Description
The position involves working with and supporting the Managing Director in portfolio management activities, including regular monitoring of the LENDING COMPANY’s loan portfolio by tracking underlying asset performance using vintage analysis and stress testing, as well as ensuring covenant compliance.
The work also includes quarterly credit reviews of clients to understand their ability to service existing loans. The role provides significant opportunities to learn, develop, and work as an integral member of the LENDING COMPANY.
Minimum Qualifications
Undergraduate and a graduate degree in Finance, Business, or Economics, or an MBA with work experience in Banking or Credit will be an added advantage.
A minimum of five years of work experience in a financial institution with at least three years in Credit Administration or Loan Portfolio Management.
Strong financial and risk analysis
Adept at using Microsoft
Knowledge of digital lending
Knowledge of commercial credit products, market trends, and/or loan
Strong leadership and communication skills with experience in leading
Team player with strong organizational, coordination, and time management
Skills and Experience Requirements
Ability to prioritize tasks and work with minimum supervision, with high levels of
Ability to work under pressure to meet strict
Understand portfolio current initiatives and priorities agreed upon by the client’s key stakeholders.
Ability to research financial topics and present accessible reports on that research to colleagues with different areas of expertise.
Ability to prioritize tasks and work with minimum supervision with high levels of
Ability to work under pressure to meet strict
Excellent interpersonal skills in managing client
Strong interpersonal and customer service skills, including forming and maintaining client and business relationships.
Ability to work with MS Office and portfolio management
Personal Attributes
Highly motivated and dedicated to the project, long hours could be needed to meet
Possessing a customer-centric approach in dealing with clients
A team player who values contribution by other team
Act in the best interest of the LENDING COMPANY at all
Comfortable with working across multiple geographies and in cross-cultural
Be flexible to carry out any other reasonable task requested within the office
Committed to working in the long
Responsibilities
The job holder will report to the Head of Prudential reporting to the
Review of Credit Policy to conform to industry
Monitor risk exposure in the LENDING COMPANY’s loan portfolio and recommend
Conduct a detailed loan portfolio analysis to identify trends and
Provide constant feedback to the underwriters to improve the quality of Participate in the Credit
Ensure that deviations from the policy are identified, reported, approved, and
Undertake stress testing and vintage analysis for the loan portfolio to identify CRB reporting of problem
Collating Market intelligence to inform the review of the Credit
Analyze the LENDING COMPANY’s portfolio to ensure the cost of funds is commensurate with loan
Send your application and updated CV to recruitment@sheerlogicltd.com – to be received on or before 6/06/2024. Kindly indicate the job title in the subject line: LOAN PORTFOLIO OFFICER/CREDIT ANALYST
Apply via :
recruitment@sheerlogicltd.com
