Key Responsibilities:
Develop, maintain & implement Credit Policies and Procedures including knowledge on risk and compliance management, regulatory frameworks, industry best practices and global standards.
Review & implement systems / tools to maximise performance, scalability, and ease of use in credit decision.
Continuous monitoring of market and economic decisions as they impact Aspira, retailers and customers with a view to improve credit decisions and identify new opportunities/customer segments to be targeted.
Assess, document, and report on financial, reputational, regulatory, operational, and compliance risk associated to applications.
Credit assessments and reports.
Support/training to internal stakeholders in understanding Credit in order to increase submission quality and approval rate.
Build a high performing team through strengths focused leadership, ensuring adequate team support, coaching and development.
Candidate profile:
Min. Bachelor’s Degree or equivalent preferably in business-related field
Minimum of 5 years’ experience in credit or risk positions within a financial institution
Minimum 3 years’ experience in building/leading high performing teams
Committed to exceptional customer service with an ability to navigate demanding customers.
Hands on experience in credit scorecard utilization, risk analytics and fraud prevention
In-depth knowledge of the Kenyan market relating to financial services and the risk profiles of different customer segments
Past experience in Fintech and in financial services technology
Strong communication and negotiation skills
Ability to collaborate with and influence internal and external stakeholders
Apply via :
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