Position Summary
You will be responsible for preparing loan applications, evaluating clients’ financial information, calculating risk ratios, and having a good understanding of lending procedures and member service experience.
Main Responsibilities
Processing and appraising of loan applications.
Preparing and submitting remittance advices to members and payroll officers upon disbursement of members’ loans and advising them on deductions to be cleared.
Provide member support during loan applications.
Preparing timely and accurate loans reports.
Monthly promotions on loan products in liaison with the Marketing Department.
Security perfection of both property and Motor vehicle that is, for motor vehicles must ensure joint registration and for property, charge of property before disbursement.
Offer members with alternative solution if they cannot qualify for the applied loan category or levels.
Frequently follow up on pending loans to ensure compliance.
Discharge of collateral after successful clearance of loans.
Verify applicant’s employment information with the employers to confirm the authenticity and ability.
Support members and other stakeholders on general inquiries on loans.
Handle member complaints and take appropriate action to resolve them.
Participate in office committee membership as constituted from time to time.
Participate in member recruitment drives.
Assist in debt collection.
Advise members whose applications have been deferred or rejected promptly and as advised while giving the applicants reasons for rejections.
Maintain confidentiality of member’s loan information.
Build and maintain professional relationships with the contact person in the member organizations
Perform any other responsibility as assigned.
Knowledge: Qualifications & Experience
Bachelor’s degree in business administration, finance or its equivalent
CPA (II) holder or its equivalent.
Minimum of 3 years of relevant experience working in a financial institution
A diploma in Cooperative Management will be an added advantage.
Financial management capability and investment.
Proficiency using ERP system.
Personal Attributes required for this role:
A person of integrity
Good communication and interpersonal skills.
Excellent analytical and reporting skills
Excellent problem solving and decision-making skills
Attentive to details.
Key Relationships:
Direct Reports to this Role:
None
Internal Contacts:
All departments
External Contacts:
Members
Vendors
Interested candidates meeting the above requirements should apply online by filling in the data form on this link https://forms.office.com/r/1a5JF8u5kf. After filling the data form, proceed and send an application letter and a detailed Curriculum Vitae (CV) to jobs@kimisitusacco.or.ke. Clearly state the subject of the email as Credit Analyst. The data form must be filled in full. To be considered for this role your application must be received by C.O.B on Friday, 7 th June 2024. Only shortlisted candidates will be contacted.
Apply via :
jobs@kimisitusacco.or.ke
forms.office.com
