Primary job description
Onboarding, vetting and evaluation of potential SMEs/Merchants to be funded by Pezesha on a regular basis using our internal processes and standards and hitting set targets to ensure growth and scale
Assess SMEs creditworthiness and risks by evaluating their financial information and ratios
Onboard, manage and retain SME related to partners
Marketing & Financial education in relation to SMEs needs and support
Provide customer care support via calling and follow up with potential and funded SMEs on additional information required as well as repayments of loans for those successfully funded by Pezesha
Portfolio management
Monitor and update SME loan accounts and information on the dashboard
Drive strategic sales, scale and productivity to ensure the overall success of the company’s products and services
Execute on strategic experiments to drive growth in assigned portfolios
Daily analytics and reporting on assigned portfolio performance
Qualifications/Skills
At least a graduate of Commerce or Accounting or Finance or a related field
Solid understanding of credit risk processes and standards
Basic computer skills and a quick learner
At least 2 years of professional work experience in credit operations as a relationship officer or part of the credit risk team
ADDED ADVANTAGE: Credit Operations & SME evaluations experiences from a bank or Fintech environment.
ADDED ADVANTAGE: Strong Accounting and analytical skills with more than 2 years experience
Proficiency in excel skills or working with spreadsheets
Ability to manage multiple projects and self drive toward targets while ensuring quality output and prioritisation.
Excellent verbal and written communication and interpersonal skills
High level of interpersonal maturity, hardworking, and professionalism
Unwavering commitment to service and customer orientation
Team player who demonstrates positive attitude, creativity, energy, dedication to collaboration and patience and with a high degree of integrity
In-depth knowledge of the Financial industry (Fintech) and its current events in Kenya
Attention to detail
Excellent time management and organisation
To Apply: Please send your CVs and cover letter to jobs@pezesha.com. Kindly indicate the title of the job on the subject header of the email (REF 2023/Credit Officer). The applicants who do not indicate THE REF NO and job title and where they are currently based in the email body will be automatically disqualified.
Apply via :
jobs@pezesha.com
