Senior Risk & Compliance Officer Business Development Manager – Independent Agents & DSF

KEY PRIMARY RESPONSIBILITIES

Risk

In conjunction with management, facilitating the identification and assessment of risks in line with the Group’s Enterprise Risk Management framework and updating outcomes in the risk registers.
Monitoring of risks and preparation of reports to management and other risk committees on various aspects of risk management 
Following-up proactively on action plans put in place by management to address risk exposures and report on the same
Conducting risk analysis and quantification of financial risks through sensitivity analyses and stress testing for financial and insurance risks as well as major projects in the company. 
Implement the risk and compliance policies and procedures in place. 
Keep abreast with the applicable laws, regulations, rules and standards in the risk & compliance fraternity and advice on the emerging developments of the same. 
Scanning environmental risks and identifying new threats and opportunities that may impact on the business.
Creating awareness on risk management to facilitate embedding of a risk-conscious culture across the Company
Coordinate BCP in conjunction with the Group Head of Risk and Compliance and ensure the group’s business continuity risks are adequately mitigated

Compliance

Implement the annual compliance program incorporating legal, regulatory and internal policies & procedures for all the entities in the group 
Ensure that all applicable legislation are complied with by each company within the group through day to day monitoring and regular review of compliance to legislation, regulations and internal policies and controls. 
Maintain correspondence with all regulators on all regulatory and supervisory issues. 
Implement an ethics program and report on the status of compliance

Anti-Money Laundering 

Implement a robust Anti-Money Laundering and Counter Terrorist Financing Programme as well as on any new laws and regulation affecting the group as they emerge. 
Inform and advise Apollo Group, employees and third-parties of their obligations under the POCAMLA Act 
Monitor compliance with POCAMLA Act and Apollo Group Compliance and AML policies in relation to Money Laundering, including raising awareness of these policies amongst Apollo Group employees, ensuring relevant and continuous staff training, and auditing and reviewing Apollo Group systems and procedures
Act as the contact point with regulators and the Board on issues relating to Apollo Group’s AML/CFT Activities such as reporting suspicious transactions related to money laundering and the fight against terrorism financing
Provide advice to Apollo Group, where requested, regarding AML/CFT Compliance Risk Assessments and to monitor their performance

Other Responsibilities 

Provide training to Management and Staff at Apollo Group by organizing, designing and delivery of Risk and Compliance training programmes.

ACADEMIC QUALIFICATIONS

Bachelor’s degree in Finance/Business/IT/Risk Management or an equivalent

JOB SKILLS AND REQUIREMENTS

Proven exposure to Risk Management and excellent understanding of principles of risk management
An understanding of the Regulatory environment within a Financial Services and Insurance company. This includes AML laws and regulations
Proven exposure to Internal Control Systems 
Excellent report writing, presentation and communication skills
IT proficiency i.e. experience in analysis using statistical packages, MS Excel and other analytical tools 
Continuous Process Improvement understanding
Analytical thinking and Problem solving skills with attention to detail
Team Player and People skills
Understanding of Quality Management Systems will be an added Advantage

PROFESSIONAL QUALIFICATIONS

CPA (K), CISA, CIA or QMS Lead Auditor
Risk Management qualification 
Compliance qualifications
AML Certifications will be an added advantage 

EXPERIENCE

At least 2-4 years in a risk management environment within a large organization preferably in a financial services industry

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