Job purpose
To develop and grow profitable product portfolio mix ensuring close focus on most profitable products.
Key Responsibilities
Drive the achievement of the sales revenue for General Insurance.
Grow and defend Britam’s General Insurance market share position.
Work hand in hand with FA & IFAs to promote General Insurance business.
Formulate and implement strategies that ensure FAs, IFAs, and Unit Managers are well versed with General Insurance Products.
Relate feedback to the product team from clients regarding the General insurance products and suggestions on improvement on the products.
Monitor customer/ agency preferences to determine focus of sales efforts in collaboration with FAs.
Deliver on performance requirements as defined in the departments’ strategy map, balanced scorecard and Personal Scorecard.
Working Relationships
Internal Relationships
Responsible for staff working under this position
Required to liaise and work closely with the other departments as may be necessary
External Relationships
Britam customers
Insurance sector players
Knowledge, Experience And Qualifications Required
Bachelor of Commerce degree (marketing option preferred)
Professional qualification in Insurance (ACII, FLMI or AIIK)
7 – 10 years sales management experience in the financial services sector
Competencies
Technical and functional competencies
Customer, market and competitor understanding
Knowledge of insurance regulatory requirements
Knowledge of Britam products
Selling skills
Sales and marketing management skills
Essential Competencies
Presenting and Communicating Information: Speaks fluently; expresses opinions, information and key points of an argument clearly; presents effectively; responds quickly to others ‘reactions and feedback during conversations; projects credibility.
Working with People: Shows respect for the views and contributions of other team members; shows empathy; listens, supports and cares for others; consults others and shares information and expertise with them; builds team spirit and reconciles conflict; adapts to the team and fits in well.
Adhering to Principles and Values: Upholds ethics and values; demonstrates integrity; encourages individual responsibility towards the community and the environment; models the organisational values during every day interactions.
Analysing: Analyses numerical data and all other sources of information, to break them into component parts, patterns and relationships; probes for further information or greater understanding of a problem; makes rational judgements from the available information and analysis; demonstrates an understanding of how one issue may be part of a much larger system.
Planning and Organising: Adhere to and monitor clearly defined objectives; plans activities and projects well in advance and takes account of possible changing circumstances; identifies and organises resources needed to accomplish tasks; manages time effectively; monitors performance against deadlines and milestones.
Delivering Results and Meeting Customer Expectations: Focuses on customer needs and satisfaction; sets and models high standards for quality and quantity. Monitors and maintains quality and productivity. Works in a systematic methodical and orderly way. Consistently achieves projects goals.
Website: Website https://www.britam.com
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Portfolio Officer
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Micro Insurance Distribution Manager
Job purpose
Reporting to the General Manager-Micro insurance, He/She shall identify prospective distribution partners for Micro Insurance and ensure use of the digital platform to sell micro insurance products to the full extent.
Key Responsibilities
Identify, develop and successfully on-board micro insurance distribution partners,
To track and monitor performance of each partner on pre-agreed goals and remind them of required compliance and sales on timely basis,
Train agents of the partner, business intelligence etc.
To manage key relationships with the distribution partners
To liaise with Britam process team for smooth delivery of mobile insurance product/s,
To ensure appropriate marketing and sales campaign are run for mobile insurance,
To ensure sales in mobile insurance product/s to the full extent possible.
Reward, recognition and incentives design for distribution partners and sales team,
Business intelligence development and provide feedback of the same to Head-Micro insurance on periodic basis.
To liaise with respective Britam group teams, as and when required, for better performance of sales and distribution team.
Working Relationships
Internal Relationships
Responsible for staff working under this position if any.
Required to liaise and work closely with the other departments as may be necessary such as marketing, group sales managers etc.
External Relationships
Britam customers
Insurance sector players e.g. IRA
Micro insurance partners and distribution channels
Knowledge, experience and qualifnoications required;
Bachelor’s degree in a business related field. Masters’ Degree is an added advantage
Professional certification in insurance e.g. ACII, FLMI, AIIK.
7- 10 years’ experience in a Financial Institution, 3-4 of which should have been in managerial sales distribution role.
Competencies
Technical and functional competencies
Customer, market and competitor understanding
Knowledge of insurance regulatory requirements
Knowledge of Britam products
Selling skills
Sales and marketing management skills
Core competencies
Communication skills
Building Relationships
Focuses on the Customers
Develops Self
Solves Problems
Develops Others
Manages Quality and Risk
Managing Change and Ambiguity
Managing and Executing Strategy -
Distribution Manager
Job purpose
Reporting to the General Manager-Micro insurance, He/She shall identify prospective distribution partners for Micro Insurance and ensure use of the digital platform to sell micro insurance products to the full extent.
Key responsibilities
1. Identify, develop and successfully on-board micro insurance distribution partners,
2. To track and monitor performance of each partner on pre-agreed goals and remind them of required compliance and sales on timely basis,
3. Train agents of the partner, business intelligence etc.
4. To manage key relationships with the distribution partners
5. To liaise with Britam process team for smooth delivery of mobile insurance product/s,
6. To ensure appropriate marketing and sales campaign are run for mobile insurance,
7. To ensure sales in mobile insurance product/s to the full extent possible.
8. Reward, recognition and incentives design for distribution partners and sales team,
9. Business intelligence development and provide feedback of the same to Head-Micro insurance on periodic basis.
10.To liaise with respective Britam group teams, as and when required, for better performance of sales and distribution team.
Working Relationships
Internal Relationships:
• Responsible for staff working under this position if any.
• Required to liaise and work closely with the other departments as may be necessary such as marketing, group sales managers etc.
External Relationships:
• Britam customers
• Insurance sector players e.g. IRA
• Micro insurance partners and distribution channels
Knowledge, experience and qualifnoications required;
1.Bachelor’s degree in a business related field. Masters’ Degree is an added advantage
2.Professional certification in insurance e.g. ACII, FLMI, AIIK.
3.7- 10 years’ experience in a Financial Institution, 3-4 of which should have been in managerial sales distribution role.
Competencies
Technical and functional competencies
1.Customer, market and competitor understanding
2.Knowledge of insurance regulatory requirements
3.Knowledge of Britam products
4.Selling skills
5.Sales and marketing management skills
Core competencies
1.Communication skills
2.Building Relationships
3.Focuses on the Customers
4.Develops Self
5.Solves Problems
6.Develops Others
7.Manages Quality and Risk
8.Managing Change and Ambiguity
9.Managing and Executing Strategy
Key Skills/Specialization:
Bachelor’s degree in a business related field or Masters’ Degree is an added advantage
Professional certification in insurance e.g. ACII/FLMI/AIIK
7- 10 years’ experience in a Financial Institution
3-4 of which should have been in managerial sales distribution role. -
Head Of Direct Channels
Job Purpose
The role holder will be responsible for leading the development and implementation of an integrated direct and digital strategy that delivers outstanding digital and online sales revenue and services performance, in line with the delivery of the single distribution strategy. The direct sales channel offering will be recognized by customers as being distinctive, simple, accessible and personalized and will drive increased customer satisfaction and loyalty to Britam.
Key responsibilities
Develop and deliver an operating model and strategy for all our direct ensuring optimal alignment with the overall Commercial strategy; Working proactively with colleagues across the network, ensure that the Digital infrastructure provides a best in class Digital capability that enables the delivery of direct sales, service and customer experience objectives,
Lead and drive the delivery and evolution of Digital Sales & Service performance objectives, working collaboratively with colleagues across Business Units, Marketing, Products and
Operations, ensuring performance issues are identified and addressed in a proactive and timely way, while maintaining a strong compliance focus,
Work with colleagues to continuously improve and simplify the end-to-end Digital sales and service processes, minimising customer effort while maximising sales revenue, performance, improving Digital security and controls,
Ensure maximum collaboration and alignment with Marketing and Products teams on the Digital Marketing plan, leveraging best in class digital marketing strategies to drive sales performance and optimise customer engagement,
Digital Marketing and product development plan,
Ensure use of analytics and customer insight and the use emerging digital channels to drive multi-channel revenue,
Ensure the Direct channels are expertly managed from a governance perspective with proactive management of risks and issues both existing and emerging, ensuring compliance with all regulation, and a consistent focus on the operational performance and security of Direct Channels,
Successfully influence and proactively manage key stakeholders including, Business Units,
Operations, Profitability per channel Mar Profitability per channel; Markketing teams in delivering Direct Channels goals and objectives,
Develop and manage clearly defined budgets and plans for ongoing management and development of Direct Channels within agreed parameters, developing robust and timely
reporting while also ensuring rigorous cost management,
Cultivate and manage a high performance Direct Channels team to deliver on all objectives, ensuring high levels of team development, collaboration and engagement, and
Deliver on performance requirements as defined in the departments’ strategy map, balanced scorecard and Personal Scorecard.
Key Performance Measures
STRATEGIC PERSPECTIVE
Client accounts growth
Profitability per channel
Channel Growth
Customer Satisfaction Index
Manager Net promoter score
INITIATIVES PERSPECTIVE
% of initiatives more than 20% behind schedule
% of initiatives more than 10% above budget
% achievement of channel target
% of product lines available on Direct channel
% roll-out of self-service portal
OPERATIONAL PERSPECTIVE
% processes re-engineered
Digital conversion rate
Working Relationships
Internal Relationships:
The Head of Direct Channel will be:
Accountable to the Group Commercial Director
Directly responsible for;
Digital Channel Manager
Mobile Channel Manager
Required to liaise and work closely with the other departments as may be necessary
External Relationships:
Mobile Operators
Britam customers
Insurance sector players
Knowledge, experience and qualifications required
Business or IT related degree , MBA is an added advantage.
Professional qualification in related studies.
7 – 10 years’ of experience Financial Services, Telecommunication or FMCG industries of which 3 – 4 years must be in managerial capacity in a busy environment.
Experience in Retail Distribution, Sales and Marketing and Channel Development and Strategy development.
Must have overseen the development and driven a new route to market strategy for a Direct Channel.
A demonstrated track record with proven multi-channel revenue results in online growth initiatives.
Significant experience in stakeholder management and working with various teams to ensure buy-in of direct channel strategies are achieved.
Competencies
Essential Competencies
Deciding and Initiating Action: Ensures key departmental objectives are met, takes responsibility for decisions, actions, projects and people while focussing on achievement of departmental results; takes initiative and works under own direction; initiates and generates activity; makes quick, clear decisions with limited information available which may include tough choices or considered risks; decisions and actions takes into account possible impact on all parts of the business.
Leading and Supervising: Provides the department with a clear direction based on the overall strategic intent of the organisation; motivates and empowers others with a clear sense of purpose; creates a positive departmental climate that fosters learning and development; acknowledge high potential talent; sets and articulates the vision and values through own personal behaviour.
Persuading and Influencing: Gains clear agreement and commitment from others by persuading, convincing and negotiating to the benefit of the department, promotes the organisational strategy during departmental conversations; makes effective use of political processes to influence and persuade others; promotes ideas on behalf of the department; makes a strong personal impact on others; takes care to manage the department’s impression and brand on others.
Formulating Strategies and Concepts: Works strategically to realise organisational goals within the department; sets and develops departmental strategies; identifies and develops positive and compelling visions of the department’s future potential; takes account of a wide range of issues across, and related to, the organisation; encourage others to take a strategic and long term view in terms of the department’s future; communicates the organisational strategy, vision and objectives effectively across all levels in the department.
Entrepreneurial and Commercial Thinking: Keeps up to date with competitor information and market trends; identifies business opportunities for the department; maintains awareness of developments, changes, trends and possible risks in the department’s structure and politics; demonstrates financial awareness; ensure costs are monitored and controlled and thinks in terms of profit, loss and added value.
Planning and Organising: Sets clearly defined departmental objectives; plans activities and projects well in advance and takes account of possible changing circumstances; identifies and organises resources needed to accomplish tasks; manages time effectively; monitors departmental performance against deadlines and milestones. -
Business Development Officer (Sales Executive)
Job purpose
Reporting to Microinsurance Product Portfolio Manager, He/She would ensure growth of Micro insurance business to meet set annual premium targets and also responsible for spearheading Microinsurance product development initiatives.
Key responsibilities1. Secure new business directly or through intermediaries and aggregators2. Maintain excellent business relationship with intermediaries, aggregators and clients 3. Service existing business4. Follow up on renewals for Micro insurance business5. Follow up premium collections6. Prepare daily, weekly and monthly reports as required 7. Undertake initial underwriting in accordance with set guidelines to ensure sound acceptance of risk 8. Respond to customer and client enquiries9. To ensure process level smoothness is maintained in all products.10.To ensure motivation of distribution partners and aggregators.11.Perform any other duties as may be assigned from time to time
Key Performance Measures• Revenue growth and profitability.• Sales revenue • Adherence to credit policy• Timely reports
Knowledge, experience and qualifications required1. Bachelors’ degree in a business related field2. Professional qualification in Insurance (ACII, AIIK) is an added advantage.3. 2-4 years’ relevant experience in the insurance industry4. Experience in sales management.5. Experience in distribution through a major aggregator ( e.g. Brokers, SACCO, MFI, MNO, Banc assurance e.t.c)
Working RelationshipsInternal Relationships:• Required to liaise and work closely with the other departments as may be necessary
External Relationships:• Britam customers• Intermediaries• Partners/aggregators.
CompetenciesTechnical and functional competencies
Knowledge of insurance regulatory requirements
Knowledge of insurance products
Sales and marketing management skills
Understanding of distribution dynamics through aggregators.
Core competencies
1. Excellent Communication skills2. Excellent networking skills.3. Mature and presentable 4. Creative and critical thinker.5. Agile, Passionate, energetic and proactive. -
Legal Analyst
Job Purpose
Reporting to the Legal Manager, This role works with the legal management team in the provision of legal advisory services and ensuring effective management of legal and contractual risk.
Main Responsibilities of the Job
• Receive and respond to litigation related correspondences as per claims standards;
• Issue instructions to advocates representing the Company under guidance of Manager;
• Issue instructions to Doctors and receive medical examination reports;
• Issue instructions to Private investigators where necessary and receive investigation reports;
• Requisition payments in respect to the service providers’ invoices;
• Requisition judgments under the guidance of the supervisor/manager;
• Negotiate claims for out of court settlement under guidance of the manager/supervisor;
• Lodge recovery claims against third parties and insurers;
• Pursue recoveries against third party insurers;
• Attend court as an Officer of the company and:
(i) Monitoring performance of the advocates defending claims against the company.
(ii)Testifying in defense of the company and in recovery matters.
• Assessing judgments against insured persons and the company and;
(iii)Ascertaining their legal foundations.
(iv) Advising the company on chances of a successful appeal.
(V) Determining the professionalism of the legal representative therein.
(iV) Giving legal opinion on various matters to the company as may be requested from time to time;
(iiV)Following up witnesses on Court attendance
• Review nature of service request
• Participate in contract negotiations
• Prepare written reports.
• Prepare legal arguments for lawsuits.
• Update the different registers-summons, recoveries and judgments.
• Organize and track files from case documents and make them available and easily accessible to the team
• Perform any other duties as may be assigned from time to time
Qualifications, Knowledge and Skills
• Undergraduate Law degree and post graduate diploma at KSL;
• Admitted as an advocate of the High Court of Kenya;
• Insurance qualifications an added advantage.
• At least 1 years’ experience in Litigation in a busy Law Firm and/or in an Insurance Company
Working Relationships
Internal Relationships:
The Legal Analyst will be;
• Accountable to the Legal Manager
• Work with all the departments.
External Relationships:
• Law firms;
• Company’s clients;
• Various government registries (lands office, registrar of companies, KIPI etc
Key Performance Indicators
• Compliance with all regulation and legislation
• Compliance with company’s policies and procedures
• Turnaround times
Functional/ Technical Skills
• Knowledge of legal concepts
• Report writing-ability to develop reports
• High moral and ethical standing
• Highly motivated
Core Competencies
• Communication skills
• Building Relationships
• Focuses on the Customers
• Develops Self
• Solves Problems -
Corporate Sales Executive
Overall Job Purpose :
Ensure full representation through financial advisors in Coast Region and its environs by offering General Insurance Products to clients.
Nature and scope :The position reports to the Branch ManagerThe jobholder is responsible for General Insurance Sale’s functions in Mombasa & its environs
Key responsibilities :
Secure new business through Financial Advisors;
Training on general insurance products to Financial Advisors in the Branch;
Maintain excellent Customer Service to all our supporters and all our clients;
Servicing existing business through Financial Advisors;
Follow up renewals in the Branch and ensure we realize 80% renewals;
Liaise with Financial Advisors and ensure all their needs are satisfactory met;
Do quotations and communicate the same to the Financial advisors and prospective clients;
Ensure proposal forms are properly filled in and also collect KYC documents during sales;
Collect Premiums and ensure compliance of cash & carry in the Branch;
Gather marketing intelligence including competition, new products and also about the Company’s image;
Undertake initial underwriting of business to ensure sound acceptance of risk (however, one will need to liaise with the Sales Manager/Underwriting Manager on major risks before accepting);
Handle customer complaints written or verbal and refer to the supervisor where necessary;
Gather all initial information required when claims arise and liaise with the Claims department;
Present an excellent image of the Company;
Perform any other duties as assigned by the immediate seniors.
Key qualifications,knowledge and experience :
Bachelor of Commerce degree (marketing option preferred).
Diploma in sales and marketing or CIM qualification
Four (4) years sales experience (financial sector preferred)
Dynamic, mature and self-driven leader
Excellent communicator
Key Competencies
Good analytical skills
Good listener and communicator
Good in report writing
Key Performance standard areas
Meeting 100% sales target (revenue growth, cost management and market share)
Timely payment of commissions and incentives
Ensuring production targets are met.
Premium collection & handling credit control matters (Adhere to credit control policy) -
Reinsurance Assistant
Job Purpose
Reporting to the Reinsurance Officer, The job holder shall assist in overseeing the various reinsurance arrangements including treaty and facultative reinsurance protection for all classes of business written by the company. He/She would also assist in implementation of the company’s reinsurance programme based on company’s objectives and maintain a business relationship with the Company’s underwriting and finance department and with the local, regional and international reinsurance market.
Responsibilities for the Reinsurance Assistant Job
Assist Analyze the risks accepted and ensure risks are ceded properly.
Assist in ensuring Ensure that all acceptances are protected by proper reinsurance arrangement on a back to back basis without any gaps in risks accepted and reinsurance protection availed.
Obtain all necessary underwriting information required to place the risk in the local reinsurance market.
Assist in arranging proper reinsurance protection as and when required.
Place reinsurance directly to the market or through the broker whether on facultative or any other basis depending on the need of the situation.
Assist in the administration of the reinsurance program.
Ensure timely submission of closing and accounting documents as well as for settlement of premium recovery of claims from reinsurers.
Ensure accuracy of reinsurance contract with reference to original terms at which reinsurance is accepted.
Maintain efficient communication lines between the company and brokers.
Assist in Prepare reinsurance underwriting and claims statistics on a regular basis and update the same at periodic intervals as per requirement.
Assist in Review reinsurance payments/recoveries relating reinsurance premium, commissioning and claims.
Assist in preparation of Premium adjustments a and returns.
Ensure prompt claims recovery.
Qualifications for the Reinsurance Assistant Job
Business related University Degree (Insurance, Statistics or Accounts preferred)
Professional Insurance qualification (ACII OR AIIK)
At least 1-2 year experience in Reinsurance field.
Knowledge of Reinsurance Treaty, Facultative wording and Reinsurance Slips preparation a distinct advantage.
Competencies
Good analytical skills
Computer knowledge
Ability to communicate effectively
Good understanding of general Insurance products
Key Performance Indicators
Reinsurance performance
Facultative business budget
Timely security and risk placement
Reinsurance claims recovery.
Key Skills/Specialization
Business related University Degree (Insurance
Statistics or Accounts preferred)
Professional Insurance qualification (ACII OR AIIK)
At least 1-2 year experience in Reinsurance field. -
Contact Centre Team Lead
Job Purpose
To ensure the provision of consistently high quality Customer experience through quality service interactions by the Contact Centre team in compliance with overall Service strategy and standards while ensuring full accessibility and availability of the Centre to Customers.This position reports to the Head of customer Experience and is under the Group Operations Division.
Key Responsibilities
To ensure Contact Centre Services are adhered to in order to maintain high level performance of the service and support teams.
To maintain desirable service levels or Contact Centre operations.
To lead and manage the human resources at the Contact Centre to ensure the existence of an environment where the team has high engagement, motivation and energy levels by being highly responsive to their concerns and needs.
To manage and optimize Contact Centre resources including and not limited to: the organization and planning of Contact Centre staff schedules/shifts; Contact Centre systems and processes.
To put in place and implement staff learning and development plans for all Contact Centre Services and support teams.
To ensure best practice standards are adhered to in the formulation of Contact Centre metrics and processes in comparison with best-in-class contact Centres.
To develop and follow through service improvement initiatives and processes for the Business from Customer feedback obtained from Contact Centre to ensure overall Service improvement for the Group.
To ensure the Contact Centre’s compliance to Business Processes and Procedures.
Perform any other duties as may be assigned from time to time.
Key Performance Measures
Internal and external customer satisfaction.
Process turnaround/ response times.
Quality reports and presentations.
Working Relationships
Internal Relationships
The Executive Assistant will;
Be accountable to the Head of Customer Experience.
Work with all staff, departments, Britam management and Branch Offices.
External Relationships
Britam customers.
Service providers.
Knowledge, experience and qualification required
University degree in a social science or business related field.
At least 4-6 years’ experience in a similar position.
Competencies
Technical and functional competencies.
Ability to discreetly handle sensitive and confidential information.
Strong organizational skills; ability to prioritize work and meet deadlines.
Strong writing, analysis and presentation skills.
Computer literate (MS Word, PowerPoint and Excel expert).
Records management.
Planning and organisational skills.
Core competencies
Excellent communication skills.
Keenness/ attention to detail.
Ability to build relationships with the diverse teams.
Focuses on the Customers.
Develops Self.
Solves Problems.
Adaptability to Change.
Closing Date:
Friday, April 7, 2017 -
Human Resources Business Partner
Job Purpose
Planning, directing and coordinating of human resources programs, policies and activities in Britam Insurance Company (Rwanda) Limited, which include recruitment and retention; talent management, performance management, employee relations. Prefered candidate Rwandese National.
Key Responsibilities
Plans, directs, supervises, and interprets human resources policies and procedures for the respective country business
Implements staff training programmes in the respective country in accordance with the defined guidelines
Administers staff benefit schemes including Group Medical, Group Pension and Group Life Insurance
Ingrain the performance management culture and administering the performance aide through using the balanced scorecard methodology
Manages employee welfare issues
Develop and implement effective retention plans for key resources
Execute the entire SU recruitment and on boarding process and activities, e.g. approvals, advertisement, shortlisting, interviewing, negotiation, contract management and induction
Conducts exit interviews to identify reasons for employee separation from the company
Plans and conducts new employee orientation to foster positive attitude toward organizational objectives
Enhancing the right culture and creating ownership of the organisation’s values, vision and mission and driving change in line with business goals
Ensures the maintenance of up-to-date personnel records and statistics, both physically and online
Prepares monthly reports to the CEO and Group
Perform any other duties as may be assigned from time to time
Working Relationships – Internal & External
Directly accountable to the Country CEO and indirectly to the Group Human Resource Manager
Required to liaise and work closely with the other line managers as may be necessary
Labour Law organizations
Knowledge, Experience And Qualifications Required
Bachelors’ Degree in Social Sciences, Human Resources or related field
Post graduate diploma in HR
6-8 years’ experience in a similar position 2 of which should be in a supervisory role
Knowledge of HRIS and Oracle ERP is an added advantage
Prefered candidate Rwandese National
Technical Competencies
Labour laws
HR metrics
Project Management
Negotiation skills
Core competencies
Communication skills
Building Relationships
Focuses on the Customers
Develops Self
Solves Problems
Develops Others
Friday, March 24, 2017
Bachelors’ Degree in Social Sciences