Reporting to: Business Manager – lendingSalary: 40K
The Credit Officer is responsible for managing the credit function of the business function efficiently and effectively in order to ensure that it is a profitable line of business and that the organization is not exposed to risks.
Roles for the Credit Officer Job
Revenue generation through growth of a high quality loan book
Drive uptake of the lending products
Ensure proper credit administration and loan recovery
Developing and maintaining relationships with strategic partners, potential & existing clients with aim to increase and maintain the banks credit base.
Reviewing and analysing the client’s credit risk status and giving a recommendation.
Credit Officer Job Competencies
Degree or diploma in commerce, finance, business or related field
Minimum of 2 years’ experience in lending to small and medium enterprises
Proper and organized documentation skills
Attention to detail
Thorough knowledge of bank’s products and services
Excellent interpersonal and networking skills, internally and externally
Strong sales and relationship building skills
Other Requirements
Certificate of good conduct
Clean credit history
