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  • Manager, Client Implementation and Channel Solutions

    Manager, Client Implementation and Channel Solutions

    Job Details
    Transactional Products & Services; This team is constantly working to extend our service capability and product range, consolidating our operations in established markets while expanding and extending in emerging markets. We divide our core capabilities into three product groups – Investor Services, Transactional Banking and International Trade Services.
    Job Purpose

    To manage the end to end solution, design and implementation of transacting platforms across digital and physical channels for TPS clients.
    To ensure that the solution spans across Cash, Trade and Investor Services products
    To ensure that all client service requirements are effectively executed through the operations teams To participate effectively within the TB CST’s to ensure client centric solutions and effective utilization of our channels.

    Key Responsibilities/Accountabilities

    Client Implementation Solutions
    Accountable for Implementation planning within the CST to ensure client centric solutions:
    Plan and execute with client and sector centricity
    Ensure discipline of solutions by completing the client solution map
    All implementations to be captured on team track
    Accountable for utilization reports and tracking
    Manage the Client Service Requirements with the Head Client Implementation & Service
    Solution, execute and monitor to achieve the committed transaction volumes and associated fee income
    Solution with driving digital volumes mindset
    Business Perfomance and process Management
    Proactively engage clients to understand their complete banking needs and respond to those with integrated solutions
    Drive Execution Through The Adoption Of
    Proactive engagement with clients to understand their solution requirements
    Adoption of the Implementation Framework and Adoption of a Solution Mandate Document to effectively capture and respond to clients’ needs for all implementations
    Co ordinate all client feedback and engage with stakeholders for potential incorporation into future enhancement initiatives, roadmaps and enhancements and monitor and drive utilization across all online and remote service channels to ensure optimal throughput
    Develop an in depth understanding of our markets and sectors by executing through key sector value propositions ensuring that our roadmaps and initiatives are in line with market and client expectations
    Consistently improve client experience through improving our accountability and engagement across the delivery value chain, improving our discipline of execution, assessing client experience through structured feedback and participation at key client experience forums at regional and country levels
    Risk – Reinforce the culture of doing business the right way by proactive engagement and ongoing risk assessment
    Reinforce the culture of doing business the right way by proactive engagement and ongoing risk assessment
    Understand applicable risks including 100% adherence to all agreed controls including channel movement reports
    Execute to the online cyber security framework
    Ensure risk reviews and remediation plans are conducted across all remote services
    Remediation of all audit findings by due dates
    Complete all applicable risk related training
    Business Operations: Focus attention and resources on initiatives that will get the basics right
    Embed and hold each other accountable for a discipline of continuous improvement through:
    Working across the value chain in country to identify the most critical process optimizations that will bring efficiencies to the client and bank
    Aligning to the Standard Operating Models for Client Access where applicable to improve client experience and efficiencies
    Continuously improving our Business Requirements skills to improve TAT’s and reduce defects Working closely with sales and client services to improve the way we manage queries
    People and Culture: Prioritise the focus on developing our people and embedding the TPS Culture
    Together with your line manager, articulate your individual learning plan and own the execution against the agreed plan
    Use our Social & Ethical compass, augmented by commercial pragmatism, in decision-making
    Sponsor a Compliance culture in everything we do
    Lead by example, the values & behaviours we want our teams in-country to internalise and drive the Diversity and Transformation agenda
    Raise the profile of TPS within the bank by ensuring appropriate participation in meetings such as CMF, Watchlist, NPLs etc.
    Raise the profile of the bank externally and internationally/ in International forums

    Where Leading a Team

    Execute on the learning and development path for all Product staff and actions for execution in line with the Learning and Development model. Deliver against the learning and development plan to ensure a skilled, competent, high performing and engaged team members.
    Drive and own Talent Identification and Management by identifying talent for development / reward and addressing threat to Talent Retention. Ensure succession planning for all Key roles, and ensure effective resourcing of all roles within the CA function.
    Focus on consciously recognising performance through the reward and recognition framework and ensure open conversation around performance and link reward to clear business outcomes

    Preferred Qualification And Experience

    Business Degree
    Tertiary qualification in either Financial, IT, Business or Engineering
    3-4 Transaction Banking and leadership experience , including product knowledge across Cash, Trade and Investor Services
    3- 4 Minimum work experience, with preferably 3- 5 years in financial services

    Knowledge/Technical Skills/Expertise

    Expertise on the specific client industry that is covered by the role
    The ability to analyse business financial performance as well as competitor and external factors as it would apply to the people practice in the organisation
    Knowledge and understanding of costing, budgeting and finance concepts and the understanding and application of related processes and procedures
    Knowledge and understanding of the features, benefits and pricing of the products and services on offer to business banking customers.
    The ability to review existing processes with the view to find better ways to execute tasks on a continuous basis.
    Ability to assess client current product utilisation, client changing requirements with ability to up-sell, cross sell, advise product changes
    Demonstrates knowledge and understanding of risk management methodologies, tools, governance structures and regulatory requirements for good management of risk.Seniority Level

  • Quality Assistant 

Sales Executives

    Quality Assistant Sales Executives

    Job Description
    The successful candidate should be a self-motivated and result-oriented individual who values integrity, excellence and professionalism.
    The suitable candidates should be:

    A diploma holder with a ‘credit’ and above qualification preferably in IT
    Minimum O Level aggregate grade of C+ with C+ in Mathematics & English.
    Must have sound knowledge of MS Office packages (preferably ICDL) and good typing speed.
    Well-organized, attention to detail, good time management, able to produce work to deadlines and under pressure Excellent communication and interpersonal skills
    Self-motivated and able to work under minimum supervision.

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  • Legal Officer & Shares Registrar

    Legal Officer & Shares Registrar

    Legal: guidance across all areas and geographies to ensure: every transaction is appropriately negotiated, documented and implemented, losses arising from litigation are minimised, and legal issues carrying negative reputational consequences are avoided.
    Job Purpose
    The main purpose within the organization is to assist in the provision of Company Secretarial services including any incidental work;

    To provide corporate, legal and administrative services to all companies that are part of the Stanbic group of companies (the Group) and which currently consist of Stanbic Holdings Plc (SH), Stanbic Bank Kenya Limited (SBK), Stanbic Insurance Agency Limited (SIAL) and SBG Securities Limited (SBGS), and to ensure their individual compliance with the Companies Act, Capital Markets Act, the Nairobi Securities Exchange Rules; Banking Act and Prudential Guidelines, Insurance Act and Bancassurance Guidelines, and all other relevant acts and regulations;
    To provide internal services in the resolution of shareholder issues and queries;
    To liaise with the external shares registrar on shareholder and regulatory reporting matters;
    To ensure monthly reporting to the Capital Markets Regulators as required by the Capital Markets (Foreign Investors) Regulations; and To ensure timeous regulatory reporting to all relevant regulators notably: the Central Bank of Kenya, the Capital Markets Authority, the Nairobi Securities Exchange, the Unclaimed Financial Assets Authority and the Insurance Regulatory Authority.

    Key Responsibilities/Accountabilities

    Corporate Governance

    Assist in ensuring adherence to and taking responsibility for compliance with the Companies Act and the different Memorandum and Articles of Association by all companies in the Group.
    Assist in providing Company Secretarial services to all companies in the Group.
    Assist, as required, in the preparation of Board and Committee meetings for the companies within the Group.
    Prepare pre-minutes in advance for review prior to Board and Committee meetings; and to take minutes at these meetings as the need arises.
    Assist in the preparation of Board and Committee packs for the various companies in the Group and ensure the distribution of the same to all board and committee members within the stipulated time frame of 7 days.
    To ensure the individual compliance of the Group Companies with all the relevant legislation and regulations including the Companies Act, Capital Markets Act and the Nairobi Securities Exchange Continued Listing Obligations.

    Maintenance of the filing system

    Maintenance of the register of seals and ensuring entries are correct and signed as required.
    Communication to the external Share Registrars for Stanbic Holdings Plc and liaison in ensuring adherence and timely renewal of service contracts.
    Ensuring dividend notices and payments process are in accordance with regulatory requirements and assisting in the coordination.
    To cross-check and validate invoices and fee-notes received from external Service providers including the Share Registrars, CMA & CDSC

    Production of packs for Executive Committee meetings.

    To verify claims of unclaimed dividends presented by shareholders
    To verify share certificates for immobilization or transfer
    To ensure preparation of monthly reports by the external shares registrars of ownership structure to the Capital Markets Regulators (TAT) by the 8th day of the month (regulatory requirement is 10 days)
    Prepare Indemnity forms for shareholders for lost/misplaced documents
    Liaise with the CDSC and the NSE at an operational level on various shareholders matters
    To prepare and file annual returns for the companies within the Stanbic Group
    General duties allocated as required by the Company Secretary from time to time.
    Adhere to all Compliance, Anti-Money Laundering and Sanctions related requirements contained in policies, procedures and processes.

    Advisory Function

    Raising awareness of any legal developments that may affect the Group and evaluating the legal ramifications of such developments; 
    To research and compile reports on applicable laws and current corporate governance principles and policies, including, Basel II, Basel III and King III.
    Analysis of new laws and regulations and assess their impact on the Group;
    Ensuring that the reputation/ image of the Group is adequately addressed, safe-guarded and maintained with regard to the business principles and policies and business risk adopted by the companies in the Group; 
    To ensure, as far as possible, that no conflict of interest exists with the Group’s principles/ values or best practice in any area of operation;
    To make recommendations whenever necessary in order to ensure that laws and regulations or supervisory requirements are being complied with by the Boards of the companies in the Group; and 
    To assist in the drafting and review of contracts to be entered into by Stanbic Holdings Plc.
    To perform any other task as may be required in the function.

    Preferred Qualification and Experience
    Bachelor of Laws Degree
    Professional Qualifications

    Advocate of the High Court of Kenya.
    Two years’ working experience is preferred.

    Knowledge/Technical Skills/Expertise
    CPS qualification is an added advantage.
    Training & Self development
    Ensure that training & self-development occurs on a continuous basis in order to maintain the technical knowledge required to understand an advise in relation to the regulatory framework that applies to the various companies in the Group (and in particular the Bank) as well as the risks to which those companies are exposed.

  • Product Controller, PBB Finance

    Product Controller, PBB Finance

    Job description
    Job Details
    Finance: Budgeting and forecasting, creating interim and annual financial statements, facilitating internal mergers and acquisitions, as well as dealing with analysts and investors.
    Job Purpose
    Establishment and reporting of Key Performance Indicators (KPI’s) for the Personal and Business Banking (PBB) business unit to aid in decision making and the products, channels and segments profitability.
    Management Information
    Key Responsibilities/Accountabilities

    Develop and implement reporting of key PBB management information (MI) ensuring data integrity and timely communication to relevant managers.
    Reporting

    Provide Reliable information and reports to the bank’s EXCO, PBB EXCO, PB Manco, BB Manco and Stanbic Insurance Agency Limited management
    Provision of accurate and timely monthly PBB Information per segment and Product.

    Channels

    Provision of accurate and timely monthly channel and product financials including yield analysis for all products

    Budget

    Participate in preparation of annual budget, Revised Estimates and forecasts
    Support PBB in review and tracking of costs performance vs. budget

    Revenue

    Revenue Leakage analysis

    Contact

    Point of contact for queries on PBB financial and management information Partnering
    Participate in delivery of various PBB finance and business projects
    Business Information
    Understand the business information needs of head office information receivers and align with country management information needs.

    Preferred Qualification And Experience

    Bachelor of Commerce Degree in Finance/ Accounting
    ACCA / CPA (K)
    1-2 Years experience in management accounting/financial reporting, preferably in a financial services environment.

    Knowledge/Technical Skills/Expertise

    Financial Management
    Financial Analysis
    Financial Acumen
    Statistical and Mathematical Analysis
    Financial and Accounting Control
    Interpreting Financial Statements

  • Area Sales Manager

    Area Sales Manager

    Reporting to the Regional Sales Manager
    OVERALL PURPOSE OF THE JOB
    The incumbent will be responsible for optimizing sales opportunities, revenue generation and collection in the assigned area.
    Key Responsibilities

    Achieving revenue and volume budgets;
    Managing Returns /unsold within acceptable levels.
    Organizing and driving the circulation operations through field sales visits to vendors and agents in order to maximize on opportunities for copy sales;
    Ensuring efficient management of the value chain;
    Resolves various distribution problems on the ground, identifies potential sales outlets and liaises with relevant function for correct deliveries;
    Reviews daily and weekly payments with the Sales Assistants, collects payment cheques on due dates and ensures the cheques reach the Circulation Accountant;
    Organizing client relationship programs in liaison with the Regional Manager, Sales Assistants, agents and the vendors;
    Managing and coordinating the Sales and Distribution Assistants.
    Generating periodical reports.

    Qualifications, Experience & skills

    Bachelor’s degree in Business Management or a Business related field;
    At least 6 years’ experience in FMCG environment;
    Analytical, self -driven and performance oriented;
    Demonstrable passion for sales and marketing.
    Understanding of the dynamics and complexity of print sales and circulation;
    People management skills.

    If you possess the above qualifications and the drive to meet the challenge, visit our website

  • Teller – Nairobi & Up-Country Branches

    Teller – Nairobi & Up-Country Branches

    Job Purpose
    Provide a consistently high quality frontline transaction service to customers encompassing the cashing of cheques and other items, acceptance of deposits and the provision of change.Understand the risks associated with the control and handling of cash, and maintain effective controls to manage these risks.Proactively cross sell bank products to our customers with focus on transactional business and digital channels in line with the Performance Contract.Maintain a high level of integrity and ethical standards.
    Key Responsibilities/Accountabilities

    Telling

    Attend to cheque encashment and withdrawals in all accepted currencies according to laid-down procedures.
    Attend to change transactions. Accept cheque and/or cash deposits in all accepted currencies, according to laid-down procedures.
    Assist with finalizing cash transactions captured by officers who do not operate tills.
    Ensure that cheques included in deposits are checked in terms of Duty of Care obligations.
    Ensure that all items cashed are within laid-down limits and refer all transactions exceeding limits to the appropriate area for authorization.
    Ensure that items cashed are technically correct and signed, according to laid-down instructions.
    Attend to value transactions, e.g. Financial Transfers etc, according to customized job description.

    Control of cash

    Ensure that all laid-down policies and procedures regarding the handling, locking away and security of cash are adhered to.
    Ensure that cash holdings are kept within prescribed limits at all times.
    Balance cash daily and report any differences promptly.

    Pro-active selling

    Identify opportunities for migrating customers to more appropriate and cost-effective channels. i.e. Mobile/Internet/Till to bank/Nbol/BNAs whichever is most suitable.
    Identify and close on quality sales as per the Performance Contract.

    Compliance

    Responsible for the implementation and adoption within the Branch of all Compliance, Anti-Money Laundering and Sanctions related requirements contained in policies, procedures and processes. This includes the
    consideration and approval of customers including those that require being subjected to Enhanced Due Diligence for on-boarding and continued business.

    Preferred Qualification and Experience

    Relevant Degree from a recognized University
    Relevant Diploma from a recognised Institution of Higher Learning
    Minimum of C+ mean grade at KCSE or Division II at O level Minimum of grade C in Mathematics, English or Kiswahili
    Professional Qualifications Banking examinations desirable but not essential.

    Knowledge/Technical Skills/Expertise

    Sound knowledge of the bank’s laid-down policies and procedures related to telling.
    Sound knowledge of the legal aspects regarding cheques and cash handling.
    Sound knowledge of the applicable device handling.
    Knowledge of teller service standards.
    Knowledge of the Branch power system as it relates to telling.
    Basic knowledge of the functions of other departments within the branch.
    Attendance of the relevant Bank training courses, e.g. product knowledge, sales skills

  • Managing Director

    Managing Director

    Job description
    Bosch East Africa, a member of the multi-disciplinary Engineering group Bosch Holdings, has an opportunity for a Managing Director to lead further growth in the East African region from the office in Nairobi. The Bosch East Africa office was established in Nairobi in 2013.
    This position will report directly to the Bosch Holdings Operations Director.
    Key responsibilities covering general management, marketing and consulting will include:

    Develop a strategy to achieve agreed growth targets
    Prepare and manage annual budgets
    Business performance and management
    Develop a marketing strategy and participate in marketing, promotion efforts and manage
    client relationships
    Lead or participate in feasibility studies and consultancy assignments
    Ensure that business and project risks are acceptably managed
    Ensure compliance with group HR, QMS and H&S Policies
    Office management / administration
    Training and development of staff
    Assume full statutory accountability for the business.

    The Bosch East Africa office in Nairobi will be supported by Bosch Holdings Sector Directors (Sugar, Water, Ports & Terminals, Industrial, Buildings and Roads & Developments) as well as Bosch Management Services (Finance, HR and IT).
    The ideal candidate should:

    Have a Bachelor’s or Master’s degree in engineering or commerce.
    Have a successful track record of managing multi-disciplinary Industrial, Infrastructure or Building projects
    Have experience in marketing / business development
    Have established client networks and contacts in the Kenya industry
    Demonstrate competency in strategic planning and business development
    Have excellent organisational, leadership and people management skills
    Be an accredited Professional Engineer in Kenya (an added advantage)
    Have a formal registration as a Professional Project Manager (an added advantage).

    PLEASE NOTE THAT FEEDBACK WILL BE GIVEN TO SHORTLISTED CANDIDATES ONLY

  • Agricultural Officers (Matuu and Mavindini)

    Agricultural Officers (Matuu and Mavindini)

    Positions

    Agricultural Officer based in Mavindini (Makueni County)
    Agricultural Officer based in Matuu (Machakos County)

    Position Reports to: Project Coordinator
    Position
    The HACA Agricultural Officer will support the achievement of the program’s agricultural production and marketing objectives principally through leading the program’s capacity building strategy with program partners and beneficiaries. In addition, the Agricultural Officer will oversee efforts that lead to increased and improved linkages between small farmers, farmer organizations, relevant government ministries and the private sector.
    Main tasks and responsibilities

    Farmer mobilization, recruitment and enrollment into the HACA poultry, dairy and crop production interventions (poultry, green gram, dairy)
    Set up and manage a number of chick brooders, sourcing of chicks from hatchers, and brooding the chicks to 4 weeks while administering the relevant vaccines
    Carrying out practical demonstrations relating to poultry production
    Advising farmers on group formation, construction of farm structures and equipment
    Plan and execute the best strategies in formulation of agribusiness products that will attract customers in the market especially poultry and pulses crops
    Undertake marketing of produce to ensure maximized returns and keep good relations with farmer clients
    Take lead in setting up and management of the credit management model through the farmer groups/Self Help Groups
    Dissemination of new technologies through community mobilization, sensitization and capacity building
    Participating in and organizing exhibitions, trade fairs, shows and field days for farmers
    Participating in planning and budgeting for the agribusiness component
    Collecting and collating livestock/crop data and information for gross margins, market access and planning
    Participate in various partnership and networking forums at project implementation level to share the work that HACA does as well as learn from other stakeholders
    Maintain working relations with relevant County Government line ministries (Crops and Animal Production Officers at the Ministry of Agriculture at Sub-county level), other implementing stakeholders, private sector, learning institutions among others

    Qualifications

    Diploma in a relevant field such as Agriculture, Agronomy, Animal/Crop Production
    2 years’ experience in a similar position
    Previous experience in rural set up of Kenya
    Experience and knowledge in Good Agricultural Practices (GAP) market and value chain development, agricultural service provision and farm enterprise development
    Knowledge and previous practice of MS Office (Word and Excel are essential)
    Results driven and motivated by a sense of performance excellence and urgency
    Strong communication skills in English & Kamba, both verbally and written
    Personal qualities of integrity, customer orientation and cooperation
    Being a Christian adhering to the Christian identity of Help a Child
    Full support for the vision and mission of Help a Child

  • Junior Investment Manager

    Junior Investment Manager

    Job description
    The role’s key purpose is to create sustainable impact through serving entrepreneurs in the SME sector with risk capital and business support, helping them to realise their full business potential and achieve long- term success. The investment manager delivers tangible value to the SME clients and by doing so, achieves financial and impact returns on his/her transactions. A secondary purpose is to develop and share within the GroFin network knowledge and expertise in SME investment and support, including lessons learnt.
    Key Accountabilities
    Deal Origination: Identify, develop and maintain deal referral networks
    Transaction development : Analyse and thoroughly verify and cross reference key assumptions underpinning the business plan; Build the financial model and conduct a proper risk assessment;
    Structure viable transactions in line with the GroFin investment and pricing policy and product parameters; Draft high quality, focused and concise screening and finance reports that allow for efficient decision making within agreed time framesSGB sustainability & growth: Support the client in developing and implementing a robust business plan, financial plan and risk assessment and mitigation plan; Facilitate business linkages. Provide access to markets and business opportunities. Maintain a network of SME service providers; Leverage GroFin’s expertise effectively for clients benefit
    Key Competencies

    2+ years of demonstrated track record in investing or financing SMEs
    Advanced degree required. An MBA is preferred, as well as CFA or ACCA.
    Excellent financial and analytical skills
    Excellent credit management skills
    Excellent deal origination skills and a well-developed network with the local SME business and finance community (not applicable for junior role).
    Written and spoken language fluency in English essential.
    Choose GroFin, and make delivering innovative work part of your extraordinary career.

  • Head of Agency Banking

    Head of Agency Banking

    Job Details
    Retail & Business Banking
    Job Purpose

    Provide Strategic leadership in establishing and implementing the agency banking model in line with the Bank’s overall objectives of providing customers with alternate channels of service while achieving cost efficiency.
    Overseeing processes in recruitment, training and supervision of all agents attached to the branch network.
    Grow and manage the agent recruitment and distribution network across Kenya within the stipulated regulatory framework as provided for by the Central Bank of Kenya prudential guidelines.
    Assume ownership of Agency Banking strategic initiatives that will be aligned to PBB strategy on multi-channel architecture.
    Ensure commercial and operational readiness of Agency Banking by facilitating strategy formulation and execution.
    Research new business initiatives for Agency Banking.
    Be responsible for the channel’s profitability.
    Effective leadership and people management to support daily operational activities.
    Ensure that all people management, operational risk management, and customer service management processes are adhered to.
    Serve as subject matter expert for channel optimization by coordinating inter-channel dependencies.
    Development of relevant SLA to ensure high standards of service and world class customer experience.
    Represent the Bank in industry forums relevant to Agency Banking.

    Key Responsibilities/Accountabilities

    Sales and Service: 55%
    Recruitment of agents.
    Managing stakeholder relationships.
    Revenue growth through driving transaction volumes.
    Build and manage relationships with key corporates/Agents.
    Monitoring of agency activities /transactions and ensure that complaints / queries are resolved within SLA.
    Lead channel migration to drive agent transactions by developing value add services to be conducted on POS, mobile phone/tablet.
    Develop tailor made cash management solutions on the agency platforms to meet individual corporate entity needs.
    Analyze market dynamics and intelligence, changes and competition to make the agent business ahead of the competition with relevant solutions.
    Monitor availability and reliability of the systems for seamless agent transactions and escalate down time issues to support teams for prompt resolution.
    Supervise the sales and support teams and ensures SLAs are met.
    Promote brand visibility through marketing and communication.
    Manage agent compensation structure while making sure that the same is optimal for the bank.
    Ensure continuous improvement in overall agency banking for improved customer experience.
    Identify priority entities for potential new business/partnerships.
    Research; identify needs for new products for customers.
    Compliance, Governance and Controls 20%
    Update risk assessment reports on agency operations.
    Ensure adherence to policies and procedures on provision of services through agents.
    Appraisal of agents to establish their potential based on KYC procedures, financial ability, business prospects, personality, social standing in the community and other criteria as shall be established from time to time.
    Training of agents and bank staff
    Ensuring that the agents comply with CBK prudential guidelines as well as contractual obligations with the bank.
    Development of standard operating procedures for Agency Banking and ensuring adherence/compliance.
    Ensure that the bank complies with all the requirements of Agency Banking in line with CBK requirements.
    Business Management, People and self-development 25%
    Day-to-day coaching and co-ordination of staff to ensure delivery of objectives
    Build strong relationships with the Branch network to ensure team work and extraction of value from the agents linked or near their branches.
    Share knowledge and experiences with network staff of all functions
    Provide Cover For Other Team Members When Required To.
    Agree annual performance objectives with the team leader and other team members.
    Pursue continued improvement in personal development by participating in development programs and training.

    Preferred Qualification And Experience

    University degree in a relevant field.
    3 year commercial qualification or a technical qualification; and Accreditations.

    Experience

    At least 10 years banking experience.
    5 of which in retail banking in managing PORs spread across the country.
    5 of which must have been in a senior management role.

    Knowledge/Technical Skills/Expertise

    Knowledge of the bank’s products, services and policies required to undertake the role:
    The jobholder will be required to have a detailed knowledge of the core set of Retail Products and Services.
    For products, a good knowledge will be required sufficient to:-
    Recognize the changing needs of the customer.
    Identify products/service that best satisfies customer need.
    Introduce the products/services in the agency network.
    Co-ordinate the introduction of the relevant products.
    Deal with any issues arising as required.
    A good knowledge of the products & services available in bank functions is also required to satisfy the individual financial needs of business owners/key individuals.
    The jobholder will require a broad understanding of policies and strategies across the Group as they relate to the demands of the customer base.
    Training likely to assist effectiveness in the role, and which may have been completed prior to undertaking this role:
    Relationship Management
    Presentation, influencing and negotiating
    Communication & Marketing
    Business Management

    Additional details of exceptional aspects of the demands of the role:

    Required to form relationships with customers, therefore minimum tenure will be 2 years.
    The jobholder will need to be able to communicate in such a way as to ensure their ongoing credibility when dealing with business owners or directors of entities.
    The jobholder’s portfolio will consist of a full range of Companies , including the more challenging customers, who will often be subject to competitive approaches from other banks and service providers.
    The Business development activity will be similarly demanding.
    Business/ Technical Knowledge
    Financial Management
    People Management
    Personal Banking knowledge
    Technical acumen
    Intellect
    Analytical skills
    Strategic thinking
    Qualitative abilities