This is an entry level role and he/she will be responsible for promoting and selling loans to potential clients. This role involves generating leads, client engagement, evaluating loan applications, ensuring compliance with lending policies, and contributing to the growth and success of the institution.
Salary Range 20-25k
Responsibilities
Market loan products such as Logbook loans, Banker’s loan, Asset finance etc. to individuals and firms in order to promote interest in a product or service
Engage with potential clients through various channels, including client visitation, face to-face meetings, phone calls, and activations.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Developing new sales leads and following up with potential clients in order to attract new business
Evaluating creditworthiness by processing loan applications and documentation within specified limits
Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
Analyze applicants’ financial status to determine the feasibility of granting loans.
Explain to customers the different types of loans that are available, as well as the terms of those services.
Review loan applications to ensure that they are complete and accurate according to policy.
Regularly report sales activities, targets, and achievements to the sales and marketing manager
Manage and maintain a portfolio of clients, maintain accurate records, and contribute to the overall growth and sustainability of the organization
Qualifications
Bachelor’s degree/ Diploma in a Sales and Marketing, Business Administration, Finance or related field
Proven working experience of at least 1 year as a Loan Officer/ Sales Agent/ Product Development Officer/ or a similar role
Strong understanding of microfinance products such as Logbook loans, Banker’s loan, Asset finance etc., microfinance principles, and the target client base.
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