Position Scope
Reporting to the Senior Credit Officer, the successful candidates will be responsible for driving and delivering excellent business performance through aggressive marketing of GFL loan products, ensuring optimum productivity, high quality / yielding loan book, operation efficiency and outstanding relationship management.
Key Responsibilities
Implementing monthly intake and disbursement plans;
Conducting outreach and promotional activities during field days, committee and other growers’ meetings;
Implementing marketing strategies for business growth;
Organizing logistical details in area of operation for product marketing purposes;
Providing guidance to customers on filling loan applications, conducting appraisal & disbursement while ensuring the authenticity of documents submitted;
Verifying completeness & accuracy of loan applications made before submitting to the supervisors for approval;
Ensuring proper filing and recording of all loan processes and provide regular reports and statistics;
Close monitoring of all loan repayments to ensure recovery at all times while performing follow-ups & recoveries of all non-performing loans;
Providing periodic performance reports to supervisor;
Ensuring all new & existing customers are well trained on GFL products, policies and procedures;
Attending and contributing to departmental and organizational meetings and briefs;
Ensuring that all amounts disbursed are collected by the due date;
Monitoring and administration of credit performance through reports;
Ensuring Compliance with Credit policies and procedures;
Qualifications
The ideal candidate must possess the following qualifications, experience and competencies: –
Bachelor’s degree in a Business related field
level C+ with a minimum pass in Mathematics of C+ (Clearly indicate the grade attained).
Strong selling and negotiating skills
Must demonstrate high integrity and ethical practice
Must demonstrate ability to work independently with minimum supervision.
Must be a team player who is able to work cordially in teams
Must demonstrate ability to multitask.
Must demonstrate commitment to operational effectiveness
Should have ability to solve problems by applying relevant business knowledge
Should demonstrate professional expertise in the relevant work area
Must have the ability to communicate for both written and oral communication
Must be able to work under pressure
Must be a flexible person, who is willing to learn and able to work flexible hours to achieve goals
Must have knowledge in use of MS office packages
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