportunities for retail banking and to set the strategies and implementation of digital retail lending products. You will be responsible for orchestration and oversight of the entire digital lending solutions delivery process, end to end, in order to deliver digital lending initiatives in AME/E. You will also be responsible for ensuring ongoing optimal performance of digital lending solutions.

    RESPONSIBILITIES

    Set the strategies and roadmap per country, on digital lending solutions to meet the business outcomes per segment.
    Manage direct reports and oversight over country digital heads, acting as digital lending Product Owner, to set the product vision and formulate business requirements in agile projects. 
    Work with Third Parties Service Providers (TSPs) to establish business opportunities, responsible for onboarding, governance and on-going monitoring of TSPs
    Collaborate with segment and product teams to design the game plan and workflow on execution, including where relevant, Third Party Service Providers, to drive product acquisition/ customer satisfaction
    Work closely with agile development team in the group hives, on technical delivery according to the product vision and expected outcomes
    Ensure efficient processes for channeling communication from assigned teams
    Ensure all issues relating to security and integrity of the Bank channels are satisfied
    Act as an expert for digital lending product solutions and issues,  and orchestrate effective communication amongst key stakeholders
    Establish close relationships with business teams to meet the business objective.

    Strategy

    To drive Digital Lending Strategy for Consumer, Private & Business Banking (CPBB), AME/E 

    Business

    CPBB 

    Governance

    Ensure all digital payment process implementation & payment solution adhere regulatory compliance and security standards to protect customer data & transactions 

    Regulatory & Business Conduct

    Display exemplary conduct and live by the Group’s Values and Code of Conduct.
    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
    Lead to achieve the outcomes set out in the Bank’s Conduct Principles
    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters

    Key stakeholders

    Group Hives and Digital Banking team.
    Regional Technology and digital banking team
    Regional RB team – RB Head, Segment and product, CEPG, Distribution, Transformation and alliances
    Country RB Heads, Country CCH, Product, Digital, COO, CFCC, Legal Heads in country and region

    Our Ideal Candidate

    Strong knowledge and business acumen in Retail Banking lending products/ service.  Solid experience in executing digital initiatives in different jurisdictions
    Understanding of architecture design and digital channels, and ability to solution for digital lending products end to end, on digital channels
    Proven problem-solving skills with ability to consider alternative and lateral solutions, with the ability to anticipate challenges
    Strong judgement skills to identify and resolve complex problems whilst adhering to time-lines and quality of output
    Strong stakeholder management skills through effective communication, presentation and influencing
    Creative and dynamic in exploring different uses cases to drive innovation
    Strong leadership and people management skills

    Role Specific Technical Competencies

    Retail Lending Products
    Digital Architecture & Platforms

    Apply via :

    scb.taleo.net

  • Head of Risk & Compliance, SOLV Kenya – SC Ventures

    Head of Risk & Compliance, SOLV Kenya – SC Ventures

    Role and Responsibilities

    Responsible for supporting the CEO as well as the senior management team in managing the Risk and Compliance and aligning this to the vision and strategy of the function, the Enterprise Risk Management Framework (ERMF), and delegation of authority documents where relevant.
    Responsible for the implementation of the risk and compliance policies related to the identified SOLV Products, in line with the SOLV Group’s process universe as set out in the Risk Profile Document Risk Framework.
    Responsible for providing details of developments giving rise to serious regulatory breaches or breaches of risk tolerances (as agreed by the Board from time to time) that may occur and notifying any such breaches to the relevant parties.

    Required to have an appreciation of the country specific nuances and in particular: –

    Evaluating the operational risks that might occur due to system failure or human error, which in turn leads to the disruption of business processes. In such a scenario, it’s the responsibility of the CRO to formulate strategies to overcome the risks.
    The regulatory scrutiny on the SOLV Offering and its customers following high risk investigations conducted across the Fintech industry players including Solv Kenya and the various recommendations for enhanced compliance from various regulatory bodies; the risk of personal liability for decisions taken particularly in the Financial Crime space.
    The ambitious growth strategies to be employed by the business particularly after the launch of SOLV Kenya B2B platform and the real-time onboarding tools which are projected to see an exponential growth in client base.
    The strategic position of the SC Ventures Africa as an innovation hub for the SC Ventures Group with the pilot of various novel projects as well as the hosting of the SC Ventures hub for AME in Kenya and the conduct, compliance and Financial Crime Risk solution delivery in support of these initiatives and ventures
    The FCC risk specific to Kenya as manifested in Group and Regional metrices
    The complex regulatory landscape and the need to ensure the business remains insulated from regulatory sanction while remaining vigilant to regulatory reform.
    Define and implement risk management and risk assessment framework according to international standards like ISO and NIST.
    Define, review and update the information security policies and procedures on periodic basis.
    Research and understand the applicable compliance and regulatory requirements to be met by the organization.
    Define compliance assessment framework based on all the regulatory and other international compliances to be met.
    Define KPI’s and KRI’s to measure, track and improve the overall security posture.
    Conduct risk assessments / compliance assessment as per the defined process, identify and report the gaps along with mitigation recommendations.
    Conduct gap / maturity assessment as per the regulatory cybersecurity frameworks.
    Conduct Fraud investigations end to end and provide recommendations
    Report the findings from the assessments and explain the same to the relevant stakeholders along with clear recommendations to mitigate the identified risks.
    Work with / guide the relevant stakeholders in mitigating identified risks.
    Track and report the status of the identified risks on a periodic basis.
    Conduct regular sessions on building awareness about the organization’s information security polices and best practices to be followed.
    For the evaluation and assessment of the effectiveness of the Venture’s Conduct, Financial Crime and Compliance commitments and requirements relative to the specific business coverage.
    For proactively supporting and challenging the SC Ventures AME business and supporting other functions to exhibit appropriate conduct, comply with regulatory and compliance requirements and strive to achieve fair outcomes for the country’s clients.
    For maintaining independence, delivering timely responses, and timely escalation of risks and issues where the management tolerance of the firm is exceeded.
    For maintaining constructive and effective stakeholder relationships with the relevant business and supporting functions.
    For supporting the management of regulatory relationships with all relevant Kenyan regulators and such other regulators whose rules the Group is subject to.
    Drive high standards of regulatory compliance and deliver key priorities and initiatives, aligned to the Ventures performance scorecard.

    Strategy

    Assist the CEO, senior management team to set and implement the vision, strategy, direction and leadership in support SOLV’s strategic direction and growth aspirations
    Support the CEO and senior management team to promote the culture and practice of compliance with Principal Risk Types mitigation (including conducting business within regulatory and internal policies’ requirements, and to high ethical standards) within SOLV and embed a Here for good culture and the Group Code of Conduct.
    Assist the CEO to establish close links with colleagues leading other Product segments and/or Product Groups to achieve common platforms and work plans, implementing a One Venture approach to covering all clients from the various arms.

    Business

    Assist the CEO and various Business Leads to develop a comprehensive understanding of the business model and strategy in order to provide substantive oversight support and challenge with the intention of enabling appropriate and sustainable outcomes.
    Support to build and maintain an effective and constructive relationship with the various business heads and functional stakeholders that is based on trust, capability and integrity, providing timely, responsive and quality conduct, financial crime & compliance-related advice and guidance to enable the SOLV meet/ achieve the strategic tactical objectives.
    Provide advice, analysis (and challenge when appropriate) in relation to the SOLV including product design, new business initiatives, bespoke projects, remedial activities (including nature, scale and rigour of past business reviews), and transactional advice.
    Provide robust challenge to senior management and all relevant business stakeholders where activities are outside risk tolerance/ appetite, escalating as necessary, until appropriate oversight and ownership is achieved including actions and plans to address any remedial action needed to come back within risk tolerance/ appetite.
    Work closely with the CEO and Business heads and its operational teams to provide timely advice to ensure compliance with all relevant laws, regulations and internal policies and support the transition to pro-active and pre-emptive risk mitigation.
    Support the resolution of competing requirements between regulations specific to SOLV (i.e. between AML regulations and data privacy/bank secrecy or information security regulations.)

    Processes

    Act under delegation from the respective Risk Framework Owners for the principal risk types of Compliance, Financial Crime in discharging the responsibilities contained in the ERMF to the extent that is appropriate.
    To develop, maintain and embed effective processes/DOIs (including training, advice and support) to address risks across SOLV aligning with relevant group policies and regulatory requirements where relevant.
    Provide governance and oversight over the implementation of venture related policies and procedures relevant to SOLV’s model (to enable compliance with such policies and procedures).

    People and Talent

    Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from Risk and Governance Team and work in collaboration with risk and control partners.
    Promote and embed a culture of openness, trust and risk awareness, where ethical, legal, regulatory and policy compliant conduct is the norm.
    Stimulate an environment where forward planning, prioritisation, deadline management and streamlined workflows and collaborative, inclusive yet effective and efficient work practices are the norm.
    Ensure the provision of ongoing training and development in order that team members are competent, suitably skilled and qualified for their roles, ensuring that they have effective supervision in place to mitigate any risks.
    Review team structure/capacity plan to ensure an effective and efficient risk management framework
    Employ, engage and retain high quality people, with succession planning for critical role

    Risk Management

    In accordance with the SOLV’s Enterprise Risk Management Framework, act as second line Risk Owner for appropriate and relevant processes.
    Collaborate with the other Risk and Compliance Team Members to anticipate horizon risks that may have a significant impact on the Ventures and develop effective strategies to mitigate such horizon risks including global standards for conduct of business.
    Collaborate with relevant senior managers to support a programme for conduct, financial crime and compliance monitoring, surveillance and/or assurance for SOLV.
    In the event of serious regulatory breaches, or where risk tolerances have been breached, assist the CEO to ensure senior management and relevant regulators are informed and that actions are taken quickly to remediate and/or activities are ceased.
    Ensure proactive and timely identification, assessment, advice and dissemination of evolving regulatory changes/practices and associated risks, and proactive engagement in regulatory reform.
    Liaise with the internal audit function to ensure that any weakness identified by the internal audit function relating to the SOLV are appropriately followed up and closed in a timely manner.
    Provide reports to the relevant Country and Business risk and control committees and management teams on key conduct, financial crime and compliance risks and issues pertaining to SOLV
    Maintain adequate management MI / trackers across all aspects of coverage and responsibility to ensure all issues and matters relating to the SOLV are tracked, followed, regularly assessed and reported on, including oversight of risk acceptance and/or mitigating action plans, identification and management of high-risk clients or specific country reviews relating to SOLV
    Provide advice on the application of risk management frameworks (e.g. ERMF) to relevant stakeholders on outcomes of risk identification and assessment methodologies.

    Governance

    Attend relevant leadership meetings, and provide relevant reports to senior management and governance/risk committees
    Identification and escalation of potential risks and issues to senior management through appropriate governance channels and the Quality Assurance framework.
    Ensure the end-to-end life cycle of audit, assurance and regulatory reviews is managed appropriately, including tracking, remediation and preparing lessons learned from such reviews.
    Within the Group’s Enterprise Risk Management Framework, establish and maintain appropriate risk-based framework for identifying, assessing, managing, monitoring, mitigating and reporting compliance (including regulatory and financial crime) risks across SOLV.

    Project/Change management

    Maintain workplans specific to SOLV advisory projects/ initiatives, and communicate the same to stakeholders in a regular, timely fashion to inform and seek inputs.
    Support and review new business requirements and provide solutions for the CPBB business in Kenya where required

    Regulatory & Business Conduct

    Display exemplary conduct and live by the Group’s Values and Code of Conduct.
    Effectively and collaboratively identify, escalate, mitigate and resolve risk and CFCC matters.
    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across SOLV . This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

    Other Responsibilities

    Embed SC Venture’s brand and values in SOLV Business Team
    Perform other responsibilities assigned under Group, Regional, Business or Functional policies and standards as may be relevant

    Key Stakeholders

    Venture Lead, SOLV Kenya
    SOLV Business Leads
    Global Heads, SOLV
    Other Risks and Control Functional Heads (Risk, Audit, etc)
    Relevant Regulators

    Qualifications

    Graduate from any stream preferred with post-graduation or master’s degree
    Professional qualification such as CPA(k), CISA, QMS Lead Auditor or CIA
    10-12 years’ experience In Operations – Corporate and ALM back office Operations and who can manage larger teams
    Able to manage costs, timelines & deliver projects.
    Able to analyse and manage risks.
    Be a mentor and be able to drive and motivate

    Knowledge, Skills and Abilities Required

    Ability to gather data, compile information, and prepare reports
    Knowledge of risk management concepts and principles.
    Understanding of Quality Management Systems
    Ability to persuade and influence others.
    Good written and oral communication skills

    Apply via :

    scb.taleo.net

  • Credit Analyst, Medium Enterprises

    Credit Analyst, Medium Enterprises

    Job Summary
    Key Responsibilities

    Primarily responsible for managing the credit risk associated with the portfolio and ensuring high quality of the portfolio.
    Closely work with the RM from the origination & play a vital role in deal structuring to add good value from a credit/policy perspective.
    Work with the RM on a specified portfolio and facilitate revenue growth in the portfolio.

    Responsibilities
    Strategy

    Interact with the client, gather deal requirements, financial statements, and other inputs for performing quality analysis and due diligence.
    Work with RM /product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
    Work with the RM, in a) obtaining pre clearances where applicable like ER negativity, segmentation, etc. b) preparing & presenting workshopping note and c) expediting approvals.
    Responsible for end-to-end BCA process including preparing all the tools like Raptor, ESRAT, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
    Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g., preparing the Country portfolio standard checklist, other special reporting requirements, etc.
    Coordinate and prepare for GCC meetings for cross-border related transactions.
    Liaise with GAM Credit for limit approval/allocation.
    Seek necessary approvals for excesses in the account.

    Business

    Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes.
    Ensure timely submission of quality Quarterly Credit Reports
    Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
    Ensure Zero BCA over dues.
    Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.
    Proper maintenance of Credit files and ensuring Audit Ready at any time
    Attend EAR/Portfolio call/MTM calls along with the RM
    In partnership with the RM, ensure timely identification of accounts to be put in EAR as per the bank’s policies and guidelines
    Release the trade offerings in Magellan under the delegated Authority from the Segment Head, after obtaining the necessary approvals.
    Alerting Sales TL/Credit/RM and other stakeholders in case any of the actionable stipulated by credit have not been complied with within the stipulated timelines.
    Prepare timely Stress Tests wherever required.
    Prepare specific industry study wherever required.
    Prepare Credit Opinion reports wherever required.
    Effective use of Creditmate & RMWB.
    Oversight role for training and directing analysts.

    Processes

    Keep a vigil on the Portfolio Monitoring Reports/ Credit Monitoring processes & ensuring that laid down procedures/policies are complied with. Any deviations to be escalated to Unit Head/Head Credit & Operational Risk Controls/Credit.
    Oversight on EAR/ASTAR process: A proactive approach to identifying EAR accounts – No sudden slippages into GSAM.
    Ensure and remain alert to the risk of anti-money laundering/sanctions and assist in the Bank’ efforts in combating it by adhering to the key principles in relation to identifying our customer, knowing our customer, reporting suspicious transactions, safeguarding records and not disclosing suspicions to customers.
    Maintain credit files curled and updated with all the credit documents.

    Risk Management

    Ensure adherence to risk management, both reputational and operational.
    Ensure you remain alert to the risk of money laundering and assist in the bank’s efforts in combating it by adhering to the key principles in relation to: –
    Identifying your customer, knowing your customer, reporting suspicions, safeguarding records, and not disclosing suspicions to customers.
    Ensure you remain alert to the risk of money laundering and assist in the Bank’ efforts in combating it by adhering to the key principles in relation to identifying your customer, knowing your customer, reporting suspicions, safeguarding records and not disclosing suspicions to customers

    Governance

    Ensure adherence to the Risk Management Framework, Group Code of Conduct and various Policies, Procedures and Guidelines of the Bank by the Business Banking, Relationship team.

    Regulatory & Business Conduct

    Display exemplary conduct and live by the Group’s Values and Code of Conduct.
    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
    Manage Medium Enterprises Portfolio to achieve the outcomes set out in the Bank’s Conduct Principles
    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
    Embed the Group’s Values and Group Code of Conduct to ensure adherence with the highest standards of ethic. Comply with relevant policies, processes and regulations, as part of the Bank’s culture.

    Key stakeholders
    Internal

    Head, Business Banking.
    Head, Medium Enterprises.
    Head, Client Relationships.
    Trade Product Manager & Trade Operations.
    Head, Credit Analysis.
    Credit & Risk team.
    Financial Markets & CMPS.
    Transactional Banking & CRC.
    Client Deepening and Portfolio Strategy Manager
    Portfolio Monitoring & Controls Manager
    Business Operations & Risk Management.
    Branch Managers.
    Client Experience team.
    CFCC
    Legal

    External

    Clients
    Legal Firms
    Accountants

    Other Responsibilities

    Embed Here for good and Group’s brand and values in Kenya, CPBB Medium Enterprises.
    Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats);
    Origination, ensure quality client acquisition, identify prospect and convert in line with Bank’s appetite and ME Post Deal Account Monitoring
    Monitoring and controls

    Qualifications
    Product broadening

    Understanding of businesses and financials.
    Enhanced multi-product ME knowledge.
    Market and competition knowledge.

    Client engagement

    Presentation and soft skills tailored to engaging business owners.
    Internal stakeholder engagement skills.
    Closing deals.
    Ability to drive and manage client interaction.
    Communication and presentation skills.
    Negotiation and objection handling.
    Client training on digital solutions.

    Journey completion

    Discipline and time management to handle a client portfolio
    Ability to solve problems and close issues without handing over
    Strong analytical ability
    Understanding of BC KYC/CDD principles

    Apply via :

    scb.taleo.net

  • Relationship Manager, Medium Enterprises

    Relationship Manager, Medium Enterprises

    JOB SUMMARY

    RM is responsible for origination and would work closely with CA and CSM in on boarding clients, deepening relationships and driving revenue growth.
    RM is responsible for post deal account maintenance and managing the risk associated with the portfolio.
    Oversee CSM who has the responsibility for post transactional activities and the CA for credit related activities.

    RESPONSIBILITIES
    Strategy

    Ensure quality client acquisition, identify prospect and convert in line with Bank’s appetite and ME Segment strategy.
    Ensure high quality sales pitch, and review term sheets before submission to clients.
    Work with CA to obtain all pre-deal clearances.
    Effectively use CRMx for managing a healthy pipeline and a record of client calls and discussions.
    Oversee CSM to ensure smooth on-boarding of client after thorough completion of documentation and other processes.
    Senior client calling and briefing on a regular basis for account maintenance and deal negotiation. Also engage senior internal stakeholders for marketing, credit and any other pertinent issues. 

    Business

    Work with CDD team to ensure proper completion of eCDDs.
    Work closely with CA, product partners (Trade/FM/TB/PM), and analyze a) wallet size b) determine appropriateness of the product and c) work out a comprehensive account plan from a one-bank perspective
    Successfully negotiate and close out pricing and other deal dynamics with client
    Oversee the quality & turnaround of credit proposal and ensure faster delivery. Work with CA for resolving Credit queries.
    Oversee the CSM to ensure all documentation and security creation are completed on time to ensure smooth execution of transaction.
    Liaising with Legal/external counsel/CRC in preparation and execution of nonstandard complex transactions along with product partners. 

    Processes

    Work close with TM/TB team in delivering cash management solutions and migrating clients to digital channels including S2B and S2BX
    Oversee the service quality and turnaround of service requests from clients and ensure faster delivery by Client Journeys.
    Along with the product partner, push for line utilization of complex and structured transactions. Oversee the CCM in ensuring high utilization of regular WC facilities.
    Review BCA renewal timeline, Covenants, Failed Trade status, EAR, ASTAR CCRT, etc. with the CA to ensure discipline and quality in portfolio.
    Review DDW, insurance and valuation renewal timeline with CSM to ensure they are closed/renewed in a timely manner without causing impact on the client.
    Review the excess/past due situation with Credit Analyst to ensure they are regularized and facilitate approvals wherever required.
    Review and monitor the client profitability to ensure there are no revenue leakages.
    Provides feedback to management and internal departments regarding customer service quality, product issues, customer complaints etc.
    Overall responsible and accountable for the credit quality of the assigned/acquired portfolio.

    People & Talent

    Work close with CA and CSM to make sure the credit files are complete and up to date
    Attend various internal or external sales/ non sales meetings like EAR, CAT, MTM calls, Portfolio Review Meeting and convene the consortium meetings where we are the lead bank.
    Maintain record of Confidentiality Agreement (Sales Team Leader to maintain file & copies will also be held by signatories to the agreement)
    Provides feedback to management and internal departments regarding customer service quality, product issues, customer complaints etc.

    Risk Management

    Ensure adherence to risk management, both reputational and operational.
    Ensure you remain alert to the risk of money laundering and assist in the bank’s efforts in combating it by adhering to the key principles in relation to: –
    Identifying your customer, knowing your customer, reporting suspicions, safeguarding records, and not disclosing suspicions to customers.
    Ensure you remain alert to the risk of money laundering and assist in the Bank’ efforts in combating it by adhering to the key principles in relation to identifying your customer, knowing your customer, reporting suspicions, safeguarding records and not disclosing suspicions to customers

    Governance

    Ensure adherence to the Risk Management Framework, Group Code of Conduct and various Policies, Procedures and Guidelines of the Bank by the Business Banking, Relationship team.

    Regulatory & Business Conduct

    Display exemplary conduct and live by the Group’s Values and Code of Conduct.
    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
    Manage Medium Enterprises Portfolio to achieve the outcomes set out in the Bank’s Conduct Principles
    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
    Embed the Group’s Values and Group Code of Conduct to ensure adherence with the highest standards of ethic. Comply with relevant policies, processes and regulations, as part of the Bank’s culture.

    Key stakeholders
    Internal

    Head, Business Banking.
    Head, Medium Enterprises.
    Head, Client Relationships.
    Trade Product Manager & Trade Operations.
    Head, Credit Analysis.
    Credit & Risk team.
    Financial Markets & CMPS.
    Transactional Banking & CRC.
    Client Deepening and Portfolio Strategy Manager
    Portfolio Monitoring & Controls Manager
    Business Operations & Risk Management.
    Branch Managers.
    Client Experience team.
    CFCC
    Legal

    External

    Clients
    Legal Firms
    Accountants

    Other Responsibilities

    Embed Here for good and Group’s brand and values in Kenya, CPBB Medium Enterprises.
    Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats);
    Origination, ensure quality client acquisition, identify prospect and convert in line with Bank’s appetite and ME Segment Strategy.
    Client Onboarding & Deal Execution.
    Account Management & Portfolio Quality

    QUALIFICATIONS
    Product broadening

    Understanding of businesses and financials.
    Enhanced multi-product ME knowledge.
    Market and competition knowledge.

    Client engagement

    Presentation and soft skills tailored to engaging business owners.
    Internal stakeholder engagement skills.
    Closing deals.
    Ability to drive and manage client interaction.
    Communication and presentation skills.
    Negotiation and objection handling.
    Client training on digital solutions.

    Journey completion

    Discipline and time management to handle a client portfolio
    Ability to solve problems and close issues without handing over
    Strong analytical ability
    Understanding of BC KYC/CDD principles

     Role Specific Technical Competencies

    Business Performance Management
    Business Case Justification
    Problem solving
    Business Markets
    Customer Behaviour and Preferences
    Collaboration
    Take the lead

    Apply via :

    scb.taleo.net

  • Lead, People Capability

    Lead, People Capability

    JOB SUMMARY
    Cluster market learning agendas and governance [40% of time]

    Understands the cluster markets’ unique needs, challenges and ensures that the global agenda delivers on country needs.
    Provide L&D support to Country HR Heads for any local regulatory body/ agency requirements to ensure staff are competent to conduct their roles. This can include advisory on building country alliances and partnerships with local Banking Associations, professional body chapters and educational agencies of the government.
    Be a focal point in building and sustaining People Capability’s brand and communications strategy in situ, ensuring that the global agenda, learning standards and curricula are fully utilised and support global initiatives, such as the Global Learning Week.
    Monitor global programme roll-outs in their respective markets, taking a workplace skills transfer perspective to understand the actual business impact of global curricula locally.
    Provide quality assurance and challenge to requirements for localisation of global initiatives and curricula, ensuring such requests are properly managed to the relevant Learning Councils and Hive Leads.
    Manages local regulatory learning requirements in the cluster and ensures appropriate readiness for audit and compliance reviews. 

    Innovation and Discipline/ Craft elevation [30% of time]

    Actively keeps up to date with the latest human centred, business relevant and commercially viable creative learning design and delivery solutions to influence decisions about their application in the learning solutions being delivered by the squad.
    Provides inputs on the best suited solutions and strategic vendors available in the market for various components of the Creative and Delivery Discipline.
    Provides support to solve problems of other squads that require specific expertise from the Creative and Delivery Discipline.
    Participates in the community for the Creative and Delivery Discipline practitioners, taking part in interactions and knowledge sharing processes across Hives and squads.

    Squad member activities [30% of time]

    Contributes to storyboarding sessions and design labs to prototype different creative learning design and delivery solutions required to deliver squad objectives.
    Uses subject matter expertise in the Discipline to come up with ideas for the most impactful and scalable learning experiences and helps the squad make the right choices about creative learning design and delivery approaches.
    Supports the development of engaging learning experiences using the most relevant creative learning design and delivery tools/ platforms /approaches and best practices in a high quality and cost-effective manner.
    Supports the Squad Product Owner with backlog management by estimating the effort and complexity of their assigned backlog items in each sprint based on prioritisation criteria. 
    Manages own work, self-organises, and collaborates with other squad members to design and develop a potentially shippable increment of the learning solution each sprint as per the agreed acceptance criteria.
    Embodies agile values and principles by participating in and contributing to all squad level ceremonies (e.g. sprint planning, daily stand-up, sprint demo, sprint retrospective, etc.)
    Continuously improves the developed learning solution by inspecting and adapting the work with Product Owner and other business stakeholders. 

    Strategy

    The role serves to ensure that priority markets have the required level of focus from People Capability and that the global agenda of People Capability is translated into the cluster market with consistency and standards. The role will belong to the Creative & Delivery Discipline and be considered a L&D practitioner.
    In addition, the role-holder will be required to jointly work with the Heads of HR in their cluster markets to understand local learning requirements from their Country Management Teams, ensuring that the global learning agenda and curricula are maximally leveraged locally whilst also contributing to the global learning agenda through participation in various Hive led squads delivering global projects.

    Business
    Regulatory & Business Conduct

    Displays exemplary conduct and live by the Group’s Values and Code of Conduct.
    Takes personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
    Leads the team to achieve the outcomes set out in the Bank’s Conduct Principles.
    Effectively and collaboratively identifies, escalates, mitigates and resolves risk, conduct and compliance matters.

    Processes
    Standard Chartered (SC) Bank has a bold ambition to be the number one Learning function in financial services: “having world-class Learning that unlocks the unique potential of our people and helps them contribute their best to Standard Chartered and our clients, both today and as we transform into the future”.
    To achieve this ambition, the People Capability (PC) function has reinvented its organisation design to organise around Hives, disciplines and squads. In this model: 
    Multi-disciplinary “Squads’’ deliver work to achieve the function’s priorities

    “Priorities” are the way in which work is organised and relate to unique areas of delivery. Squads delivering on different projects within the same strategic priority are grouped together and called “Hives’’.
    All squad members are “Discipline’’ practitioners and are dynamically allocated to squads through disciplines:
    Disciplines are the ‘homes’ for practitioners to develop their professional excellence and to maintain a common approach to similar activities and tasks
    They provide a stable community for practitioners to belong to (as people move across squads)
    They enable multi-skilling and development of depth and breadth or “T-shaped” capabilities.
    Currently, there are three Disciplines within People Capability:

    People & Talent
    What the role requires
    The role requires an individual who has a desire for collaboration and continuous improvement. The role holder should work through local networks to ensure that the cluster markets meet their regulative and audit needs, yet can create space to engage with practitioners of the Discipline to apply new ideas, emerging capabilities and tools to improve how they communicate the global agenda to local needs.
    The role holder should additionally be able to:

    Manage ambiguity with competing local and global work priorities, focussing on how the global learning agenda can be maximised and leveraged for local requirements.
    Work as one greater team delivering a common goal, reconciling differences, and using continuous feedback from stakeholders to improve ways of working and realise their creative potential.
    Continuously build mastery of craftsmanship by understanding and exploring new contemporary, interesting stories, visual and graphical techniques to bring into creative learning design and delivery.
    Manage local regulatory engagements and submissions on skill development and Bankseta Learnership by understanding the local requirements and working closely with the country Human Resources team for compliance to these requirements

    Regulatory & Business Conduct

    Display exemplary conduct and live by the Group’s Values and Code of Conduct.
    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
    Lead the [cluster  to achieve the outcomes set out in the Bank’s Conduct Principles:
    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

    Key stakeholders

    Global Head of People Capability
    Head Innovation and Insight Discipline & Asia, People Capability
    Head Learning Technology Discipline, People Capability
    Head Creative and Delivery Discipline & Europe / Americas, People Capability
    Head Hive Today (Non-Mandatory), People Capability
    Head Hive Today (Mandatory), People Capability
    Head Hive Tomorrow (Reskilling Strategy), People Capability
    Head Hive Beyond and Africa and Middle East Region, People Capability
    Country Management Team
    Country Head of HR
    HRBPs and COEs
    Vendors and strategic partners
    Regulatory bodies/Industry bodies / Educational agencies
    Thought leaders and luminaries

    Our Ideal Candidate

    At least a B.Sc in any field preferably arts and social sciences. A master’s degree would be an advantage
    Professional memberships CIPD, IAF but not mandatory
    Developmental Bank training– Design Thinking, Facilitation, Storytelling, Consulting and managing complex projects
    Proficient in English Language

    Role Specific Technical Competencies

    Learning design and development fundamentals
    Agile project management
    Design prototyping and experimentation
    Data literacy
    Horizon scanning
    Business acumen
    People Capability expertise, knowledge and experience in Creative and Delivery
    Knowledge and experience in emerging learning solutions incorporating including on-demand platform delivered learning, social, experiential and virtual / interactive learning
    HR / Talent Data analytics & measurement /business intelligence capability
    Collaboration

    Apply via :

    scb.taleo.net

  • Manager Change

    Manager Change

    JOB SUMMARY

    A key priority for Core Finance Change as part of the Aspire Program is to establish a centre of excellence across core finance functions, SAP suite of products and new ways of working.
    Aspire Core Finance Change Lead role in India will play a critical role as a member of the Aspire Core Finance squad team responsibility for the end-end solution delivery of core finance change projects across core finance functions including Financial and Management Reporting, planning and performance management; Master Data Governance, covering a range of integrated SAP products like S4 HANA GL & FA, BRF+, AFO, Security
    The role will report into the Core Finance Change Delivery Lead.  The role will include senior stakeholder engagement, project management responsibility, solution / process design, operational delivery, risk and issue resolution.   

    RESPONSIBILITIES
    The Core Finance Change PMO – will be:

    Involved in delivery across multiple SAP products (S4 HANA GL & FA, BRF+, AFO, Security) covering multiple core finance functions including Ledger, Consolidation, Master Data, Financial and Management Reporting.
    Enough technical knowledge to eliminate reliance on deep subject matter experts to conduct initial impact assessments, define priorities and route tasks to the appropriate competencies
    Responsible for managing deliverables throughout the project lifecycle, collaborating with various project/program teams, stakeholders; finance stakeholders across geographies, process and technology teams.
    Evidence of strong Change Management skills, enabling the delivery of multiple diverse data initiatives from inception to delivery
    Excellent business and technical process design and execution skills, enabling the effective execution of a change
    Primary contact point with other Change and BAU leaders across the organisation to identify and resolve blockers to project success
    Responsibility for prioritisation and management of critical path delivery items
    Design the target state Technology and target state processes
    Drive the establishment of a target operating model and internal capability to support and drive ongoing change / enhancement initiatives
    Ensure strong engagement with senior leaders and stakeholders across Finance.
    Responsible for risk and issue resolution
    Build strong relationships with key delivery partners, and ensure efficiencies and synergies are realised across programmes.
    Build effective communication channels with wider senior finance leadership.
    Ensure effective governance and project management standards are applied across all delivery responsibilities
    High quality written and verbal communication skills, with the ability to focus on multiple initiatives and subjects at the same time

    Strategy

    Programme “Aspire” is a multi-year investment programme to transform Finance to a global target model. This involves investment to replace the infrastructure, and move to a more centralised, standardised and automated business model. This will enable faster processing, easier and more frequent access to information, at lower levels of cost.

    Business

    As part of this programme, Standard Chartered Bank is currently undergoing a comprehensive transformation which includes developing a new organisational and operational approach to Finance. It aims at cloud-based single instance general ledger and a detailed, granular data store that is shared with the Risk function. This will enable faster monthly close and daily reporting, centralised regulatory reporting capability, self-service MIS, and automated controls.

    Processes
    Responsible for

    Project Management; Stakeholder Management and Budget Management.

    People & Talent

    Build strong relationships with key delivery partners, and ensure efficiencies and synergies are realised across programmes.
    Build effective communication channels with wider senior finance leadership.
    High quality written and verbal communication skills, with the ability to focus on multiple initiatives and subjects at the same time.
    Ensure strong engagement with senior leaders and stakeholders across Finance.
    Employ, engage and retain high quality people, with succession planning for critical roles.
    Set and monitor job descriptions and objectives for direct reports and provide feedback and rewards in line with their performance against those responsibilities and objectives.

    Risk Management

    Identifying, assessing, monitoring, controlling and mitigating risks as required by the role and ensuring the group risk policy and framework is adhered to by the team.

    Governance

    Ensure group standards are maintained with the correct level of due diligence and control considered as part of programme documentation 
    Ensure effective governance and project management standards are applied across all delivery responsibilities.
    Ensure testing standards are as per project requirement and appropriate follow up action taken on the defects.

    Regulatory & Business Conduct

    Display exemplary conduct and live by the Group’s Values and Code of Conduct.
    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
    Lead the GFS to achieve the outcomes set out in the Bank’s Conduct Principles
    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters

    Key stakeholders

    Aspire Core Finance Leadership team; General Ledger Country Governance leadership team; Head of GCFO Change and Strategic Transformation; Finance Operations and Transformation Management Team; Other Stream leads in the ASPIRE programme (Data, Consolidations, Finance, Treasury); 
    GPOs for Data, R2R, P2P, BSM; Head, Group Regulatory Reporting; Country, Region, and Segment CFOs; Finance Technology team.

    Other Responsibilities

    Embed Here for good and Group’s brand and values in GFS; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats).

    Our Ideal Candidate

    Bachelor’s Degree with 14+ years of experience in Banking and Financial Services in more than one core Finance functions; Ledger, Consolidation, Financial Reporting.
    FICO Certification is a must
    In-depth knowledge of SAP products (S4 HANA GL & FA, BRF+, AFO, Security) covering multiple core finance functions including Ledger, Consolidation, Master Data, Financial and Management Reporting.
    Strong background in problem solving, with demonstrable analytical skills
    Strong problem solving and analytical skills
    Strong interpersonal skills including team collaboration, presentation and organizational skills
    Excellent verbal and written communication/articulation skills
    Collaborate with a cross-functional and multi-location teams to ensure that work delivered meets client requirements and standards both functionally and technically
    Ability to translate business needs into technical requirements and solutions
    Ability to manage multiple tasks, understand and be responsive to customer needs
    Ability to perform assigned tasks independently and complete deliverables on-time ensuring quality
    Highly self-motivated and self-driven to learning

    Role Specific Technical Competencies

    Experience in managing reporting process and systems  or a sub ledger environment (preferably with SAP technology).
    Strong management skills and experience of agile methodologies in project implementation role.
    Previous experience in defining and implementation of strategic target operating model within the financial services sector.
    Excellent stakeholder management skills and collaborative mindset.
    Good understanding of cross-border cost accounting best practise.
    Excellent Product Knowledge across all domains from Retail to Financial Markets.
    Able to define and implement robust control frameworks and understands operational risk frameworks.
    Broad understanding of numerous Finance areas including regulatory reporting and Treasury.
    Business analysis mindset with an extensive track record in solving problems and troubleshooting issues.

    Apply via :

    scb.taleo.net

  • Head, Resourcing, Africa

    Head, Resourcing, Africa

    JOB SUMMARY

    Reporting to the Head of Resourcing, EMEA & America, the Head of Resourcing for Africa is accountable for managing the delivery of the end-to-end Resourcing process for all 15 countries across Africa, covering both operational and strategic Resourcing support for all employed workers (internal and external), local and cross border hires and transfers, ensuring all Resourcing activity is aligned to and effectively communicates the employer brand.
    Ensure the team is talent focused, cost effective, efficient and aligned to business needs.
    The role focus is split between the Operational Delivery team – the role holder will lead a team Resourcing Specialists – encouraging high performance behaviours to ensure delivery of recruitment targets at the right time, the right quality and the right price – whilst also assisting the relevant teams with Senior Hiring for the clusters. The role holder will also partner with the Country/Cluster Management Teams & HR Leadership Teams, providing insight and strategic input across the Resourcing spectrum.

    Strategy

    Provide strategic, consultative Resourcing advice to Country/Cluster Management Teams & HR Leadership Teams, challenging their thinking and coaching them to consider their Resourcing needs from a broader and more future focused perspective (as well as short to medium term), facilitating the creation of high-level Resourcing plans and priorities.
    Translate Country/Cluster business objectives into high level Resourcing plans and strategies, closely aligning them to the broader group Resourcing and Talent agenda.
    Collaborate with other Resourcing Heads/Leads across the function (and as part of the management team for the region), to facilitate issue resolution, international moves and sharing of knowledge and expertise.
    Develop capacity plans in line with global models, monitoring workloads and managing internal and external overflow capacity within the country to achieve optimal deployment of internal resources and external vendors.

    Business

    Pathological and infectious collaboration to build / develop strong, sustainable relationships with internal stakeholders, influencing key business managers to increase the profile of the Resourcing team / function, delivering a high degree of sponsorship, engagement and buy-in/understanding between the business and Resourcing, increasing awareness of Resourcing total service offering and hiring managers’ responsibilities, optimizing frontline delivery.
    Manage change to facilitate business readiness for new product implementation.
    Lead/Drive regional and actively participate in global resourcing initiatives and forums, as required.
    Build and develop strong, sustainable relationships with external stakeholders, promoting the Bank as an employer of choice to drive performance and recruitment of the right person, at the right time, at the right price.
    Senior point of escalation for all Africa countries. Working with the teams to identify and address the root cause of issues, providing advice and ensuring queries and issues are managed and resolved in a timely fashion.

    People & Talent

    Build and manage a high performing team (currently 9 Resourcing Specialists) which benchmarks strongly in the internal and external market; attracting, developing, engaging, deploying and retaining the best talent, encouraging high performance behaviours.
    Champion team development, ensuring all team members are coached and achieve certification in the Resourcing Curriculum. Operate as a key subject matter expert in the development and delivery of curriculum material, as required.
    Build robust succession plans and move high potentials into larger, specialist, management or cross border development roles.

    Our Ideal Candidate

    Proven experience of managing multi jurisdiction hiring across Africa and understanding how to support a team to navigate different local requirements.
    Ability to manage performance using data to drive results in driving positive outcomes for Resourcing metrics.
    Experience of managing, coaching and mentoring a remote team.
    Ideally would have been accountable for overseeing / managing process, risk, governance and audit activity across African countries.
    Ability to navigate a complex, global organisation and manage both local and global stakeholders.
    An advantage would be a track record of driving successful Diversity, Equity & Inclusion (DEI) hiring initiatives.
    Fantastic stakeholder management, the ability to understand business issues and partner with them to provide commercially focused outcomes.
    Ability to take ownership and work autonomously to make decisions.

    Apply via :

    scb.taleo.net

  • Credit Analyst, Medium Enterprises Relationship Manager, Medium Enterprises

    Credit Analyst, Medium Enterprises Relationship Manager, Medium Enterprises

    JOB SUMMARY
    Key Responsibilities

    Primarily responsible for managing the credit risk associated with the portfolio and ensuring high quality of the portfolio.
    Closely work with the RM from the origination & play a vital role in deal structuring to add good value from a credit/policy perspective.
    Work with the RM on a specified portfolio and facilitate revenue growth in the portfolio.

    RESPONSIBILITIES
    Strategy

    Interact with the client, gather deal requirements, financial statements, and other inputs for performing quality analysis and due diligence.
    Work with RM /product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
    Work with the RM, in a) obtaining pre clearances where applicable like ER negativity, segmentation, etc. b) preparing & presenting workshopping note and c) expediting approvals.
    Responsible for end-to-end BCA process including preparing all the tools like Raptor, ESRAT, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
    Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g., preparing the Country portfolio standard checklist, other special reporting requirements, etc.
    Coordinate and prepare for GCC meetings for cross-border related transactions.
    Liaise with GAM Credit for limit approval/allocation.
    Seek necessary approvals for excesses in the account.

    Business

    Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes.
    Ensure timely submission of quality Quarterly Credit Reports
    Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
    Ensure Zero BCA over dues.
    Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.
    Proper maintenance of Credit files and ensuring Audit Ready at any time
    Attend EAR/Portfolio call/MTM calls along with the RM
    In partnership with the RM, ensure timely identification of accounts to be put in EAR as per the bank’s policies and guidelines
    Release the trade offerings in Magellan under the delegated Authority from the Segment Head, after obtaining the necessary approvals.
    Alerting Sales TL/Credit/RM and other stakeholders in case any of the actionable stipulated by credit have not been complied with within the stipulated timelines.
    Prepare timely Stress Tests wherever required.
    Prepare specific industry study wherever required.
    Prepare Credit Opinion reports wherever required.
    Effective use of Creditmate & RMWB.
    Oversight role for training and directing analysts.

    Processes

    Keep a vigil on the Portfolio Monitoring Reports/ Credit Monitoring processes & ensuring that laid down procedures/policies are complied with. Any deviations to be escalated to Unit Head/Head Credit & Operational Risk Controls/Credit.
    Oversight on EAR/ASTAR process: A proactive approach to identifying EAR accounts – No sudden slippages into GSAM.
    Ensure and remain alert to the risk of anti-money laundering/sanctions and assist in the Bank’ efforts in combating it by adhering to the key principles in relation to identifying our customer, knowing our customer, reporting suspicious transactions, safeguarding records and not disclosing suspicions to customers.
    Maintain credit files curled and updated with all the credit documents.

    Risk Management

    Ensure adherence to risk management, both reputational and operational.
    Ensure you remain alert to the risk of money laundering and assist in the bank’s efforts in combating it by adhering to the key principles in relation to: –
    Identifying your customer, knowing your customer, reporting suspicions, safeguarding records, and not disclosing suspicions to customers.
    Ensure you remain alert to the risk of money laundering and assist in the Bank’ efforts in combating it by adhering to the key principles in relation to identifying your customer, knowing your customer, reporting suspicions, safeguarding records and not disclosing suspicions to customers

    Governance

    Ensure adherence to the Risk Management Framework, Group Code of Conduct and various Policies, Procedures and Guidelines of the Bank by the Business Banking, Relationship team.

    Regulatory & Business Conduct

    Display exemplary conduct and live by the Group’s Values and Code of Conduct.
    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
    Manage Medium Enterprises Portfolio to achieve the outcomes set out in the Bank’s Conduct Principles
    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
    Embed the Group’s Values and Group Code of Conduct to ensure adherence with the highest standards of ethic. Comply with relevant policies, processes and regulations, as part of the Bank’s culture.

    Key stakeholders
    Internal

    Head, Business Banking.
    Head, Medium Enterprises.
    Head, Client Relationships.
    Trade Product Manager & Trade Operations.
    Head, Credit Analysis.
    Credit & Risk team.
    Financial Markets & CMPS.
    Transactional Banking & CRC.
    Client Deepening and Portfolio Strategy Manager
    Portfolio Monitoring & Controls Manager
    Business Operations & Risk Management.
    Branch Managers.
    Client Experience team.
    CFCC
    Legal

    External

    Clients
    Legal Firms
    Accountants

    Other Responsibilities

    Embed Here for good and Group’s brand and values in Kenya, CPBB Medium Enterprises.
    Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats);
    Origination, ensure quality client acquisition, identify prospect and convert in line with Bank’s appetite and ME Post Deal Account Monitoring
    Monitoring and controls

    QUALIFICATIONS
    Product broadening

    Understanding of businesses and financials.
    Enhanced multi-product ME knowledge.
    Market and competition knowledge

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    Use the link(s) below to apply on company website.  

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