Job Description
Lead and Direct Department Team to support growth of Corporate and Business Lending whilst minimizing Credit Loss in line with the Bank’s Objectives.
Develop and execute the annual departmental plan and budget within approved limits
Develop and maintain Business Continuity, Risk and Compliance Management Controls for Department measured in Audit Rating, Closure of audit findings.
Relationship Management of internal and external stakeholders of the Corporate and Business Banking Credit department at all levels of engagement. .
Development of or the implementation of Corporate and Business Banking Credit Operations standards, regulatory or industry determined procedures, staff work measures, Credit TAT and other service level agreements
Responsible for quality and efficient appraisal and decision making on Corporate and Business Banking credit requests measured in Credit TAT, Early Vintage into Delinquency/NPL, Migration to NPL p.a., NPL ratio, etc.,
Advise and recommend on possible solutions and way forward on (complex) Corporate & Business Banking credit matters.
Exercise a delegated discretion diligently to ensure high standards of credit quality and growth in the Corporate and Business Banking lending book.
Contribute in continuous development, implementation and management of Bank’s Credit Policy, Credit Manual and Credit processes to achieve higher efficiencies and productivity.
Maintain and continuously enhance capacity by developing self and the team through training, mentoring customer visits, Industry Papers and Performance Management.
REQUIREMENTS
Academic & Professional Qualifications
Education
Bachelor’s Degree Business Related
Professional Qualifications AKIB/CIB, CAF, CPA(K), ACCA
Master’s Degree Business Related
Work Experience
Total Minimum No of Years Experience Required 10
Detail Minimum No of Years Need Type5
10 years experience in General credit management
8 years experience in Corporate Credit Analysis with lending discretion authority (KES. 300 million and above)
8 years experience in SME Credit analysis with lending discretion authority
8 years experience in General banking
8 years experience in Corporate or Business Relationship management
8 years experience in Stakeholder management
8 years experience in People management
4 years experience in Credit portfolio administration
4 years experience in Debt recovery
Apply via :
eoin.fa.em3.oraclecloud.com
Leave a Reply