MICRO CREDIT OFFICER REF: (SS/MCO/05/24)
Reporting to Head of Credit, the individual will be responsible for the day-today coordination of the credit functions in the SACCO, ensuring high customer service standards are maintained and total compliance to the SACCO lending policies and procedures.
Tasks and Responsibilities
Market Micro-credit products and services to the target clients and maintain the image of Micro-Credit activities
Deposit Mobilization
Maintain good relationship with groups and frequent visits
Disbursement and processing of loans
Maintain quality portfolio by closely monitoring repayment of loans from customers and ensuring prompt follow-ups
Recruiting clients, groups and business appraisal
To identify and locate prospective micro-credit clients
To plan periodic visits to identifiable clients
Prepare Micro-Credit loan applications for approval
Prepare weekly and monthly returns/reports to the Head of Credit
Minimum Qualifications and Skills
A Bachelor’s Degree in Accounting/Finance or a Business-Related Degree from a recognized university.
CPA II or Credit Management Certification.
A minimum of 3 years’ experience in micro credit in a busy financial institution.
Sound knowledge of Sacco laws and regulations.
A person of integrity, team player with effective communication skills.
Sound judgement and decision-making ability on lending across all sectors.
Excellent in analytical, interpersonal and team management skills.
loan monitoring, generating reports and initiative on improvement of service delivery.
Apply via :
forms.office.com