Company Details: Company Information Standard Chartered Kenya, whose official name is Standard Chartered Bank Kenya Limited, but is sometimes referred to as Stanchart Kenya, is a commercial bank in Kenya.

Senior Audit Manager – Group CFO

Purpose

Lead all audit and risk assessment work on Finance.
Ensure audit work clearly identifies and provides assurance on all relevant risk types including financial reporting, tax and financial controls.
Establish relationships with senior business stakeholders in Finance, Tax and Stress Testing.

Strategy

Support the HOA and SAMs where required, in the development of the GIA risk assessment and development of an appropriate audit plan for the HOA’s assigned portfolio.
Propose audits for coverage during the audit cycle based on their knowledge of the business.
Carry out their role in line with the Audit Charter and remain independent from management and free from interference.

Business

Assist the HOA to effectively manage the cost of assigned audits within the allocated budget for audit engagements.

Audit Delivery

Participate as team member or team leader for assigned audit work and potentially lead the more complex audits such as cross-functional and multi-location high risk audits.
Ensure that audit deliverables meet quality standards and timelines in line with the GIA methodology.
Draft and submit inputs to the audit scope (including the Audit Planning Memo and Controls document) proposed by the Audit Lead.
Assist in the drafting of the audit report in the GIA report review process.
Track the implementation/delivery of the agreed issues and action plans for the audits assigned, understanding the key risks arising, provide advice on resolution of issues to auditees/action plan owners and escalate audit findings that remain unresolved.

Risk Assessment

Support the HOA to update the relevant assigned risk assessments on a regular basis to ensure that changes in risk profiles are identified in a timely manner, proposing changes to the assigned audit plan to the HOA, as appropriate.
Be prepared to raise issues/concerns outside the normal audit process.
At the request of the HOA, attend relevant meetings (e.g. PSCs, Management Groups and Committees) to keep up-to-date on key business matters and provide the right challenge to ensure risks are appropriately identified, discussed and timely remediation plans are put in place.
Review MI and reports regularly to keep up to date with key trends within the business.

Stakeholder Management

Establish and maintain effective working relationships with the management of business units which fall under risk assessment responsibility.

People and Talent

Demonstrate proactivity and positive engagement during team sessions.
Influence change within the department by highlighting potential enhancements.
Identify growth areas at the start of each audit and discuss with the Audit Lead on how best to work on them during the work.
Identify and successfully complete key internal training for self-development.
Support the HOA to proactively spot talent for GIA.

Governance

Assist the HOA to manage the relevant Product/Country clients and establish good working relationships to help the businesses improve the control environment and keep updated with changes in the business impacting their risk profile.
Ensure clear communication of findings/issues/root causes to all relevant clients and monitor/escalate any overdue actions plans to the appropriate business manager and/or governance committee for resolution.
Ensure timely escalation of delays in execution of audit work, both to auditee management and GIA management.

Regulatory & Business Conduct

Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Support the GIA to achieve the outcomes set out in the Bank’s Conduct Principles.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

Designated business stakeholders, typically related to individual audit assignments and the assigned portfolio.
GIA stakeholders – team leaders, team members, team managers, Product, Functional, Country and Regional Heads of Audit.

Other Responsibilities

Embed Here for good and Group’s brand and values in GIA.
Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures

Our Ideal Candidate

A Bachelor’s or a Post-graduate Degree in Finance and/ Accounting. Certified Public Accountant or equivalent.
A successful track record with a minimum of 5 years (Audit Manager) or 10 years (Senior Audit Manager) in Finance auditing with a bank, consulting organisation, Big-4 accounting firm.
Hands-on expert knowledge and successful track record of the following:

Financial Controls
Stress Testing
Financial regulatory reporting

Tax both direct and indirect taxes.
Track record of performing work independently with minimal supervision and meeting stretch timelines; comfortable to deal with ambiguity and solve problems.
Very good written communication skills, willingness to learn, be persuasive while being respectful to others and being open to contrary views

Apply via :

scb.taleo.net

October 29, 2024
Collector, Tele-Recoveries

The Role Responsibilities

Manages the day -to-day recoveries maximised by the effective implementation of recoveries strategy.
Reviews recovery processes to ensure cost effectiveness and also identifies risk and opportunities to streamline operations, improve service and minimise losses.
Legal, regulatory, economic and compliance including the following;
Ensure compliance with the Group’s standard and regulatory requirements pertaining to money laundering and KYC;
Participate in and/or support the Bank’s effort to combat money laundering;
Exercise due care and diligence on matters related to Money laundering and KYC in the day to day operations, which include account opening and reviews, transaction monitoring, reporting suspicions, customer communication, implementing new requirements, updating and revising operating procedures, acquire relevant knowledge and training, provide support to superior and subordinates.

Our Ideal Candidate

Graduate with 1-year experience in Credit preferably Debt recovery.
Good negotiation and communication skills.
Understands market trends and can interpret impact on the RB portfolio
Full knowledge of Retail Client Products and those of the competitors
Good Computer skills with knowledge of the Credit MIS

Apply via :

scb.taleo.net

October 29, 2024
Products Lead, SOLV Kenya

The Role Responsibilities
Support all the Commercial Leads to plan, manage, lead and direct the business focus of the various product offerings on Solv Kenya. Develop the customer segment by positioning the brand via structured marketing campaigns and creatively packaging the product set to stimulate relationship growth and market share. Maximize efficiencies in the business to better deliver products and services to customers, at a profitable cost and deliver the above within the annual marketing budget.
Business and Strategy:

Size market segments and identify customer needs and opportunities
Define Product roadmap and strategy for a B2B commerce platform.
Support product strategy and vision through data and analysis and create buy-in for the vision both internally and with key external parties.
Stich together the commerce Business Services and financial services offerings on the platform.
Establish Proposition and Product Strategy Map for Standard Chartered Ventures which align with SOLV Kenya’s Strategy.
Benchmark competitive experiences across the customer value chain, and assess voice of customers to identify business opportunities and define required customer experience
Understand the market dynamics and technological advancements in the Banking & Finance and B2B industry and build strategies around the same.
Responsible for designing all initiatives including rewards & performance management system for Business Associates/Channel Partners
Monitoring and reporting on performance against agreed sales targets, including monitoring the performance of other staff.
Undertake market research for all new products introduced to ensure product features match customer needs
Develop and implement an effective product marketing mix
Repackage existing product range in line with changing customer needs
Identify suitable products/services for target customers and develop them for introduction.
Actively review and monitor competitor product offerings with a view to ensuring Solv Kenya products have a competitive edge.
Track and analyse performance of products against targets on a monthly and annual basis and propose remedial action on shortfalls.
Liaise with advertising and research agencies to complement marketing effort together with the Brand and Marketing Team.
Track and report marketing expenditure against budget.
Work with other Divisions of the Solv Kenya to provide marketing support to the SOLV products portfolio.

Processes

To develop, maintain and embed effective processes/DOIs (including training, advice and support) to address the Products in relation to the venture business aligning with relevant policies and regulatory requirements where relevant.
Provide governance and oversight over the implementation of Products and related changes, policies and procedures relevant to the Solv business model
Periodically review Product Specifications and PPG’s to be consistent with Business Strategy. Recommend any changes required to meet target customer segments’ expectations and ensure compliance with Bank policies and guidelines.
Develop MIS to support business performance and marketing effectiveness
Support the regional and global development of SOLV B2B products through team play and information exchange.

People and Talent

Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from a Products Perspective for SOLV Kenya to the Team and work in collaboration with the rest of the Senior Management Team.
Promote and embed a culture of openness, trust and risk awareness, where ethical, legal, regulatory and policy compliant conduct is the norm.
Stimulate an environment where forward planning, prioritisation, deadline management, target achievement, creating good customer relations and loyalty and streamlined workflows and collaborative, inclusive yet effective and efficient work practices are the norm.
Set and monitor job descriptions and objectives for the Commercial Leads and provide feedback and rewards in line with their performance against those responsibilities and objectives.
Ensure the provision of ongoing training and development in order that Commercial Leads and the rest of the team are competent, suitably skilled and qualified for their roles, ensuring that they have effective supervision in place to mitigate any risks.
Provide feedback at business, function, country and individual level as appropriate, on Products Performance which should have a bearing on remuneration pools or individual bonuses (for senior staff).
Ensure regular and documented management meetings with the senior management team on the performance of the Products on SOLV Kenya.

Risk Management

In accordance with the Ventures Enterprise Risk Management Framework, act as first line Risk Owner for all SOLV Products together with the Services Lead to address appropriate and relevant Venture processes.
Collaborate with the Risk and Compliance Team Members to anticipate horizon risks that may have a significant impact on the Ventures Products and develop effective strategies to mitigate such horizon risks including global standards for conduct of business.
Collaborate with Risk and Compliance Team and senior managers to support a programme for conduct, financial crime and compliance monitoring, surveillance and/or assurance for the Solv business in Kenya
In the event of serious Product regulatory breaches, or where risk tolerances have been breached, working with Risk and Governance, Commercial Leads, ensure senior management in the Venture and relevant regulators are informed and that actions are taken quickly to remediate and/or activities are ceased.
Working with the Risk and Compliance Officer and Commercial Leads ensure proactive and timely identification, assessment, advice and dissemination of evolving regulatory changes/practices and associated risks, and proactive engagement in regulatory reform relating to Technology.
Liaise with the internal audit function to ensure that any weakness identified by the internal audit function relating to the SOLV Products in Kenya are appropriately followed up and closed in a timely manner.
Together with the Risk Team, Commercial Leads, assess risks arising from products / segments / geographies / customers / transactions related to Solv business.
Ensure any Product related global standards are understood and implemented across the area of responsibility, with any identified exceptions, or need for more/less stringent standards escalated when appropriate.

Governance

Attend relevant leadership meetings, and provide relevant reports to senior management and governance/risk committees for the area of responsibility.
Working with the Risk Team, Commercial Leads, Identify and escalate potential risks and issues to senior management through appropriate governance channels and the Quality Assurance framework.
Ensure appropriate Product governance measures are in place so that product approval documents reflect all relevant requirements.
Propose control effectiveness and efficiency improvements and simplifications where appropriate.

Regulatory & Business Conduct

Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Lead the SOLV Products Mandate set out in the Bank’s Conduct Principles
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association

Key Stakeholders

Venture Lead, SOLV Kenya
Commercial Leads, SOLV Kenya
Risk and Compliance SOLV Kenya
CTO, SOLV Kenya
CFO, SOLV Kenya

QUALIFICATIONS:

University Graduate with at least 8 years’ managerial experience in commercial/consumer financial services.

Apply via :

scb.taleo.net

October 29, 2024
HR Generalist, SOLV Kenya

The Role Responsibilities
Responsible for managing strategic end to end recruitment processes and talent management, employee relations, regulatory compliance, Service delivery operational and transactional activities, benefits administration, training and development. Act as the first point of contact for people-related concerns, for all employees, oversee the performance management process and provide guidance to people leaders on employee reviews and evaluations.
Talent Acquisition:

You will manage the full end to end cycle of recruitment, from identifying talents requirements to onboarding new hires;
Responsible for developing appropriate resource acquisition strategies and managing the end-to-end resourcing process to deliver agreed targets for roles within assigned business areas, ensuring that the right candidates are recruited, at the right time, at the right price.
Partnering with the business, the role holder will provide both consultative and transactional Resourcing support to deliver a comprehensive and value-added service, covering the recruitment of all employed worker (internal and external) hires.
Designing and delivering innovative sourcing strategies and solutions to meet business growth needs and generate diverse pools of applicants whilst closely controlling cost bases.
Proactively searching for, identifying, networking with and directly contacting active and passive job seekers, both internally and externally, for hard-to-hire, evergreen and specific vacancies, sourcing the very best candidates using a variety of channels that are aligned to and effectively communicate the SOLV.
Developing multi-hire sourcing approaches and working in partnership with colleagues across the network to tap in to overseas sourcing channels and co-ordinate global campaigns.
Continuously attracting candidates to work for SOLV by promoting the organization as an employer of choice in the market place, partnering with internal and external stakeholders to drive both short- and long-term employer branding initiatives.
Efficient end to end applicant management for each JR i.e. timely review and short listing of applications, promptly updating applicants and responding to any queries, liaising with Resourcing Support teams i.e interview scheduling teams regarding interview and assessment arrangements, briefing and preparing candidates for interview.
Conducting preliminary and behavioural interviews, as required, assessing candidates to ensure cultural fit for SOLV, values alignment, long term potential, and technical fit for roles (via telephone or face to face where possible), setting realistic role expectations;
Advising hiring managers on the selection tools available for different roles, developing relevant interview questions and analysing structured selection interview reports (as required) to assess the implications of candidates’ strengths profiles.
Advising hiring managers on which candidates to progress to the next stage, ensuring the right recruitment decisions are made, challenging the business recommendations as required.
Managing any rejections who may be potentials for other roles, creating a ready pipeline while ensuring that rejections are handled appropriately, and candidate contact is maintained.
Co-coordinating timely provision of feedback between the hiring manager, suppliers (where relevant) and candidates. Responsible for updating interview notes in Taleo and ensuring timely and appropriate completion of the same by co-interviewers.
Negotiating offers between hiring managers, suppliers (where relevant) and candidates, assisting in the negotiation of release dates and backfill requirements where applicable. Working in partnership with PRB and hiring managers to establish competitive, effective total reward packages in line with budgets and global policies;
Ensuring timely contract issuance following verbal offer.
Managing work permit applications and extensions for new hires and in-country transfers, where required.
Improving candidate conversion rates (first offer made to acceptance ratio) through effectively diagnosing and selling the most relevant points for each individual about the role, SOLV, the brand, benefits etc.
Responsible for ensuring all Resourcing related Right Start pre-employment global standards are met or exceeded for candidates under remit (i.e. issuing of contracts and induction packs, timely Staff ID creation and issuing notifications to hiring managers, HRBPs and OS where appropriate confirming start dates and their Right Start responsibilities).
Developing innovative pre-joining strategy, maintaining regular contact with candidates and keeping them warm post offer acceptance.
Effectively interacting with, and responding to, colleagues, candidates, customers and suppliers, building sustainable relationships, setting and managing expectations clearly, identifying and resolving the root cause of any issues and escalating as required;
Building strong relationships with hiring managers and HRBP, coaching them to deliver best practice recruitment and prompt feedback, ensuring that credibility is earned quickly, and the role holder is sought out for advice and engaged at the outset of all recruitment;
Working collaboratively and sharing knowledge with TA professionals in other countries.
Using Taleo to drive the end to end hiring process, recording all relevant details associated to job requisitions and candidates in a timely manner, ensuring applicants are categorized effectively in the CV database for easy and fast retrieval, and regularly conducting any required system `housekeeping.
Analyzing recruitment data, reports and balanced scorecard performance data to proactively monitor and interpret internal and external conditions / trends, using these findings to identify areas for improvement in delivering recruitment solutions that meet business needs e.g. more effective and / or efficient channel management, candidate conversion.
Service Delivery and HR Operations

Payroll and Finance:

Ensure 100% accuracy check in SOLV payroll and manually paid employee benefits processed by Human Resources.
Ensure strict compliance with local regulatory requirements pertaining to compensation and benefits, including statutory contributions and tax compliance.
Validating and processing final settlement entries for exited staff members.

Employee Experience:

Embed a customer service culture through participation in the functions service initiatives.
Support business / HR business partners on multiple HR related processes and queries.

Finance and Reporting:

Review and co-ordination with stakeholders on ageing items escalated through the reconciliation process.

Audit, Compliance and Governance;

Ensure audit readiness of the unit and assist in tracking progress on action items.
Assist with data, MI preparation for both internal and external audits.

Projects and Change Management;

Proactive identification of process re-engineering requirements and driving change management process.
Support the HRSD function in implementing projects initiated by Group/ Region and Country.

Benefits Administration:

Administration of staff Provident Fund and Pensions Funds of SOLV.
Perform activities as on the ground liaison for the international ShareSave Scheme.
Management of Staff Medical Schemes, processing new applications, renewing Medical contracts, Managing the service providers etc.

Operational Risk

Execute operational risk controls and risk management procedures relating to HRSD.

Talent Management:

Ensure that talent is managed
Be a change management lead
Performance management from Setting objectives, Goal Setting, Performance Management

Other:

Effective management of personal file records as well as movement of documents within the Unit.
Ensure all filing and archiving related to HRSD are done as per laid down procedure.

Employee Relations:

Act as a trusted HR advisor to management and employees, being able to create positive rapport within all levels of the organization.

Training:

Work with managers to identify training needs and requirements and design a training and development plan.

Reporting:

Report to management and provide decision support through HR metrics.

Health and Safety:

Support HSE team in creating of culture of Safety and well-being in the organization.

Key Stakeholders

Venture Lead, SOLV Kenya
Commercial Leads, SOLV Kenya
Risk and Compliance SOLV Kenya
COO, SOLV Kenya
Training Manager, SOLV Kenya

QUALIFICATIONS:
Essential

University degree preferably in HR
5 years of general HR experience
Understanding of local labor laws and regulatory environment
Knowledge of HR/people systems
Strong problem-solving skills
Outstanding organizational skills and attention to detail
Ability to manage ambiguity with an open mind and positive attitude
Ability to navigate the life cycle of events for colleagues, employee relations
Demonstrates sound judgment, professionalism, maturity and trustworthiness
Strong interpersonal skills; ability to interact with a diverse range of people in a fair and consistent manner

Apply via :

scb.taleo.net

October 29, 2024
Information Security Risk Manager (ISRM) Human Resources Risk Specialist, Africa

The Role Responsibilities
The Group Chief Information Security Risk Officer (CISRO) organisation is instrumental in protecting and ensuring the resilience of Standard Chartered Bank’s data and IT systems by managing information and cyber security (ICS) risk across the enterprise. As a critical function reporting into the Group Chief Risk Officer (CRO), the Office of the CISRO serves as the second line of defence for assuring ICS controls are implemented effectively and in accordance with the ICS Risk Framework and for instilling a culture of cyber security within the Bank. The Group CISRO is responsible for ICS governance, strategy, policy, awareness, training, risk assessments, red teaming, third party security risk, industry partnerships, and regulatory engagement. In addition, a team of Information Security Risk Officers (ISRO) and Information Security Risk Managers (ISRM) reports to the CISRO and perform a pivotal role as an extension of the CISRO in supporting the ICS risk management strategy, governance, advisory and assurance roles that face off to the Businesses, Regions, and Functions. The Office of the CISRO is central to ensuring the Bank’s ability to meet its ICS commitments to internal and external stakeholders, including regulators, as well as maintaining an acceptable ICS risk profile that is regularly reported to the Board.
Strategy
The Information Security Risk Manager (ISRM) is a permanent role that requires knowledge and experience in the field of ICS risk governance. The successful candidate will have practical working experience in a second- or third-line capacity within ICS, and can respond flexibly and collaboratively to evolving business, regulatory and threat requirements. The role reports directly to the Head of ISRO for Africa and is based in Kenya. The incumbent will directly support ISRO team members and other CISRO functions to address ICS as a principal risk type for the Bank, to include the rollout of the ICS RTF in Africa. The role will provide oversight and challenge of ICS risk management and control effectiveness as a risk partner to country leadership as defined in the Bank’s ICS Risk Type Framework.
Business
The primary purpose of this position to ensure that the management of ICS risk is adequate and well-governed. The successful candidate will work closely with the ISRO and ISRM team members and Country CRO, CIO, COO and Compliance Officers, as well as relevant key Business stakeholders to manage risks within tolerance, and taking into account the evolving threat and regulatory landscape, policies and standards, business operations and technology infrastructure. The successful candidate should possess a good understanding of ICS policy with an ability to articulate new requirements into ICS risk management assessments and processes.
The major functional activities that the role will lead and manage are:

Overseeing and challenging 1st line ICS risk proposals and risk-taking activities.
Supporting and regularly monitoring risk appetite through the approved framework.
Managing and monitoring ICS risks and associated remediation plans across the Africa region using the CISRO Governance Risk Type Framework; Ensure controls are adequate, appropriate, and effective
Validating adoption, effectiveness, and sustainability of ICS controls and recommending appropriate actions to mitigate risks.
Supporting ICS risk management activities including internal and external audits, project reviews, and regulatory submissions
Stay up to date and informed on developing regulatory concerns and changing IT and information security trends. Ensure the 1st line implements controls to comply with applicable laws and regulations as defined by the CISRO Policy team and relevant ICS policies and procedures
Promoting a healthy ICS risk culture and good conduct within Africa.

People and Talent

Lead through example and operate with the appropriate culture and values.
Work in collaboration with risk and control partners.
Work closely with country ISROs that is aligned and scale to the ICS risk control needs of the Africa region.
Uphold and reinforce the independence of the second line ICS Risk function.

Risk Management

Deliver objectives set forth by Head, ISRO Africa to support the Group’s ICS risk management approach and objectives.
Ensure risks are managed in accordance with the defined CISRO Governance Risk Type Framework and associated Policy and Standards; and that issues are identified, escalated, and addressed as appropriate.

Governance

Establish strong ties into the relevant country leadership, governance, risk and control committees to ensure adequate monitoring, tracking and governance of ICS risk.
Drive integration of ICS Risk Type Framework into Africa and apply it for ongoing governance of country risk.

Regulatory & Business Conduct

Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across the country. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association.

Key Stakeholders

Country and Regional CRO
Country and Regional CIO
Country Compliance Officer
Country and Regional Head of Compliance
Regional COO
Country CEO
Banking Regulators
Security Technology Services
Head of ICS Governance
Head of ICS Policy
Group Internal Audit
Head of ICS Assurance and Testing
Head of ICS Training, Awareness & Exercises

Other Responsibilities

Establish strong relationships with identified stakeholders across in the country and understand their strategic goals, in order to ensure ICS alignment.
Prepare, present and challenge in a 2nd line capacity at relevant risk committees, steering groups and cross-business opportunities.
Validate the accuracy of KRI’s and KCI’s and other risk ratings, as well as process designs, to meet policy requirements.
Ensure that Process Owners are escalating risk, control, and process deficiencies appropriately in accordance with the relevant risk frameworks.
Build trusted working relationships with other security functional heads, risk and compliance counterparts, and country stakeholders.
Utilise appropriate risk management tool(s) to manage, track and monitor ICS risks across the country.
Maintain sufficient and appropriate evidence of work performed for review by Group Internal Audit and others.
Monitor, assess and advise country on acceptable risk tolerances based on policy and control environment and the evolving regulatory and threat landscape

Our Ideal Candidate

Leadership Competencies
Spot Opportunities
Solve Problems
Take the Lead
Build Resilience
Collaborate
Communicate
Deliver Sustainably
Achieve Results
Technical Competencies
Manage Conduct
Manage Risk
Manage People
Insert essential technical competencies from the Competency Framework
CISSP or equivalent

Unposting Date: 31/Mar/2022

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Use the link(s) below to apply on company website.

Apply via :

October 28, 2024
Credit Risk Management

Role Responsibilities
Strategy

Managing the Credit risk profile of the Unsecured portfolio within the Bank’s risk appetite. Ensure consistent application and enforcement of the policies, processes, and controls in markets across African.
Provide support to the Regional Risk Management teams specifically in digital initiatives within Consumer Banking. Drive and co-ordinate digital partnerships including fintech platforms, alternative data providers, and advanced analytic tools.

Business

Preparation of all Consumer Banking Unsecured Credit documents including Credit Approval Documents (CAD), Credit Procedure Manual (CPM) and Campaign Recommendation Document (CRD) in Africa.
Supporting and providing analysis to the Country Credit Heads and Risk Management teams across the region to ensure good growth of quality assets.
Integration of Group Credit Policy/Standards with CB Unsecured Lending strategy/plan and ensuring adherence to Group Credit policy/standards in the Africa countries
Ensure proper functioning of day-to-day controls, periodic monitoring activities and timely resolution of risk issues across the region.

Processes

Assist the Regional leadership in maintaining the Consumer Banking Credit Policy to ensure policy aligns with the agreed risk appetite, reflects the key risk characteristics of the portfolio, and enables effective controls
Monitor, review, and control risk profiles to ensure that portfolio shape is in line with strategy.
Continuously improve the operational efficiency and effectiveness of risk management processes

Risk Management

Proactively identify portfolio problems and take corrective action by effective use of Analytics
Ensure compliance to Group Policies for Unsecured segments, ensuring timely gap analyses are done and dispensations obtained where required.
Own and implement effective quality assurance framework across CCPL
Maintain a good understanding of the requirements of key external stakeholders in respect of credit risk management and ensure these are well understood internally and reflected in internal procedures
Ensure timely reporting of related portfolio information to Chief Credit Officer, CPBB Africa and to other relevant Country or Regional Committee’s or Forums
Proactively identify portfolio problems and take corrective action by effective use of Analytics

Governance

Ensure implementation and enforcement of the credit policies and risk control procedures.
Review program proposals for new and existing products submitted by countries for approval, ensuring all risk dynamics are properly addressed and controlled
Assist the countries in maintaining the Consumer Banking Credit Policy to ensure policy aligns with the agreed risk appetite, reflects the key risk characteristics of the portfolio, and enables effective controls.

Regulatory & Business Conduct

Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Lead the [Africa / Consumer, Private and Business Banking Risk Function to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] *
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders
Internal

Members of Consumer Private and Business Banking Risk Management Group (CCO, CCH’s and Group CRM)
Regional and Country Heads of Credit Initiation/ Risk Operations
Regional and Country Heads/ Fraud Risk Managers
Cluster & Country Consumer Banking Heads
Members of Country and Cluster Consumer Banking Leadership Teams
Country and Cluster Heads of Control functions
Group Internal Audit
Country Finance

External

Credit Bureaus
External auditors

Our Ideal Candidate

At least 7 years of Risk experience in the areas of Retail Credit Risk Management; expertise in other areas of risk management is an added advantage.
Appropriate academic training in a quantitative discipline such as such as Statistics; Minimum BA/BSC degree.
Good knowledge and grasp of banking practices, Consumer Banking lending products and awareness of the regulatory frameworks across the Africa region.
Strong analytical with ability to use SAS (Statistical Analysis Software)
and stakeholder management skills. Ability to work with people across the SCB network
Excellent communication skills.

Apply via :

scb.taleo.net

October 28, 2024
Farmer Engagement Manager, SC Ventures Kenya – (2200005788) Manager, Credit Risk Management – (2200005468)

Role Responsibilities
Farmer Engagement Manager is responsible for sourcing of farmers and overall agronomic support. Accountable for all aspects of sourcing strategy for assigned categories, from working across the business to creating strategies that meet business needs, to implementing the strategy through supplier negotiations and risk management and value improvement
Business

Source farmers with quality produce from farm gate
This role will sit on a Business Management Team (BMT) representing Commercial to influence the business strategy while ensuring Commercial plans are integrated to meet the business needs
The individual should drive and challenge the team to reach the targets and provide solid advice on all related markets and supply issues to senior leadership.

Processes

Train farmers on good agricultural practices
Coordinate and work closely with Operations and logistics team
Inspects and assesses crop production of the farm
Monitor major plant pests affecting farmers and advising on various mechanisms to control them.
Carry out farm audit of agricultural fresh produce to ensure that they meet the required quality standards.
Carries out laboratory tests of soil, seed, and crop samples
Performs quality control for seed calibre and soil standards
Keeps records of research, testing, and results
Prepares analysis and data presentation
Inspection of plant and plant produce for export and import purpose to ensure they meet the market requirements.
Evaluates and improves seed quality

People and Talent

Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from AGRITECH Kenya to the Team and work in collaboration with the rest of the Senior Management

Team.

Promote and embed a culture of openness, trust and risk awareness, where ethical, legal, regulatory and policy compliant conduct is the norm.

Risk Management

Take personal responsibility for understanding the risk and compliance requirements of the role.
Understand and comply with, in letter and spirit, all applicable laws and regulations, including those governing anti-money laundering, terrorist financing and sanctions; the Group’s policies and procedures; and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk and compliance matters.

Regulatory & Business Conduct

Display exemplary conduct and live by Agritech’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, country regulations and guidelines.
Lead the Agritech Kenya to achieve the outcomes set out in the company’s Conduct Principles: [Fair Outcomes for Clients; *
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

Venture Lead, CEO AGRITECH Kenya
AGRITECH Commercial Lead
AGRITECH Head of Operations
AGRITECH Customer Service Officers
AGRITECH External ven

Our Ideal Candidate

Minimum 2 years of agronomy work experience
Experience in managing dynamic business environments, where price stability, supply availability, and potential business outcomes are under continuous pressure and change.
Experience in strategic sourcing including end to end strategy development.
Experience in productivity or related cost reduction programs
Experience in strategic negotiations including pricing (Analysis and recommendations)
Proficient in MS Office
In-depth knowledge of soil and crop principles
Outstanding research and analytical skills
Effective written and verbal communication skills
Bachelor’s degree in Agriculture

go to method of application »

Use the link(s) below to apply on company website.

Apply via :

October 28, 2024
Head, Finance Data Management, Africa (2200005189)

Background
The Data Management Function in Africa play a vital role in supporting the region with data management which include collecting, keeping, and using data securely, efficiently, and cost-effectively with a view to help the bank optimize the use of data within the bounds of policy and regulation so that they can make decisions and take actions that maximize the benefit to the organization.
The team also support the stakeholders to maximize the use of available data through automations, Tax assurance, reporting, data analytics and data quality monitoring. The teams focus areas are:

To centralise, standardise and automate local regulatory and business reporting.
To provide centralised capability for tax assurance data quality checks across the region.
Support ad hoc data requests from auditors and regulators on request.
Explore and integrate new technology and tools to provide business users with data in a more timely and usable fashion.
BAU daily Data quality checks are performed on the local specific data lake (IDS) to ensure the reports are accurate and complete.
Ongoing maintenance and support of upstream data changes into the data lake.
All of this is achieved through a local specific data lake (IDS) through which this role is responsible for setting the strategic direction, managing the BAU maintenance activities, whilst working with business owners throughout the region.

This role must:

Ensure optimal utilization of human resources towards the management of Finance systems in Africa.
Direct Finance Systems initiatives, commission development work and manage budgets, define functional requirements to meet new or changing Businesses and Finance needs in Africa, review, challenge and approve changes to the standard operating model, systems build and Chart of Accounts standardization.
Analyse, evaluate, design, test implement, support and maintain finance systems and train users.
Drive creation of business efficiencies across Africa finance through process re-engineering and automation.
Ensure accurate and reliable data that meets global standards for regulatory and management reporting
Built robust controls around data management

Core Responsibilities include:

Defining, implementing and evolving (as new data and processes are onboarded) the data platform operating model and governance processes.
Day-to-day Management of the IDS infrastructure and System Management processes including batches, issue resolution, managing upgrades and system enhancements working in partnership with Production Support Technology and business stakeholders
Ownership of the end-to-end control framework including system-to-system reconciliations, data quality frameworks in-line with stakeholder expectations
Liaise with County CFO’s and other business stakeholders to:
Manage the operational transition of global finance teams onto the new system infrastructure, ensuring operational risk is managed and continuity is maintained across the group reporting framework.
Through the product ownership role, work with technology and change to create a versatile, agile, flexible and well controlled platform to cater ever changing upstream and downstream requirements.
Prioritise requirements from across the business to maximise value and meet deadlines as appropriate.
Own and manage operational processes around the platform including, reconciliation, batch monitoring, comms, data quality tracking and escalation.
People management; coach, mentor and develop staff, including overseeing new employee onboarding and providing career development planning and opportunities.
Deploy a co-ordinated communication strategy through all user engagements
Participate as a member of GFS Senior Management in shaping the overall strategic direction of GFS.
Member of GFS Operational Risk Forum.
Member of Finance & Treasury Data Management ORF Forum
Secure program and operating budgets, prepare project plans and ensure the delivery and monitoring thereof within the approved budgets and agreed timelines.
Develop training curricular with the help of Africa CFOs and Heads of GFS Africa to provide systems and technical training to staff working in Finance function in Africa.

Regulatory & Business Conduct

Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

Business Function Heads/Change Leads
Aspire Journey Leads
Global Process Owners (GPO’s) – P2P /Tax// R2R / SCM etc.
Aspire Technology Partners
Country and Regional Finance CFO’s

Technical Competencies:

Excellent Data Management and Data Governance knowledge.
Technology experience in managing data platforms.
Project Management
Strong management skills and experience of agile methodologies.
Excellent stakeholder management skills and collaborative mindset
Good understand of cross-border cost accounting best practise.
Excellent Product Knowledge across all domains from Retail to Financial Markets.
Able to define and implement robust control frameworks and understands operational risk frameworks.
Broad understanding of numerous Finance areas including regulatory reporting and Treasury
Business analysis mindset with an extensive track record in solving problems and troubleshooting issues.

Qualifications:

University or College Degree in Accounting, Finance or related discipline
Qualified Accountant
DCAM Certified
Agile Certification in a key role such as Scrum Master or Product Owner

Apply via :

scb.taleo.net

October 28, 2024
Senior Audit Manager

The Role Responsibilities

Group Internal Audit (GIA) in Standard Chartered Bank is looking for an exceptional and dynamic Senior Audit Manager to join our Kenya Country GIA Team within the AME region.
This is a role that provides exposure to auditing and risk management of various aspects of the Kenyan business including CCIB, CPBB & support functions and offers significant career development opportunities.
This role primarily focuses on auditing various aspects of the Bank’s business covering various Principle Risky Types. it also provides opportunities to learn about various Group framework, policies and standards across Principal Risk Types.
This role will get to work on more complex audits such as cross-functional and multi-location high risk audits and will also provide you the opportunities to interact and engage with both Regional and Country Stakeholders.
You will also get to learn about different Risk Types and get to engage with different Risk Groups such as Supply Chain Management, CISO, CISRO, Compliance (including Anti-Bribery and Fraud), Data Privacy, Resilience, Group Operational Risk etc.
The role reports to Head of Audit Kenya and East Africa.

Business

To act as a Team Member on assigned audit work and support the Team Leader/ Team Manager by executing audit planning, fieldwork and reporting for work assigned in an efficient and effective manner such that audit work meets the given budget, quality standards and timelines.
To act as a Team Leader and take responsibility for overseeing the planning and execution of the audit, maintaining the audit budget, including drafting of audit programmes, audit issues and the audit report.
Support the Team Manager / CHOA to ensure that the scoping of audit work assigned addresses the key risks identified in the detailed risk assessment and in the audit planning process, and meets relevant regulatory requirements and expectations that are required to be covered by GIA.
Ensure timely escalation of delays in execution of audit work, to CHOA, auditee management and GIA management.
To support the CHOA in the preparation of Reports to various governance committees and the Board Audit Committee.
Apply an in-depth understanding of, and compliance with, GIA methodology standards and the GIA system in all areas of assigned GIA activity.
Evaluate quantitative and qualitative data (using data analytics) to diagnose underlying issues, patterns and root causes.
Monitor/track assigned audit issues and action plans, and report overdue items to the Head of Audit (CHOA) for resolution.
Provide ongoing continuous monitoring support to Country Head of Audit (CHOA) and raise issues and observations outside of formal audit work to expedite rectification of control weaknesses.
Demonstrate leadership and ability to motivate and guide audit team members.
Provide written performance feedback to team members at the end of an audit.

People and Talent

Build good working relationships with the business to facilitate execution of audit work, help improve the control environment and keep updated with changes in the risk profile of the business.

Risk Management

Support the CHOA to update the relevant assigned risk assessments on a regular basis to ensure that changes in risk profiles are identified in a timely manner, proposing changes to the assigned audit plan to the CHOA, as appropriate.
Be prepared to raise issues/concerns outside the normal audit process.
Review MI and reports regularly to keep up-to-date with key trends within the business.

Regulatory & Business Conduct

Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

Designated business stakeholders, typically related to individual audit assignments and the assigned portfolio
GIA stakeholders – team leaders, team members, team managers, Product, Functional, Country and Regional Heads of Audit.

Other Responsibilities

At the request of the CHOA, attend stakeholder meetings to keep up-to-date on key business matters and to provide the right challenge to ensure risks are appropriately identified, discussed and timely remediation plans are put in place.

Our Ideal Candidate

An experienced career auditor with a minimum of 8 years audit experience preferably with a Bank of global scale or Big-4 Accounting firm.
Bachelor’s degree in a relevant field.
Certified Public Accountant of Kenya, ACCA or equivalent and Certified Information Systems Auditor (CISA)
Experience in use of CAATs
Understanding of various risks impacting the financial services industry.
Strong communication skills, both written and verbal, with ability to influence business management, other stakeholders, and peers.
Confident and courageous to raise/escalate issues in a proactive, professional and timely manner.
Track record of performing work independently with minimal supervision and meeting stretch timelines; comfortable to deal with ambiguity and solve problems.
Ability to collect and objectively analyse and apply information, “thinking out of the box” where necessary, in supporting the planning, fieldwork or reporting of results of internal audit engagements.
Displays initiative and knows when and how to seek guidance. Willingness and capacity to learn on the job.
Responds enthusiastically to tasks allocated, accepts responsibility readily and demonstrates business professionalism.
Good time management, well-organised with the ability to prioritise and plan workload to ensure delivery to timescales.
Ability to work in a team and willingness to assist team members.
Flexibility to work across different functions and situations globally, and change priorities at short notice.

Apply via :

scb.taleo.net

October 28, 2024
Head, Policy & Governance: Consumer, Private and Business Banking Risk, AME & Europe – (2200004430)

The Role Responsibilities
Strategy

Drive and help implement the Consumer, Private and Business Banking Credit Risk Policies and framework in country with the help of respective process owners.
Track and report the target risk appetite boundaries for Consumer, Private and Business Banking and propose a remediation plan if required in collaboration with respective segment risk heads.
Responsible for country input for the expense and impairment forecast, including the Corporate Plan process and help drive the critical business discussions to optimise the book and shape.
Overall management of Management Information process including Regulatory Reporting and Bureau reporting, compliance to the standards, Portfolio Quality Review and data quality management.
Overall management of Operational Risk profile for Consumer, Private and Business Banking Risk via participating group wide process universe refresh, implementation of Operational Risk Framework (or similar framework) and other non-financial risk management.
Support regional / entity level risk management reporting, stress testing and other associated responsibilities.
Lead the Policy & Governance function for the region (AME & Europe) and provide support to markets.

Business

Manage the key business information requirement required to run an effective risk organisation.
Help aligning strategy of the segment risk functions with risk appetite and tolerance and oversee its execution.
IFRS9 based ECL review and analysis for broader stakeholder alignment and pre-emptive risk management.

Risk Management Processes

Manage process standards for Loan Impairment and Management Information to compliance and alignment.
Participate and present in risk governance committee for Operational Risk Framework Management, Loan impairment and other insightful analysis to facilitate objective balance of risk management and effective control.
Participate in key Global programs like BASEL IV, PCI DSS and Innovation / Transformation.
Support and manage Bureau reporting process for the country.
2nd Line of Defence role for local and Group Stress Testing (leveraging Global Capabilities) to perform review and challenge on Basis of preparation, methodology review, model reviews and overall support to the process.
Review and Capital / RWA, especially for Standardised portfolio. Provide assurance to Global Head Policy & Governance to perform the adequacy attestations.

Performance Management and Portfolio Review

Responsible for managing the loan impairment (LI) forecast for Consumer, Private and Business Banking Credit Risk.
Coordinate the Corporate Plan process and forecast cycle for Consumer, Private and Business Banking Credit risk in line with emerging trends.
Responsible for overall tracking of expenses and cost forecast for Consumer, Private and Business Banking Credit Risk.
Manage country PQR and with governance responsibilities such as meeting the TOR, minutes and action item tracking. The incumbent is responsible for the timeliness, quality and consistency of the material being used in the PQRs.
Provide inputs for country, regional or Group risk committees when required.

Operational Risk & Governance

Support Country Credit Head and the management team to implement Credit Risk Management Policy framework. Perform independent review and challenge to the policy and to ensure that all standards and polices are aligned with the target governance frameworks and enable effective controls
Provide timely and relevant inputs to Group Credit Governance Group (CGC) and other country level governance forums.
Perform Business Risk Management (BRM) role for Consumer, Private and Business Banking Risk.
Participate Enterprise wise risk management responsibilities including cross-cutting risk type implementation.
To ensure risks of processing failure are being actively controlled end-to-end.
Embed the Group’s values and code of conduct, as it relates to the role remit, to ensure that adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among employees form part of the culture.
Engage with relevant audit teams (internal and external) report findings across the relevant functions and ensure feedback is acted upon.

Regulatory & Business Conduct

Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Lead Group Policy & Procedure team to achieve the outcomes set out in the Bank’s Conduct Principles on Fair Outcomes for Clients.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

People and Talent

Employ, engage, develop and retain high quality people
Lead AME & Europe market Policy & Governance team and provide them support.

Other Responsibilities

Embed Here for good and Group’s brand and values in Global Consumer, Private and Business Banking Credit Risk.
Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Our Ideal Candidate

Ideally more than 15 years of functional risk experience in the areas of Retail Credit Risk. Expertise in other areas of risk is an advantage.
Appropriate academic training and/or experience in finance, business or Economics; a post-graduate degree is desired.
Good knowledge and grasp of banking practice, financial markets, Basel II and all Consumer Banking lending products at a higher level and awareness of the regulatory frameworks by home and host regulators.
Functional knowledge of model risk management including for capital and impairments.
Well versed with Bank’s Enterprise Risk Management Framework (ERMF) and overall governance philosophy.
Able to lead the governance function for Consumer, Private and Business Banking and provide adequate support to Chief Risk Officer.
Reasonable understanding on accounting principles of IFRS9, especially related to ECL.
Good understanding on data structure and the information flow for the risk function.
A fair understanding of the innovations in banking and well versed with emerging technologies.
Strong analytical and dispute resolution skills.
Ability to make independent decisions with a strong sense of empowerment and leadership skills to command the respect of a cross functional set of professionals at senior level (internal and external) working in open ended situations.
Proven management & leadership skills; Ability to motivate a lead a whole function & multi-country teams into changing & challenging situations.
Should be able to independently manage the operational risk for Consumer, Private and Business Banking Risk function.
Excellent communication skills- written and oral.

Apply via :

scb.taleo.net

October 28, 2024