Principal Officer

Reporting To: Retail Director
Overall Job Purpose
The Principal Officer will be responsible for running the subsidiary as an independent strategic business unit contributing to the overall objectives of the HF Group.
Principle Accountabilities

Prepare and present monthly activity reports and ensure its effectiveness in meeting of the overall Agency‘s strategy.
Establish and maintain strict adherence to set compliance timelines and implementation of guidelines.
Implement all strategies and policies so as to achieve the Agency’s objectives.
Ensure premium is collected and remitted to the various underwriters.
Design and see the implementation of marketing strategies and prospects for new business to meet Agency targets.
Achieve set sales targets for the subsidiary.
To oversee all the activities of the subsidiary and ensure safe keeping of Agency’s assets, equipment, and cash.
Manage risk by ensuring company’s governance and accountability policies are implemented.
Supervise and monitor issuance of policy documents, certificates and renewal information to clients.
Develop and oversee implementation of internal procedures and processes for efficient use of resources.
Oversee business Growth Strategies through marketing integration to support growth and ensure business retention.
Institute debt reduction mechanisms to safeguard the business from future debt accumulation.
Ensure brand Re-positioning and visibility.
Manage day to day relationships with the Insurance Regulatory Authority (IRA).
Handle relationship building and customer satisfaction to ensure customer retention.
Balancing business mix portfolio for improved risk mitigation and profitability.
Put together the company profile, identified and aligned for complete automation all key underwriting, financial and operational functions.
Supervise, mentor, coach and develop direct reports.

Minimum Qualifications, Knowledge and Experience

A University degree with a bias in business, marketing or insurance.
Be a holder of full ACII qualifications.
A Master’s degree in a business related field will be an added advantage.
Minimum 10years experience with at least 5 years’ experience in a senior position in the insurance industry.
In-dep th knowledge and strong business networks.

Key Competencies and Skills

Selling and Negotiation skills
Basic accounting skills
Analytical Skills
Presentation Skills 
Demonstrated high perfromance.
Strategic focus with Business Acumen
Team Work and Interpersonal skills,
Demonstrated leadership skills  and result oriented.
Demonstrate Integrity and Professionalism,
Good communication Skills both written and Verbal