Job Responsibilities:
Deposit mobilization – Fixed and Cheap-Sticky deposits -Aggressively marketing for new liability accounts in line with the given stretching targets.
Cross sell banc assurance and other bank products
Develop good customer loans/facilities proposals that comply with the banks credit administration standards and policy.
Review customer demands in the market and recommend products/ services that will enable the Bank to compete in the area of operations.
Effective monitoring of loan repayments and mitigating risks related to defaults and periodically reviewing the loan portfolio to manage likely problem areas.
Ensures compliance to regulatory requirements and implementation of effective anti-money laundering procedures and controls.
Keep abreast of new development in customer preference and advices management on relevant changes.
Manage customer relations under personal/bank portfolio and ensure lasting relations are established with all clients and institutions.
Qualifications
Bachelor’s degree in Commerce, Economics or related field.
At least 3 (three) years’ experience as a Relationship Officer in Sales or Credit with proven track record for delivery of superior results.
Supervisory experience mandatory.
Good Knowledge and experience in banking operations
Added advantage to those experienced in a micro-finance environment.
Key Competences:
Job Responsibilities:
Deposit mobilization – Fixed and Cheap-Sticky deposits -Aggressively marketing for new liability accounts in line with the given stretching targets.
Cross sell banc assurance and other bank products
Develop good customer loans/facilities proposals that comply with the banks credit administration standards and policy.
Review customer demands in the market and recommend products/ services that will enable the Bank to compete in the area of operations.
Effective monitoring of loan repayments and mitigating risks related to defaults and periodically reviewing the loan portfolio to manage likely problem areas.
Ensures compliance to regulatory requirements and implementation of effective anti-money laundering procedures and controls.
Keep abreast of new development in customer preference and advices management on relevant changes.
Manage customer relations under personal/bank portfolio and ensure lasting relations are established with all clients and institutions.
Qualifications
Bachelor’s degree in Commerce, Economics or related field.
At least 3 (three) years’ experience as a Relationship Officer in Sales or Credit with proven track record for delivery of superior results.
Supervisory experience mandatory.
Good Knowledge and experience in banking operations
Added advantage to those experienced in a micro-finance environment.
Key Competences:
Performance driven – takes the initiative to set and achieve challenging work goals. Proven track record for delivery of superior results and ability to meet stretching targets.
Strong negotiation skills.
Sales / Marketing skills including check-off loans, deposit mobilization and distribution of banc assurance products
Capacity to lead and manage sales staff including direct sales representatives. Team supervisory experience mandatory.
Good interpersonal and communication skills with high personal integrity and ability to work under pressure.
Credit management skills.
Performance driven – takes the initiative to set and achieve challenging work goals. Proven track record for delivery of superior results and ability to meet stretching targets.
Strong negotiation skills.
Sales / Marketing skills including check-off loans, deposit mobilization and distribution of banc assurance products
Capacity to lead and manage sales staff including direct sales representatives. Team supervisory experience mandatory.
Good interpersonal and communication skills with high personal integrity and ability to work under pressure.
Credit management skills.
