Website: Website https://branch.co/

  • Senior Accountant

    Senior Accountant

    Job Overview
    The Senior Accountant will work under the Director of Finance. This will be a permanent role that will involve accounting, reporting as well ensuring adherence to internal controls and statutory compliance.
    The Senior Accountant should also be someone with an interest in FP&A who is willing to learn how to work with growth models, analyse financial statements, forecast and budget.
    Key Responsibilities
    The Senior Accountant will be required to participate in the preparation of final financial reports, financial analysis, developing and designing of new KPIs and reconciliation templates and ensure all the reports are updated and sent out on time.
    Accounting Duties

    Perform cross country accounting functions as assigned including, but not limited to verifying, allocating, posting and reconciling transactions with good understanding of GAAP and IFRS accounting standards
    Be able to set up accounting books and procedures for new countries
    Take charge of month end procedures and timelines
    Assist with testing and receiving final approval for accounting software reports required for management, financial reporting and general ledger reconciliations.
    Assist with annual external audit. Complete requested materials. Assist in preparing assigned schedules for the annual and interim audit.

    Reporting and Analysis

    Preparation of monthly, quarterly, and annual financial reports and accompanying schedules, worksheets and narratives, including “Budget vs. Actual” variance reports.
    Assist with completion of the quarterly and annual regulatory filings; preparation of assigned Quarterly and Annual Statutory Statement pages/schedules.
    Production of daily, weekly, monthly reconciliations for each country covering Disbursements, Repayments and Net Cash, third party contracts eg Mpesa, Vodafone, Cellulant
    Assist in the continued development of Budgeting, Financial Forecasting, Operating Plan and Modeling tools
    Perform Ad-Hoc Reporting and Analysis using the available business intelligence tools
    Develop financial models and analyses, dashboard reports to support strategic initiatives
    Analyze complex financial information and reports to provide accurate and timely financial recommendations to management for decision making purposes
    Supporting Senior Management Team and Departments heads with in-depth analysis

    Other

    Conform with and abide by all regulatory guidance and internal policies & procedures.
    Document policies, procedures and workflow for assigned areas of responsibility.
    Contribute to department and organization special projects as assigned.

    Job Qualifications

    Bachelor’s degree in Finance related areas, CPA graduate is an added advantage
    A minimum of 2 years solid experience working in financial service industry
    At Least 2 years solid Accounting experience preferably handling more than 2 countries
    Experience working with accounting softwares, Quickbooks, Pastel, Sage, Oracle
    Very analytical with expert Excel skills
    Fluent spoken and written Swahili and English
    Self-motivated, Creative
    Super Organized & Results focused
    Able to work with tight deadlines and in a startup environment

  • Loan Review Associate

    Loan Review Associate

    Job Description: 
    This role will be responsible for day to day loan appraisal, loan disbursement and other payment processes.
    Job Responsibilities

    Evaluate loan applications for all new borrowers applying for Branch loans
    Identify and report potential fraud flags
    Handle refunds, repayments, and other payment processes
    Update documentation related to loan review and payment processes
    Initiate manual disbursements to customers
    Escalate any credit and risk matters to the team leader
    Propose areas of continuous improvement to the team leader and product team
    Any other duties as may arise on a daily basis

    Other Details

    1 Year Renewable Contract
    You are flexible and comfortable working shifts

    Qualifications

    Degree in Finance/Banking/ Business
    1 year experience in a Credit, loan appraisal, risk management role
    Detailed understanding of loan reviews, credit scores and risk levels
    An interest in start-up environment and financial services
    Highly entrepreneurial and comfortable with ambiguity and taking initiative
    Excellent collaborator and team player
    Analytical, comfortable manipulating data and using Excel with excellent attention to detail

  • Data Analyst

    Data Analyst

    Job Responsibilities 
    Reporting to the Servicing & Collections Manager, you are part of a team that interacts with borrowers, ensuring they understand their loan terms, are paying on time, and are receiving excellent customer service.
    Day-to-day duties include:

    Using SQL, derive borrower data to send to debt collection companies.
    Promptly respond to questions from debt collection companies.
    Ensure that debt collection companies follow strict guidelines with regard to Branch standards.
    Reply to any repayment/collection emails from customers.
    Analyze collection and repayment trends.
    Generate invoicing data for the debt collection companies and reconcile all invoices received.
    Listing customers with CRB.
    Clearing customers with CRB.
    Identify gaps and areas for efficiency improvement areas in servicing and collection.
    Analyze the effectiveness of our servicing and collection efforts and suggest improvements.

    Ideal Candidate 

    You write your own SQL queries to derive relevant data from databases
    You use Excel to summarize, report and present data findings
    You are able to identify a problem, generate hypotheses and use data to provide solutions
    You are comfortable working with large Data Sets

    Qualifications

    Business/ Statistics/ Computer Science/Degree or their equivalent
    Excellent command of SQL. You will be tested on your ability to write SQL queries
    Excellent command of MS Excel.
    You will be tested on Excel skills level
    Excellent written and oral communication skills
    Excellent Analytical skills
    Highly entrepreneurial, comfortable with startups, ambiguity and taking initiative
    Team player

  • Chief Accountant

    Chief Accountant

    Job description
    Branch International is looking for a Chief Accountant!
    The Chief Accountant will report to the Finance Manager-Africa and Financial Controller USA. This will be a permanent role that will involve, accounting, reporting and analysis as well ensuring adherence to internal controls and statutory compliance.
    Key Responsibilities
    The Chief Accountant will be required to take charge of timely preparation of final financial reports in Netsuite, complex and technical accounting, cash reconciliation and managing statutory audits.
    Duties and Responsibilities:

    Organization and management of accounting operations across all subsidiaries.
    Reviewing & approving payment vouchers and journal entries as well as ensuring timely closing of accounts
    Performing comprehensive reviews of consolidated Balance Sheet and P&L in compliance with US GAAP & IFRS
    Reviewing supplier, cash and bank reconciliations
    Establishing consistent and effective accounting policies, structures, processes, systems and internal controls across subsidiaries
    Ensuring compliance with all accounting,tax, legal and regulatory requirements.
    Taking charge of all internal and external annual audits
    Participating in budget preparation and developing accounting inputs for financial models, analyses and dashboard reports to support strategic initiatives
    Performing any other tasks as assigned by the management/leadership team
    Other

    Conform with and abide by all regulatory guidance and internal policies & procedures
    Document policies, procedures and workflow for assigned areas of responsibility
    Contribute to department and organization special projects as assigned

    Does this sound like you?

    Bachelor’s degree in Commerce/Business (Accounting or finance option) or any other related field from a recognized university.
    Have attained full accounting qualifications (CPAK and ACCA)
    A Master’s Degree in either Accounting/Finance is an added advantage.
    5+ years experience in Financial leadership role in a financial services firm
    Experience working with accounting software, Netsuite, Quick books, Pastel, Sage, Oracle
    Highly analytical with high proficiency in Ms Excel
    Strong written and verbal communication skills.
    Self-motivated, Creative and a self-initiator, Super Organized & Results focused
    Able to work with short timelines on deliverables and multiple request at a time
    Comfortable with Start-up environment; Aggressive goals and targets, Open company culture, Flat company structure and strong Team spirit
    SQL knowledge a plus

  • Accountant (Tax & Secretarial) 

Accountant (Payables)

    Accountant (Tax & Secretarial) Accountant (Payables)

    Job description
    Are you excited by working with small business? Are you technologically savvy? Does change everyday motivate you?
    The Accountant will work under the Accounting Manager in Kenya. This will be a permanent role that will involve, accounting, reporting and analysis as well ensuring adherence to internal controls and statutory compliance.
    Key Responsibilities

    The Accountant will be required to assist in preparation of final financial reports, financial analysis, developing and designing of new KPIs and reconciliation templates and ensure all the reports are updated and sent out on time.
    Prepare necessary paperwork and makes tax payments and returns
    Complete quarterly and annual tax reports
    Recommend tax strategies that align with company goals
    Organize, prepare and lodge required forms and annual returns with Companies Houses
    Maintain statutory books, including registers of members, directors and secretaries
    Manage company share option schemes, share issues, mergers and takeovers
    Maintain the register of shareholders and monitor changes in share ownership of the company
    Prepare and enter all journal entries for month end close as well as final accounts
    Develop and oversee the systems that ensure the company complies with all applicable codes, in addition to its legal and statutory requirements
    Prepare assigned balance sheet account reconciliations for multiple legal entities.
    Assists with all aspects of the consolidation and close process.
    Assist in the production of daily, weekly, monthly reconciliations for each country covering Disbursements, Repayments and Net cash, third party contracts such as M-pesa, Vodafone, Cellulant
    Assist in monthly Bank Reconciliations for multiple bank accounts
    Assist with completion of the monthly, quarterly and annual statutory and regulatory filings for all countries
    Assist in providing documentation for the year-end audit and tax work by auditors or other external consultants
    Monitor changes in relevant legislation and the regulatory environment and take appropriate action liaise with external regulators and advisers, such as lawyers and auditors

    Other

    Conform with and abide by all regulatory guidance and internal policies & procedures.
    Document policies, procedures and workflow for assigned areas of responsibility.
    Contribute to department and organization special projects as assigned.

    Does this sound like you?

    Bachelor’s degree in Finance related areas and a CPS qualification
    More than 3 years of solid Accounting experience preferably handling more than 2 countries. Practical experience in Tax and Secretarial services preferred
    Experience working with accounting software, NetSuite, QuickBooks, Pastel, Sage, Oracle
    Highly analytical with high proficiency in MS Excel
    Strong written and verbal communication skills.
    Self-motivated, Creative and a Self-Initiator, Super Organized & Results focused
    Able to work with short timelines on deliverables and multiple request at a time
    Comfortable with Start-up environment; Aggressive goals and targets, Open company culture, Flat company structure and strong Team spirit

    go to method of application »

  • Branch Servicing & Collections

    Branch Servicing & Collections

    What We Offer
    You will be part of a talented, passionate team that is determined to make a positive impact on the lives of the mobile generation throughout the developing world. You will join a team with unmatched experience in financial technology and emerging markets.
    Since our launch in April 2015, we’ve disbursed millions of loans. Our success has led to investments from Silicon Valley’s leading VCs. We offer a competitive salary, stock options and generous benefits.
    Responsibilities

    Reporting to the Servicing & Collections Lead, you are part of a team that interacts with current borrowers, ensuring they understand their loan terms, are paying on time, and are receiving excellent customer service.
    Communication with borrowers is primarily done through in-app chat, SMS, e-mails and phone calls.

    Roles

    Using SQL, derive borrower data to send to out-sourced debt collection companies.
    Promptly respond to questions from debt collection companies.
    Ensure that debt collection companies follow strict guidelines with regard to Branch standards. Reply to any repayment/collection emails from customers.
    Analyze debt collection and loan repayment trends.
    Generate invoicing data for the debt collection companies and reconcile all invoices.
    Listing customers with Credit Reference Bureaus (CRBs)
    Clear customers, who have repaid their loans fully, with CRBs.
    Identify gaps in our processes and recommend areas for improvements

    Job Qualifications

    Good command of SQL
    Excellent command of MS Excel
    Business/ Statistics/ Computer Science Degree or their equivalent
    Outstanding Analytical skills
    Highly entrepreneurial, comfortable with start-ups, ambiguity and taking initiative
    Excellent collaborator and team player

  • Loan Review Associate

    Loan Review Associate

    What We Offer
    Are you ready to revolutionize customer service in Kenya? At Branch, you will be part of a talented, passionate team that is determined to make a positive impact on the lives of our customers. Our team has unmatched experience in financial technology and emerging markets. Since our launch in April 2015, we’ve disbursed over Ksh 2B in loans in Kenya and TZ. Our success has led to investments from Silicon Valley’s leading VCs
    Reporting to the Loan Review team leader. This role will be responsible for day to day loan appraisal, disbursing loans and other payment processes.
    Responsibilities for the Loan Review Associate Job
    Evaluate loan applications for all new borrowers applying for Branch loans
    Identify and report potential fraud
    Manage refunds, repayments, and other payment processes
    Update documentation related to loan reviews and payment processes
    Initiate manual disbursements to customers
    Escalate any credit and risk matters to the team leader
    Propose areas of continuous improvement to the team leader and product team
    Any other duties as may arise on a daily basis
    Qualifications for the Loan Review Associate Job
    Degree in Finance/Banking/ Business
    1 year experience in a Credit, loan review, risk management team
    Detailed understanding of loan reviews, credit scores and risk levels
    An interest in start-up environment and financial services
    Highly entrepreneurial and comfortable with ambiguity and taking initiative
    Excellent collaborator and team player
    Analytical, comfortable manipulating data and using Excel with excellent attention to detail

  • Associate Accountant

    Associate Accountant

    What We Offer
    You will be part of a talented, passionate team that is determined to make a positive impact on the lives of the mobile generation throughout the developing world.
    You will join a team with unmatched experience in financial technology and emerging markets. Since our launch in April 2015, we’ve disbursed hundreds of thousands of loans. Our success has led to investments from Silicon Valley’s leading VCs.
    Job Overview
    The Associate Accountant will work under the Finance Manager Africa. This will be a permanent role that will involve, accounting, reporting and analysis as well ensuring adherence to internal controls and statutory compliance.
    Key Responsibilities
    The Associate Accountant will be required to assist in the developing and designing of new KPIs and reconciliation templates and ensure all the reports are updated and sent out on time.
    Accounting Duties
    Perform cross country accounting functions as assigned including, but not limited to verifying, allocating, posting and reconciling transactions with deep understanding of GAAP and IFRS accounting standards
    Take charge of month end procedures and timelines
    Assist with testing and receive final approval for accounting software reports required for management, financial reporting and general ledger reconciliations.
    Assist with annual external audit. Complete requested materials. Assist in preparing assigned schedules for the annual and interim audit.
    Reporting and Analysis
    Assists in preparation of monthly management report and accompanying schedules, worksheets and narratives, including “Budget vs. Actual” variance reports.
    Be able to set up accounting books and procedures for new countries
    Assist in providing follow-up and documentation of significant variances.
    Assist with completion of the quarterly and annual regulatory filings; preparation of assigned Quarterly and Annual Statutory Statement pages/schedules.
    Production of daily, weekly, monthly reconciliations for each country covering Disbursements, Repayments and Net cash, third party contracts e.g. Mpesa, Vodafone, Cellulant
    Forex impact analysis
    Other
    Conform with and abide by all regulatory guidance and internal policies & procedures.
    Document policies, procedures and workflow for assigned areas of responsibility.
    Contribute to department and organization special projects as assigned.
    Qualifications & Skills
    Bachelor’s degree in Finance related areas
    CPA graduate
    At Least 2 years solid Accounting experience preferably handling more than 2 countries
    Experience working with accounting software, QuickBooks, Pastel, Sage, Oracle
    Very analytical with expert Excel skills
    Fluent spoken and written Swahili and English
    Self-motivated, Creative
    Super Organized & Results focused
    Able to work with tight deadlines and in a startup environment

  • Servicing & Collections Team Leader Launch Manager Marketing and Business Development Associate Customer Solutions Associate

    Servicing & Collections Team Leader Launch Manager Marketing and Business Development Associate Customer Solutions Associate

    Responsibilities for the Team Leader Job
    Develop daily workflow for the loan servicing team
    Review and update the process for SMS/In app/Social media repayment messaging response
    Prepare regular and ad-hoc analyses on team performance and trends in loan servicing
    Derive borrower contact lists from our system using SQL
    Preparing team Schedule and regular capacity planning
    Conduct regular one on one and trainings for Servicing Associates
    Implement existing standard operating procedures and update with new processes
    Work with other team Leads for loan review and Customer Service to recommend product changes with aims of improving borrower experience and driving up repayment rates
    Maintain team documentation
    Investigate suspected fraud and develop processes to prevent it in the future
    Assist Servicing & Collections manager on day to day dept. duties
    Team Leader Job Qualifications
    Must be a graduate (Business degree with a mix of I.T is most desired)
    At Least 2 years previous Loan Servicing experience and understanding of consumer credit behavior
    Experience with SQL is important. If you do not have SQL experience, then you need to have the ability and desire to learn it quickly!
    Analytical with expert Excel skills (Must be ready to prove practical basic to expert excel skills during the recruitment process)
    Highly entrepreneurial and comfortable with ambiguity and taking initiative
    Excellent collaborator and team player
    Thorough knowledge of CRB regulations
    go to method of application »

  • Data Analyst & QA Engineer

    Data Analyst & QA Engineer

    QA Engineer Job Responsibilities
     
    You will also work closely with the Branch development team in San Francisco. Because Branch customers are in East Africa, when San Francisco sleeps, the Kenyan office works. You will play a key role in providing a concise overview of issues that arise and provide guidance for the team to attack the problems quickly. Work with the Customer Support team on an hourly basis to understand customer issues, monitor our systems and summarize them for Product and Engineering teams in San Francisco
     
    Track and document bugs thoroughly in Pivotal Tracker
    Meet daily with our San Francisco office to communicate issues and bugs
    Lead Beta Testing efforts for new product releases and system upgrades
     
    Required Qualifications for the QA Engineer Job
     
    Bachelor’s Degree in Statistics, Math, Computer Science, or a similar quantitative field
    SQL & Excel master
    Work experience in fields of analysis and software QA
    Coding experience a plus
    Excellent communication skills.